4+ Bedroom Rent · August 2026

4+ Bedroom Apartment Rent in Phillipsburg, NJ

$2,440/mo

Median asking rent for a 4+ bedroom apartment in Phillipsburg, New Jersey as of August 2026. That's +22% higher than the citywide median of $1,997 and +3% below the national 4+ bedroom median of $2,522.

4+ Bedroom median
$2,440
August 2026
vs city overall
+22%
$1,997 city median
vs national
-3%
$2,522 US median
New Jersey rank
#12
of 171 cities

Income needed for a 4+ bedroom in Phillipsburg

Using the standard 30% rent-to-income guideline (the threshold above which households are considered rent-burdened), here's what you need to earn to comfortably afford a 4+ bedroom at the current median rent.

Annual income
$97,600
Monthly gross
$8,133
Hourly (full-time)
$46.92

Rent by apartment size in Phillipsburg

Compare Phillipsburg's median rent across every apartment size.

Studio
$1,340
1-Bedroom
$1,350
2-Bedroom
$1,630
3-Bedroom
$2,090
4+ Bedroom (current)
$2,440

Cheapest cities for a 4+ bedroom in New Jersey

#City4+ Bedroom rent
1Camden$1,950
2West Deptford Township$2,010
3Bellmawr$2,030
4Millville$2,140
5Vineland$2,140
6Somerdale$2,220
7North Plainfield$2,274
8Burlington Township$2,300
9Atlantic City$2,330
10Pleasantville$2,390
11Haddonfield$2,410
12Phillipsburg (this page)$2,440
13Seaside Heights$2,470
14Asbury Park$2,500
15Collingswood$2,505

Most expensive cities for a 4+ bedroom in New Jersey

#City4+ Bedroom rent
1Edgewater$4,840
2Cresskill$4,840
3Hoboken$4,830
4Mount Arlington$4,600
5Morris Plains$4,600
6Livingston$4,600
7East Hanover Township$4,600
8Cedar Knolls$4,600
9Berkeley Heights$4,600
10Pine Brook$4,470
11Morganville$4,450
12South Orange$4,440
13Chatham$4,430
14Morristown$4,400
15Fort Lee$4,390

Nearby cities — 4+ bedroom rent

Considering nearby alternatives? 5 of these cities have cheaper 4+ bedroom rents than Phillipsburg.

CityDistance4+ Bedroom rentvs Phillipsburg
Stroudsburg, PA20.4 mi$2,280$-160 (-7%)
Perkasie, PA22.8 mi$2,490+$50 (+2%)
Hackettstown, NJ23.7 mi$2,730+$290 (+12%)
Allentown, PA24.3 mi$2,020$-420 (-17%)
Whitehall, PA24.9 mi$2,130$-310 (-13%)
Emmaus, PA27.1 mi$2,010$-430 (-18%)
Budd Lake, NJ29.9 mi$2,790+$350 (+14%)
Souderton, PA30 mi$1,896$-544 (-22%)
Hatfield, PA30.8 mi$2,420$-20 (-1%)
Warrington, PA31.7 mi$2,790+$350 (+14%)
Bedminster, NJ32.5 mi$3,660+$1,220 (+50%)
Newton, NJ33 mi$2,780+$340 (+14%)

4+ Bedroom rent in Phillipsburg — common questions

How much is a 4+ bedroom apartment in Phillipsburg?

As of August 2026, the median 4+ bedroom apartment rent in Phillipsburg, New Jersey is $2,440 per month. This is +22% higher than the citywide median of $1,997.

What income do you need to afford a 4+ bedroom in Phillipsburg?

Using the standard 30% rent-to-income rule, you would need an annual income of about $97,600 ($8,133/month gross), which works out to roughly $46.92/hour at a full-time job.

Is Phillipsburg expensive for a 4+ bedroom compared to the rest of the US?

Phillipsburg's 4+ bedroom median of $2,440 is +3% below the national 4+ bedroom median of $2,522. It ranks in the 46th percentile of US cities tracked.

How does Phillipsburg rank for 4+ bedroom rent in New Jersey?

Among the 171 cities in New Jersey with 4+ bedroom data, Phillipsburg ranks #12 from cheapest to most expensive.

Are there cheaper 4+ bedroom options near Phillipsburg?

Yes — nearby cities with cheaper 4+ bedroom rents include Stroudsburg ($2,280), Allentown ($2,020), Whitehall ($2,130).

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Methodology: Bedroom-level rent medians come from HUD Fair Market Rent data calibrated to the Zillow Observed Rent Index (ZORI) for Phillipsburg, which serves as the citywide anchor. When the HUD bedroom values exceed the ZORI city median (a common quirk in luxury markets and small samples), bedroom values are proportionally scaled down to align. Income required uses the standard 30% rent-to-income guideline. Comparison rankings use the same data month across all cities (August 2026) and exclude cities with median rent below $400 or above $20,000.