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City Report · NY

Mamaroneck

Pop. 19,826·13th most expensive in New York·Mamaroneck rents are up 20.8% over the past year
Median rent (all units)
$4,144/mo
Year-over-Year
+20.8%
Month-over-Month
-1.4%
vs US Median
+$2,179
Falling (Monthly)
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Most AffordableMost Expensive
Mamaroneck · $4,144
More expensive than 98% of US cities · National median $1,965/mo
Affordability
41% of income
STRETCHED
0%30% benchmark60%+

At $4,144/mo, rent takes about 41% of the local median household income, well above the 30% benchmark.

Income to afford
$166,000/yr
Local median income
$120,000/yr
Based on the 30%-of-income rule using Mamaroneck's median rent and household income. See the full affordability breakdown →
Medians by bedroom

Rent by unit size

Studio
$2,730
1 BR
$2,840
2 BR
$3,150
3 BR
$3,930
4 BR+
$4,240
Research median
$3,150/mo

Bedroom estimates are gross rents that include essential utilities (electricity, water, gas, sewer, trash).

Rent trends

12-month history

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Last updated: July 20, 2026

Annual cost
$49,728/yr
At $4,144/mo median
Rent Market Meter
Strong Landlord's Market
Renter's MarketBalancedLandlord's Market
Rents are up 20.8% year-over-year. Expect competition, and move quickly to lock in terms.
Based on rent-price momentum (+20.8% YoY, -1.4% MoM), not inventory.
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Demographics

Who lives here

Mamaroneck, NY is majority owner-occupied, has a median income above the national average, 56.6% of residents hold a bachelor's degree or higher.

Population
19,826
Median income
$120,000
Median age
40.3
Renters
43.2%
Age distribution
24.4%
19.4%
29.3%
12.6%
14.3%
Under 1824.4%
18–3419.4%
35–5429.3%
55–6412.6%
65+14.3%
Gender
48.9%
51.1%
Male48.9%
Female51.1%
Race & ethnicity
60.1%
27.3%
White60.1%
Black5%
Hispanic27.3%
Asian5.8%
Other1.8%
Education (25+)
12.1%
16.5%
14.8%
56.6%
No HS diploma12.1%
HS diploma16.5%
Some college14.8%
Bachelor's+56.6%
Housing tenure
56.8%
43.2%
Owner56.8%
Renter43.2%

Source: U.S. Census Bureau · ACS 2024 5-Year Estimates

2023 vs 2026

How Mamaroneck, NY has changed in 5 years

Rent
$3,438 → $4,144
up 20.5%
Income
$118,440 → $120,000
up 1.3%
Population
19,989 → 19,826
down 0.8%
Renter share
39.3% → 43.2%
+3.9 pts
Bachelor's+
54.8% → 56.6%
+1.8 pts

The median rent in Mamaroneck, NY stood at $3,438 in 2023 and currently runs about $4,144, reflecting a 20.5% increase over the period. Census figures show median household income at $120,000 today, compared with $118,440 five years earlier. That spread, with rent up faster than earnings, points to a tougher affordability environment than five years ago. Renters now make up 43.2% of households, compared with 39.3% five years ago. The combined trend lines point to a market that has changed measurably from where it stood in early 2023.

Community

Discussions about Mamaroneck

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View Mamaroneck rent history (2015–2026) →
Salary vs rent

Can you afford rent in Mamaroneck on your salary?

At $4,144/mo, how Mamaroneck rent compares to typical pay (30% rule).

By apartment size

Mamaroneck rent by bedroom count

Median rent for each apartment size in Mamaroneck. Click any size for full breakdown.

Local insights

Tips for renters in Mamaroneck

About renting in Mamaroneck, NY

Last updated: July 20, 2026

The median rent in Mamaroneck is $4,144/mo as of July 2026. A studio apartment averages $2,730/mo while a 2-bedroom runs $3,150/mo. One-bedroom apartments average $2,840/mo and 3-bedroom units go for $3,930/mo.

At 41% of local median household income ($120,000/yr), Mamaroneck ranks as moderate compared to the national benchmark of 30%. Rents have increased 20.8% over the past year.

FAQ

Frequently asked questions

Is Mamaroneck an affordable city for renters?

Mamaroneck is considered stretched for renters. At $4,144/mo, rent takes approximately 41% of the local median household income ($120,000/yr). The standard benchmark is 30%. Mamaroneck significantly exceeds that threshold, making it challenging for many renters.

How much income do you need to rent in Mamaroneck?

To keep rent at or below 30% of gross income, you would need to earn at least $166,000/year (~$80/hour full-time) to afford the median rent of $4,144/mo in Mamaroneck. The local median household income is $120,000/yr, meaning the typical Mamaroneck household falls short of that threshold.

Is rent going up or down in Mamaroneck?

Rent in Mamaroneck has increased 20.8% over the past year as of July 2026, putting upward pressure on renter budgets.

How does Mamaroneck rent compare to other cities in New York?

Mamaroneck is one of the pricier cities in New York for rent, ranking #13 out of 126 tracked cities at $4,144/mo.

Which nearby cities are cheaper to rent in than Mamaroneck?

New Rochelle is nearby and more affordable at $2,974/mo, which is $1,170 less than Mamaroneck.

What percentage of Mamaroneck residents rent vs. own?

According to Census data, approximately 43.2% of Mamaroneck households are renters, while 56.8% are owner-occupied. Mamaroneck leans toward homeownership, which can mean a smaller rental inventory.

How does Mamaroneck rent compare to the national average?

Mamaroneck's median rent of $4,144/mo is $2,179 (111%) above the US national median of $1,965/mo. Within New York, it ranks #13 out of 126 tracked cities.
Income Affordability
41%
STRETCHED

At $4,144/mo, rent takes ~41% of Mamaroneck's median household income ($120,000/yr). The standard benchmark is 30%.

Mamaroneck 41%Benchmark 30%
State income tax4–10.9%
Run the Mamaroneck affordability calculator →
Lowest-rent ZIP codes in Mamaroneck
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Neighborhoods

Estimated from ZIP-level data

Schools nearby

Public schools near Mamaroneck, NY

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