3-Bedroom Apartment Rent in Phillipsburg, NJ
Median asking rent for a 3-bedroom apartment in Phillipsburg, New Jersey as of July 2026. That's +5% higher than the citywide median of $2,000 and +2% below the national 3-bedroom median of $2,130.
Income needed for a 3-bedroom in Phillipsburg
Using the standard 30% rent-to-income guideline (the threshold above which households are considered rent-burdened), here's what you need to earn to comfortably afford a 3-bedroom at the current median rent.
Rent by apartment size in Phillipsburg
Compare Phillipsburg's median rent across every apartment size.
Cheapest cities for a 3-bedroom in New Jersey
| # | City | 3-Bedroom rent |
|---|---|---|
| 1 | Blackwood | $1,173 |
| 2 | Camden | $1,710 |
| 3 | Audubon | $1,750 |
| 4 | West Deptford Township | $1,770 |
| 5 | Bellmawr | $1,780 |
| 6 | Somerdale | $1,950 |
| 7 | Burlington Township | $2,020 |
| 8 | Passaic | $2,020 |
| 9 | Guttenberg | $2,048 |
| 10 | North Plainfield | $2,074 |
| 11 | Phillipsburg (this page) | $2,090 |
| 12 | Vineland | $2,090 |
| 13 | Atlantic City | $2,120 |
| 14 | Haddonfield | $2,120 |
| 15 | Millville | $2,120 |
Most expensive cities for a 3-bedroom in New Jersey
| # | City | 3-Bedroom rent |
|---|---|---|
| 1 | Hoboken | $4,240 |
| 2 | Mount Arlington | $4,040 |
| 3 | Morris Plains | $4,040 |
| 4 | Livingston | $4,040 |
| 5 | East Hanover Township | $4,040 |
| 6 | Cedar Knolls | $4,040 |
| 7 | Morganville | $4,000 |
| 8 | Pine Brook | $3,930 |
| 9 | South Orange | $3,900 |
| 10 | Chatham | $3,890 |
| 11 | Morristown | $3,870 |
| 12 | Edgewater | $3,830 |
| 13 | Cresskill | $3,830 |
| 14 | Madison | $3,730 |
| 15 | Summit | $3,720 |
Nearby cities — 3-bedroom rent
Considering nearby alternatives? 5 of these cities have cheaper 3-bedroom rents than Phillipsburg.
| City | Distance | 3-Bedroom rent | vs Phillipsburg |
|---|---|---|---|
| Stroudsburg, PA | 20.4 mi | $1,960 | $-130 (-6%) |
| Hackettstown, NJ | 23.7 mi | $2,350 | +$260 (+12%) |
| Allentown, PA | 24.3 mi | $1,938 | $-152 (-7%) |
| Whitehall, PA | 24.9 mi | $2,040 | $-50 (-2%) |
| Emmaus, PA | 27.1 mi | $1,930 | $-160 (-8%) |
| Budd Lake, NJ | 29.9 mi | $2,460 | +$370 (+18%) |
| Souderton, PA | 30 mi | $1,775 | $-315 (-15%) |
| Hatfield, PA | 30.8 mi | $2,130 | +$40 (+2%) |
| Warrington, PA | 31.7 mi | $2,460 | +$370 (+18%) |
| Bedminster, NJ | 32.5 mi | $3,330 | +$1,240 (+59%) |
| Newton, NJ | 33 mi | $2,440 | +$350 (+17%) |
| Raritan, NJ | 35.8 mi | $2,650 | +$560 (+27%) |
3-Bedroom rent in Phillipsburg — common questions
How much is a 3-bedroom apartment in Phillipsburg?
As of July 2026, the median 3-bedroom apartment rent in Phillipsburg, New Jersey is $2,090 per month. This is +5% higher than the citywide median of $2,000.
What income do you need to afford a 3-bedroom in Phillipsburg?
Using the standard 30% rent-to-income rule, you would need an annual income of about $83,600 ($6,967/month gross), which works out to roughly $40.19/hour at a full-time job.
Is Phillipsburg expensive for a 3-bedroom compared to the rest of the US?
Phillipsburg's 3-bedroom median of $2,090 is +2% below the national 3-bedroom median of $2,130. It ranks in the 48th percentile of US cities tracked.
How does Phillipsburg rank for 3-bedroom rent in New Jersey?
Among the 172 cities in New Jersey with 3-bedroom data, Phillipsburg ranks #11 from cheapest to most expensive.
Are there cheaper 3-bedroom options near Phillipsburg?
Yes — nearby cities with cheaper 3-bedroom rents include Stroudsburg ($1,960), Allentown ($1,938), Whitehall ($2,040).