4+ Bedroom Rent · July 2026

4+ Bedroom Apartment Rent in Surf City, NC

$2,286/mo

Median asking rent for a 4+ bedroom apartment in Surf City, North Carolina as of July 2026. That's +1% higher than the citywide median of $2,265 and +9% below the national 4+ bedroom median of $2,520.

4+ Bedroom median
$2,286
July 2026
vs city overall
+1%
$2,265 city median
vs national
-9%
$2,520 US median
North Carolina rank
#69
of 122 cities

Income needed for a 4+ bedroom in Surf City

Using the standard 30% rent-to-income guideline (the threshold above which households are considered rent-burdened), here's what you need to earn to comfortably afford a 4+ bedroom at the current median rent.

Annual income
$91,440
Monthly gross
$7,620
Hourly (full-time)
$43.96

Rent by apartment size in Surf City

Compare Surf City's median rent across every apartment size.

Studio
1-Bedroom
2-Bedroom
$2,067
3-Bedroom
4+ Bedroom (current)
$2,286

Cheapest cities for a 4+ bedroom in North Carolina

#City4+ Bedroom rent
1Marion$1,260
2Lumberton$1,360
3Henderson$1,370
4Shelby$1,400
5Kings Mountain$1,510
6Archdale$1,520
7Asheboro$1,520
8Thomasville$1,520
9Sylva$1,530
10Belville$1,539
11Lexington$1,540
12Wilson$1,600
13Aberdeen$1,610
14Hickory$1,670
15Lincolnton$1,670

Most expensive cities for a 4+ bedroom in North Carolina

#City4+ Bedroom rent
1Harrisburg$4,280
2Holly Springs$3,630
3Apex$3,517
4Waxhaw$3,350
5Cary$3,255
6Davidson$3,250
7Cornelius$3,170
8Chapel Hill$3,125
9Pineville$3,100
10Fuquay Varina$3,100
11Raleigh$3,046
12Wake Forest$2,980
13Arden$2,980
14Mint Hill$2,970
15Knightdale$2,940

Nearby cities — 4+ bedroom rent

Considering nearby alternatives? 5 of these cities have cheaper 4+ bedroom rents than Surf City.

CityDistance4+ Bedroom rentvs Surf City
Holly Ridge, NC4 mi$2,250$-36 (-2%)
Hampstead, NC9 mi$2,450+$164 (+7%)
Sneads Ferry, NC11.8 mi$2,370+$84 (+4%)
Jacksonville, NC25.4 mi$1,950$-336 (-15%)
Midway Park, NC25.9 mi$1,950$-336 (-15%)
Wilmington, NC27 mi$2,612+$326 (+14%)
Hubert, NC30 mi$1,950$-336 (-15%)
Richlands, NC31.3 mi$2,050$-236 (-10%)
Belville, NC34 mi$1,539$-747 (-33%)
Carolina Beach, NC36.3 mi$2,630+$344 (+15%)
Leland, NC39.9 mi$2,450+$164 (+7%)
Bolivia, NC52.3 mi$2,270$-16 (-1%)

4+ Bedroom rent in Surf City — common questions

How much is a 4+ bedroom apartment in Surf City?

As of July 2026, the median 4+ bedroom apartment rent in Surf City, North Carolina is $2,286 per month. This is +1% higher than the citywide median of $2,265.

What income do you need to afford a 4+ bedroom in Surf City?

Using the standard 30% rent-to-income rule, you would need an annual income of about $91,440 ($7,620/month gross), which works out to roughly $43.96/hour at a full-time job.

Is Surf City expensive for a 4+ bedroom compared to the rest of the US?

Surf City's 4+ bedroom median of $2,286 is +9% below the national 4+ bedroom median of $2,520. It ranks in the 41th percentile of US cities tracked.

How does Surf City rank for 4+ bedroom rent in North Carolina?

Among the 122 cities in North Carolina with 4+ bedroom data, Surf City ranks #69 from cheapest to most expensive.

Are there cheaper 4+ bedroom options near Surf City?

Yes — nearby cities with cheaper 4+ bedroom rents include Holly Ridge ($2,250), Jacksonville ($1,950), Midway Park ($1,950).

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Methodology: Bedroom-level rent medians come from HUD Fair Market Rent data calibrated to the Zillow Observed Rent Index (ZORI) for Surf City, which serves as the citywide anchor. When the HUD bedroom values exceed the ZORI city median (a common quirk in luxury markets and small samples), bedroom values are proportionally scaled down to align. Income required uses the standard 30% rent-to-income guideline. Comparison rankings use the same data month across all cities (July 2026) and exclude cities with median rent below $400 or above $20,000.