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City Report · NY

Watervliet

Pop. 10,287·103rd most expensive in New York·Rental market data updated monthly for Watervliet, NY
Median rent (all units)
$1,471/mo
Year-over-Year
-0.4%
Month-over-Month
-3.4%
vs US Median
-$494
Falling (Monthly)
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Most AffordableMost Expensive
Watervliet · $1,471
More affordable than 78% of US cities · National median $1,965/mo
Affordability
30% of income
MODERATE
0%30% benchmark60%+

At $1,471/mo, rent takes about 30% of the local median household income, slightly above the 30% benchmark.

Income to afford
$59,000/yr
Local median income
$57,919/yr
Based on the 30%-of-income rule using Watervliet's median rent and household income. See the full affordability breakdown →
Medians by bedroom

Rent by unit size

Studio
$950
1 BR
$1,080
2 BR
$1,310
3 BR
$1,580
4 BR+
$1,740
Research median
$1,310/mo

Bedroom estimates are gross rents that include essential utilities (electricity, water, gas, sewer, trash).

Rent trends

12-month history

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Last updated: July 20, 2026

Annual cost
$17,652/yr
At $1,471/mo median
Rent Market Meter
Strong Renter's Market
Renter's MarketBalancedLandlord's Market
Rents are down 0.4% year-over-year. Push hard on price, concessions, and lease terms.
Based on rent-price momentum (-0.4% YoY, -3.4% MoM), not inventory.
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Demographics

Who lives here

Watervliet, NY is majority renter-occupied, has a median income below the national average, 17.8% of residents hold a bachelor's degree or higher.

Population
10,287
Median income
$57,919
Median age
40.8
Renters
65.3%
Age distribution
18.9%
23.7%
25.4%
12.6%
19.5%
Under 1818.9%
18–3423.7%
35–5425.4%
55–6412.6%
65+19.5%
Gender
47.6%
52.4%
Male47.6%
Female52.4%
Race & ethnicity
76.5%
White76.5%
Black10.3%
Hispanic9.3%
Asian1.8%
Other2%
Education (25+)
33.6%
37.6%
17.8%
No HS diploma11.1%
HS diploma33.6%
Some college37.6%
Bachelor's+17.8%
Housing tenure
34.7%
65.3%
Owner34.7%
Renter65.3%

Source: U.S. Census Bureau · ACS 2024 5-Year Estimates

2021 vs 2026

How Watervliet, NY has changed in 5 years

Income
$46,205 → $57,919
up 25.4%
Population
10,363 → 10,287
down 0.7%
Renter share
67.6% → 65.3%
-2.3 pts
Bachelor's+
22.4% → 17.8%
-4.6 pts
Median age
37.3 → 40.8
+3.5 yrs

Household income in the area moved from $46,205 to $57,919 across the same window, up 25.4% versus 2021. Renters now make up 65.3% of households, compared with 67.6% five years ago. College-educated residents now make up 17.8% of adults here, versus 22.4% in 2021.

Community

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View Watervliet rent history (2015–2026) →
Salary vs rent

Can you afford rent in Watervliet on your salary?

At $1,471/mo, how Watervliet rent compares to typical pay (30% rule).

By apartment size

Watervliet rent by bedroom count

Median rent for each apartment size in Watervliet. Click any size for full breakdown.

Local insights

Tips for renters in Watervliet

About renting in Watervliet, NY

Last updated: July 20, 2026

The median rent in Watervliet is $1,471/mo as of July 2026. A studio apartment averages $950/mo while a 2-bedroom runs $1,310/mo. One-bedroom apartments average $1,080/mo and 3-bedroom units go for $1,580/mo.

At 30% of local median household income ($57,919/yr), Watervliet ranks as moderate compared to the national benchmark of 30%. Rents have decreased 0.4% over the past year.

FAQ

Frequently asked questions

Is Watervliet an affordable city for renters?

Watervliet is considered moderate for renters. At $1,471/mo, rent takes approximately 30% of the local median household income ($57,919/yr). The standard benchmark is 30%. Watervliet slightly exceeds that threshold, so budgeting carefully matters here.

How much income do you need to rent in Watervliet?

To keep rent at or below 30% of gross income, you would need to earn at least $59,000/year (~$28/hour full-time) to afford the median rent of $1,471/mo in Watervliet. The local median household income is $57,919/yr, meaning the typical Watervliet household falls short of that threshold.

Is rent going up or down in Watervliet?

Rent in Watervliet has been relatively stable over the past year, with a 0.4% change year over year as of July 2026.

How does Watervliet rent compare to other cities in New York?

Watervliet is one of the more affordable cities in New York for rent, ranking #103 out of 126 tracked cities at $1,471/mo.

What percentage of Watervliet residents rent vs. own?

According to Census data, approximately 65.3% of Watervliet households are renters, while 34.7% are owner-occupied. With a majority renter population, Watervliet has a strong rental market.

How does Watervliet rent compare to the national average?

Watervliet's median rent of $1,471/mo is $494 (25%) below the US national median of $1,965/mo. Within New York, it ranks #103 out of 126 tracked cities.
Income Affordability
30%
MODERATE

At $1,471/mo, rent takes ~30% of Watervliet's median household income ($57,919/yr). The standard benchmark is 30%.

Watervliet 30%Benchmark 30%
State income tax4–10.9%
Run the Watervliet affordability calculator →
Lowest-rent ZIP codes in Watervliet
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Neighborhoods

Estimated from ZIP-level data

Schools nearby

Public schools near Watervliet, NY

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