2-Bedroom Rent · October 2026

2-Bedroom Apartment Rent in Surf City, NC

$1,959/mo

Median asking rent for a 2-bedroom apartment in Surf City, North Carolina as of October 2026. That's +2% lower than the citywide median of $2,005 and +18% above the national 2-bedroom median of $1,657.

2-Bedroom median
$1,959
October 2026
vs city overall
-2%
$2,005 city median
vs national
+18%
$1,657 US median
North Carolina rank
#121
of 127 cities

Income needed for a 2-bedroom in Surf City

Using the standard 30% rent-to-income guideline (the threshold above which households are considered rent-burdened), here's what you need to earn to comfortably afford a 2-bedroom at the current median rent.

Annual income
$78,360
Monthly gross
$6,530
Hourly (full-time)
$37.67

Rent by apartment size in Surf City

Compare Surf City's median rent across every apartment size.

Studio
—
1-Bedroom
—
2-Bedroom (current)
$1,959
3-Bedroom
—
4+ Bedroom
$2,166

Cheapest cities for a 2-bedroom in North Carolina

#City2-Bedroom rent
1Gibsonville$726
2Ranlo$844
3Shelby$930
4Bessemer City$932
5Marion$940
6Aberdeen$950
7Kings Mountain$990
8Waynesville$991
9Lexington$995
10Mount Airy$1,000
11Albemarle$1,010
12Henderson$1,010
13Lillington$1,020
14Washington$1,040
15Archdale$1,060

Most expensive cities for a 2-bedroom in North Carolina

#City2-Bedroom rent
1Harrisburg$2,740
2Holly Springs$2,160
3Waxhaw$2,140
4Apex$2,107
5Davidson$2,070
6Cornelius$2,030
7Surf City (this page)$1,959
8Cary$1,943
9Mint Hill$1,900
10Carrboro$1,870
11Fuquay Varina$1,840
12Durham$1,832
13Wake Forest$1,790
14Arden$1,760
15Huntersville$1,757

Nearby cities — 2-bedroom rent

Considering nearby alternatives? 5 of these cities have cheaper 2-bedroom rents than Surf City.

CityDistance2-Bedroom rentvs Surf City
Holly Ridge, NC4 mi$1,340$-619 (-32%)
Hampstead, NC9 mi$1,460$-499 (-25%)
Sneads Ferry, NC11.8 mi$1,400$-559 (-29%)
Jacksonville, NC25.4 mi$1,150$-809 (-41%)
Midway Park, NC25.9 mi$1,150$-809 (-41%)
Wilmington, NC27 mi$1,643$-316 (-16%)
Hubert, NC30 mi$1,150$-809 (-41%)
Richlands, NC31.3 mi$1,210$-749 (-38%)
Belville, NC34 mi$1,728$-231 (-12%)
Carolina Beach, NC36.3 mi$1,670$-289 (-15%)
Leland, NC39.9 mi$1,460$-499 (-25%)
Emerald Isle, NC43.7 mi$1,660$-299 (-15%)

2-Bedroom rent in Surf City — common questions

How much is a 2-bedroom apartment in Surf City?

As of October 2026, the median 2-bedroom apartment rent in Surf City, North Carolina is $1,959 per month. This is +2% below the citywide median of $2,005.

What income do you need to afford a 2-bedroom in Surf City?

Using the standard 30% rent-to-income rule, you would need an annual income of about $78,360 ($6,530/month gross), which works out to roughly $37.67/hour at a full-time job.

Is Surf City expensive for a 2-bedroom compared to the rest of the US?

Surf City's 2-bedroom median of $1,959 is +18% above the national 2-bedroom median of $1,657. It ranks in the 66th percentile of US cities tracked.

How does Surf City rank for 2-bedroom rent in North Carolina?

Among the 127 cities in North Carolina with 2-bedroom data, Surf City ranks #121 from cheapest to most expensive.

Are there cheaper 2-bedroom options near Surf City?

Yes — nearby cities with cheaper 2-bedroom rents include Holly Ridge ($1,340), Hampstead ($1,460), Sneads Ferry ($1,400).

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Methodology: Bedroom-level rent medians come from HUD Fair Market Rent data calibrated to the Zillow Observed Rent Index (ZORI) for Surf City, which serves as the citywide anchor. When the HUD bedroom values exceed the ZORI city median (a common quirk in luxury markets and small samples), bedroom values are proportionally scaled down to align. Income required uses the standard 30% rent-to-income guideline. Comparison rankings use the same data month across all cities (October 2026) and exclude cities with median rent below $400 or above $20,000.