City Report · NY

Mamaroneck

Pop. 19,826·19th most expensive in New York·Mamaroneck rents are up 5.3% over the past year
Median rent (all units)
$3,664/mo
Year-over-Year
+5.3%
Month-over-Month
-2.7%
vs US Median
+$1,732
Reported rents
Falling (Monthly)
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Most AffordableMost Expensive
Mamaroneck · $3,664
More expensive than 97% of US cities · National median $1,932/mo
Rent Reality Score
47/100
Fairly priced
OverheatedFairGreat value

Rents are right about where Mamaroneck's 10-year trend predicts.

Actual rent
$3,664/mo
Expected by trend
$3,602/mo
The Rent Reality Score compares today's median rent to where Mamaroneck's own long-run trajectory projects it should be. See the full rankings →
Medians by bedroom

Rent by unit size

Studio
$2,730
1 BR
$2,840
2 BR
$3,150
3 BR
$3,930
4 BR+
$4,240
Fair Market Rent (HUD)
$3,150/mo

These are HUD Fair Market Rents, the payment standard for a Housing Choice Voucher (Section 8). They often differ from the $3,664 market median above, and that is expected: FMR is the 40th percentile of standard-quality units and counts gross rent, so it includes essential utilities such as electricity, water, gas, sewer, and trash. The market median is asking rent, which usually excludes utilities. HUD sets FMR once a year; market rent here updates monthly.

Source: HUD Small Area Fair Market Rents. Read the methodology →

Rent trends

12-month history

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Last updated: October 17, 2026

From the history

What the numbers show

Compared with the peak

Rent in Mamaroneck is 2.9% below its high of $3,773 in July 2026, at $3,664 as of September 2026.

Past year vs. the rest of New York

Rent in Mamaroneck changed +5.3% over the year to September 2026. Across the 82 New York cities Zillow tracks, the typical change was +5.3%.

Recent direction

Rent has fallen 2 months in a row, and rose in 10 of the last 12 months.

What a typical income covers

30% of the median household income ($120,000) is $3,000 a month. That covers HUD's Fair Market Rent for up to a 1-bedroom ($2,840); a 2-bedroom is $3,150.

Cheaper nearby

New Rochelle, 4 miles away, rents for 18% less ($2,995/mo), about $8,000 a year in savings.

From Zillow's monthly rent index (ZORI) for Mamaroneck. Income is the Census median household income (5-year estimates). Fair Market Rents are HUD’s, which include utilities.

Annual cost
$43,968/yr
At $3,664/mo median
Rent Market Meter
Balanced Market
Renter's MarketBalancedLandlord's Market
Rents are roughly steady, with neither renters nor landlords holding a strong edge right now.
Based on rent-price momentum (+5.3% YoY, -2.7% MoM), not inventory.
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Demographics

Who lives here

Mamaroneck, NY is majority owner-occupied, has a median income above the national average, 56.6% of residents hold a bachelor's degree or higher.

Population
19,826
Median income
$120,000
Median age
40.3
Renters
43.2%
Age distribution
24.4%
19.4%
29.3%
12.6%
14.3%
Under 1824.4%
18–3419.4%
35–5429.3%
55–6412.6%
65+14.3%
Gender
48.9%
51.1%
Male48.9%
Female51.1%
Race & ethnicity
60.1%
27.3%
White60.1%
Black5%
Hispanic27.3%
Asian5.8%
Other1.8%
Education (25+)
12.1%
16.5%
14.8%
56.6%
No HS diploma12.1%
HS diploma16.5%
Some college14.8%
Bachelor's+56.6%
Housing tenure
56.8%
43.2%
Owner56.8%
Renter43.2%

Source: U.S. Census Bureau · ACS 2024 5-Year Estimates

2023 vs 2026

How Mamaroneck, NY has changed in 5 years

Rent
$3,281 → $3,664
up 11.7%
Income
$118,440 → $120,000
up 1.3%
Population
19,989 → 19,826
down 0.8%
Renter share
39.3% → 43.2%
+3.9 pts
Bachelor's+
54.8% → 56.6%
+1.8 pts

The median rent in Mamaroneck, NY stood at $3,281 in 2023 and currently runs about $3,664, reflecting a 11.7% increase over the period. Census figures show median household income at $120,000 today, compared with $118,440 five years earlier. That spread, with rent up faster than earnings, points to a tougher affordability environment than five years ago. Renters now make up 43.2% of households, compared with 39.3% five years ago. The combined trend lines point to a market that has changed measurably from where it stood in early 2023.

Community

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View Mamaroneck rent history (2015–2026) →
Salary vs rent

Can you afford rent in Mamaroneck on your salary?

At $3,664/mo, how Mamaroneck rent compares to typical pay (30% rule).

By apartment size

Mamaroneck rent by bedroom count

Median rent for each apartment size in Mamaroneck. Click any size for full breakdown.

Local insights

Tips for renters in Mamaroneck

About renting in Mamaroneck, NY

Last updated: October 17, 2026

The median rent in Mamaroneck is $3,664/mo as of October 2026. A studio apartment averages $2,730/mo while a 2-bedroom runs $3,150/mo. One-bedroom apartments average $2,840/mo and 3-bedroom units go for $3,930/mo.

At 37% of local median household income ($120,000/yr), Mamaroneck ranks as moderate compared to the national benchmark of 30%. Rents have increased 5.3% over the past year.

FAQ

Frequently asked questions

How much income do you need to rent in Mamaroneck?

To keep rent at or below 30% of gross income, you would need to earn at least $147,000/year (about $71/hour full-time) to afford the median rent of $3,664/mo in Mamaroneck. The local median household income is $120,000/yr, so the typical household falls short of that bar.

Is rent going up or down in Mamaroneck?

Rent in Mamaroneck has risen 5.3% over the past year as of September 2026. It sits 2.9% below its high of $3,773 in July 2026.

How does Mamaroneck rent compare to other cities in New York?

Mamaroneck is one of the pricier among New York cities for rent, ranking #19 of 121 tracked cities at $3,664/mo. Over the year to September 2026, rent in Mamaroneck changed +5.3%, against a typical +5.3% across the 82 New York cities Zillow tracks.

Which nearby cities are cheaper to rent in than Mamaroneck?

Nearby cities with lower median rent than Mamaroneck ($3,664/mo) include New Rochelle ($2,995/mo), and Harrison ($3,455/mo).
Income Affordability
37%
MODERATE

At $3,664/mo, rent takes ~37% of Mamaroneck's median household income ($120,000/yr). The standard benchmark is 30%.

Mamaroneck 37%Benchmark 30%
State income tax4–10.9%
Run the Mamaroneck affordability calculator →
Lowest-rent ZIP codes in Mamaroneck
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Neighborhoods

Estimated from ZIP-level data

Schools nearby

Public schools near Mamaroneck, NY

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