4+ Bedroom Rent · July 2026

4+ Bedroom Apartment Rent in Phillipsburg, NJ

$2,440/mo

Median asking rent for a 4+ bedroom apartment in Phillipsburg, New Jersey as of July 2026. That's +22% higher than the citywide median of $2,000 and +3% below the national 4+ bedroom median of $2,520.

4+ Bedroom median
$2,440
July 2026
vs city overall
+22%
$2,000 city median
vs national
-3%
$2,520 US median
New Jersey rank
#14
of 168 cities

Income needed for a 4+ bedroom in Phillipsburg

Using the standard 30% rent-to-income guideline (the threshold above which households are considered rent-burdened), here's what you need to earn to comfortably afford a 4+ bedroom at the current median rent.

Annual income
$97,600
Monthly gross
$8,133
Hourly (full-time)
$46.92

Rent by apartment size in Phillipsburg

Compare Phillipsburg's median rent across every apartment size.

Studio
$1,340
1-Bedroom
$1,350
2-Bedroom
$1,630
3-Bedroom
$2,090
4+ Bedroom (current)
$2,440

Cheapest cities for a 4+ bedroom in New Jersey

#City4+ Bedroom rent
1Camden$1,950
2Audubon$1,990
3West Deptford Township$2,010
4Bellmawr$2,030
5Millville$2,140
6Vineland$2,140
7Somerdale$2,220
8North Plainfield$2,274
9Burlington Township$2,300
10Atlantic City$2,330
11Pleasantville$2,390
12Haddonfield$2,410
13Browns Mills$2,440
14Phillipsburg (this page)$2,440
15Seaside Heights$2,470

Most expensive cities for a 4+ bedroom in New Jersey

#City4+ Bedroom rent
1Edgewater$4,840
2Cresskill$4,840
3Hoboken$4,830
4Mount Arlington$4,600
5Morris Plains$4,600
6Livingston$4,600
7East Hanover Township$4,600
8Cedar Knolls$4,600
9Pine Brook$4,470
10Morganville$4,450
11South Orange$4,440
12Chatham$4,430
13Morristown$4,400
14Fort Lee$4,390
15Mahwah Township$4,360

Nearby cities — 4+ bedroom rent

Considering nearby alternatives? 5 of these cities have cheaper 4+ bedroom rents than Phillipsburg.

CityDistance4+ Bedroom rentvs Phillipsburg
Stroudsburg, PA20.4 mi$2,280$-160 (-7%)
Hackettstown, NJ23.7 mi$2,730+$290 (+12%)
Allentown, PA24.3 mi$2,020$-420 (-17%)
Whitehall, PA24.9 mi$2,130$-310 (-13%)
Emmaus, PA27.1 mi$2,010$-430 (-18%)
Budd Lake, NJ29.9 mi$2,790+$350 (+14%)
Souderton, PA30 mi$1,896$-544 (-22%)
Hatfield, PA30.8 mi$2,420$-20 (-1%)
Warrington, PA31.7 mi$2,790+$350 (+14%)
Bedminster, NJ32.5 mi$3,660+$1,220 (+50%)
Newton, NJ33 mi$2,780+$340 (+14%)
Raritan, NJ35.8 mi$2,920+$480 (+20%)

4+ Bedroom rent in Phillipsburg — common questions

How much is a 4+ bedroom apartment in Phillipsburg?

As of July 2026, the median 4+ bedroom apartment rent in Phillipsburg, New Jersey is $2,440 per month. This is +22% higher than the citywide median of $2,000.

What income do you need to afford a 4+ bedroom in Phillipsburg?

Using the standard 30% rent-to-income rule, you would need an annual income of about $97,600 ($8,133/month gross), which works out to roughly $46.92/hour at a full-time job.

Is Phillipsburg expensive for a 4+ bedroom compared to the rest of the US?

Phillipsburg's 4+ bedroom median of $2,440 is +3% below the national 4+ bedroom median of $2,520. It ranks in the 46th percentile of US cities tracked.

How does Phillipsburg rank for 4+ bedroom rent in New Jersey?

Among the 168 cities in New Jersey with 4+ bedroom data, Phillipsburg ranks #14 from cheapest to most expensive.

Are there cheaper 4+ bedroom options near Phillipsburg?

Yes — nearby cities with cheaper 4+ bedroom rents include Stroudsburg ($2,280), Allentown ($2,020), Whitehall ($2,130).

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Methodology: Bedroom-level rent medians come from HUD Fair Market Rent data calibrated to the Zillow Observed Rent Index (ZORI) for Phillipsburg, which serves as the citywide anchor. When the HUD bedroom values exceed the ZORI city median (a common quirk in luxury markets and small samples), bedroom values are proportionally scaled down to align. Income required uses the standard 30% rent-to-income guideline. Comparison rankings use the same data month across all cities (July 2026) and exclude cities with median rent below $400 or above $20,000.