3-Bedroom Rent · October 2026

3-Bedroom Apartment Rent in Morganton, NC

$1,950/mo

Median asking rent for a 3-bedroom apartment in Morganton, North Carolina as of October 2026. That's +36% higher than the citywide median of $1,436 and +8% below the national 3-bedroom median of $2,130.

3-Bedroom median
$1,950
October 2026
vs city overall
+36%
$1,436 city median
vs national
-8%
$2,130 US median
North Carolina rank
#83
of 126 cities

Income needed for a 3-bedroom in Morganton

Using the standard 30% rent-to-income guideline (the threshold above which households are considered rent-burdened), here's what you need to earn to comfortably afford a 3-bedroom at the current median rent.

Annual income
$78,000
Monthly gross
$6,500
Hourly (full-time)
$37.50

Rent by apartment size in Morganton

Compare Morganton's median rent across every apartment size.

Studio
$1,290
1-Bedroom
$1,350
2-Bedroom
$1,520
3-Bedroom (current)
$1,950
4+ Bedroom
$2,570

Cheapest cities for a 3-bedroom in North Carolina

#City3-Bedroom rent
1Bessemer City$1,155
2Calabash$1,172
3Marion$1,190
4Henderson$1,240
5Waynesville$1,285
6Lexington$1,295
7Shelby$1,300
8Mount Airy$1,310
9Gibsonville$1,319
10Aberdeen$1,340
11Archdale$1,350
12Asheboro$1,350
13Sylva$1,350
14Thomasville$1,350
15Kings Mountain$1,360

Most expensive cities for a 3-bedroom in North Carolina

#City3-Bedroom rent
1Harrisburg$3,380
2Holly Springs$2,690
3Waxhaw$2,640
4Apex$2,620
5Davidson$2,570
6Cornelius$2,500
7Cary$2,415
8Mooresville$2,390
9Pinehurst$2,380
10Mint Hill$2,340
11Fuquay Varina$2,330
12Carrboro$2,330
13Durham$2,280
14Vass$2,260
15Arden$2,260

Nearby cities — 3-bedroom rent

Considering nearby alternatives? 5 of these cities have cheaper 3-bedroom rents than Morganton.

CityDistance3-Bedroom rentvs Morganton
Marion, NC20.1 mi$1,190$-760 (-39%)
Hickory, NC27.2 mi$1,420$-530 (-27%)
Boone, NC32.1 mi$1,570$-380 (-19%)
Cherryville, NC34.6 mi$1,430$-520 (-27%)
Newton, NC36.5 mi$1,450$-500 (-26%)
Shelby, NC37.4 mi$1,300$-650 (-33%)
Black Mountain, NC39 mi$1,950—
Lincolnton, NC39.2 mi$1,550$-400 (-21%)
Kings Mountain, NC44.1 mi$1,360$-590 (-30%)
Gaffney, SC45 mi$1,220$-730 (-37%)
Bessemer City, NC46.1 mi$1,155$-795 (-41%)
Swannanoa, NC46.2 mi$1,950—

3-Bedroom rent in Morganton — common questions

How much is a 3-bedroom apartment in Morganton?

As of October 2026, the median 3-bedroom apartment rent in Morganton, North Carolina is $1,950 per month. This is +36% higher than the citywide median of $1,436.

What income do you need to afford a 3-bedroom in Morganton?

Using the standard 30% rent-to-income rule, you would need an annual income of about $78,000 ($6,500/month gross), which works out to roughly $37.50/hour at a full-time job.

Is Morganton expensive for a 3-bedroom compared to the rest of the US?

Morganton's 3-bedroom median of $1,950 is +8% below the national 3-bedroom median of $2,130. It ranks in the 41th percentile of US cities tracked.

How does Morganton rank for 3-bedroom rent in North Carolina?

Among the 126 cities in North Carolina with 3-bedroom data, Morganton ranks #83 from cheapest to most expensive.

Are there cheaper 3-bedroom options near Morganton?

Yes — nearby cities with cheaper 3-bedroom rents include Marion ($1,190), Hickory ($1,420), Boone ($1,570).

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Methodology: Bedroom-level rent medians come from HUD Fair Market Rent data calibrated to the Zillow Observed Rent Index (ZORI) for Morganton, which serves as the citywide anchor. When the HUD bedroom values exceed the ZORI city median (a common quirk in luxury markets and small samples), bedroom values are proportionally scaled down to align. Income required uses the standard 30% rent-to-income guideline. Comparison rankings use the same data month across all cities (October 2026) and exclude cities with median rent below $400 or above $20,000.