4+ Bedroom Rent · August 2026

4+ Bedroom Apartment Rent in Surf City, NC

$2,286/mo

Median asking rent for a 4+ bedroom apartment in Surf City, North Carolina as of August 2026. That's the same as the citywide median and +9% below the national 4+ bedroom median of $2,522.

4+ Bedroom median
$2,286
August 2026
vs city overall
0%
$2,296 city median
vs national
-9%
$2,522 US median
North Carolina rank
#70
of 122 cities

Income needed for a 4+ bedroom in Surf City

Using the standard 30% rent-to-income guideline (the threshold above which households are considered rent-burdened), here's what you need to earn to comfortably afford a 4+ bedroom at the current median rent.

Annual income
$91,440
Monthly gross
$7,620
Hourly (full-time)
$43.96

Rent by apartment size in Surf City

Compare Surf City's median rent across every apartment size.

Studio
1-Bedroom
2-Bedroom
$2,067
3-Bedroom
4+ Bedroom (current)
$2,286

Cheapest cities for a 4+ bedroom in North Carolina

#City4+ Bedroom rent
1Marion$1,260
2Lumberton$1,360
3Henderson$1,370
4Shelby$1,400
5Kill Devil Hills$1,441
6Kings Mountain$1,510
7Mount Airy$1,510
8Archdale$1,520
9Asheboro$1,520
10Thomasville$1,520
11Belville$1,539
12Lexington$1,540
13Wilson$1,600
14Aberdeen$1,610
15Hickory$1,670

Most expensive cities for a 4+ bedroom in North Carolina

#City4+ Bedroom rent
1Harrisburg$4,280
2Holly Springs$3,630
3Apex$3,517
4Waxhaw$3,350
5Cary$3,255
6Davidson$3,250
7Pineville$3,100
8Fuquay Varina$3,100
9Wake Forest$2,980
10Arden$2,980
11Mint Hill$2,970
12Knightdale$2,940
13Mooresville$2,920
14Asheville$2,918
15Clayton$2,890

Nearby cities — 4+ bedroom rent

Considering nearby alternatives? 5 of these cities have cheaper 4+ bedroom rents than Surf City.

CityDistance4+ Bedroom rentvs Surf City
Holly Ridge, NC4 mi$2,250$-36 (-2%)
Hampstead, NC9 mi$2,450+$164 (+7%)
Sneads Ferry, NC11.8 mi$2,370+$84 (+4%)
Jacksonville, NC25.4 mi$1,950$-336 (-15%)
Wilmington, NC27 mi$2,612+$326 (+14%)
Hubert, NC30 mi$1,950$-336 (-15%)
Richlands, NC31.3 mi$2,050$-236 (-10%)
Belville, NC34 mi$1,539$-747 (-33%)
Carolina Beach, NC36.3 mi$2,630+$344 (+15%)
Leland, NC39.9 mi$2,450+$164 (+7%)
Bolivia, NC52.3 mi$2,270$-16 (-1%)
Newport, NC53.4 mi$1,920$-366 (-16%)

4+ Bedroom rent in Surf City — common questions

How much is a 4+ bedroom apartment in Surf City?

As of August 2026, the median 4+ bedroom apartment rent in Surf City, North Carolina is $2,286 per month. This is in line with the citywide median of $2,296.

What income do you need to afford a 4+ bedroom in Surf City?

Using the standard 30% rent-to-income rule, you would need an annual income of about $91,440 ($7,620/month gross), which works out to roughly $43.96/hour at a full-time job.

Is Surf City expensive for a 4+ bedroom compared to the rest of the US?

Surf City's 4+ bedroom median of $2,286 is +9% below the national 4+ bedroom median of $2,522. It ranks in the 41th percentile of US cities tracked.

How does Surf City rank for 4+ bedroom rent in North Carolina?

Among the 122 cities in North Carolina with 4+ bedroom data, Surf City ranks #70 from cheapest to most expensive.

Are there cheaper 4+ bedroom options near Surf City?

Yes — nearby cities with cheaper 4+ bedroom rents include Holly Ridge ($2,250), Jacksonville ($1,950), Hubert ($1,950).

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Methodology: Bedroom-level rent medians come from HUD Fair Market Rent data calibrated to the Zillow Observed Rent Index (ZORI) for Surf City, which serves as the citywide anchor. When the HUD bedroom values exceed the ZORI city median (a common quirk in luxury markets and small samples), bedroom values are proportionally scaled down to align. Income required uses the standard 30% rent-to-income guideline. Comparison rankings use the same data month across all cities (August 2026) and exclude cities with median rent below $400 or above $20,000.