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City Report · NY

New Rochelle

Pop. 82,769·44th most expensive in New York·New Rochelle rents are up 10.0% over the past year
Median rent (all units)
$2,974/mo
Year-over-Year
+10.0%
Month-over-Month
Stable
vs US Median
+$1,009
Stable (Monthly)
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Most AffordableMost Expensive
New Rochelle · $2,974
More expensive than 90% of US cities · National median $1,965/mo
Rent Reality Score
51/100
Fairly priced
OverheatedFairGreat value

Rents are right about where New Rochelle's 10-year trend predicts.

Actual rent
$2,974/mo
Expected by trend
$2,990/mo
The Rent Reality Score compares today's median rent to where New Rochelle's own long-run trajectory projects it should be. See the full rankings →
Medians by bedroom

Rent by unit size

Studio
$2,400
1 BR
$2,500
2 BR
$2,770
3 BR
$3,450
4 BR+
$3,720
Research median
$2,770/mo

Bedroom estimates are gross rents that include essential utilities (electricity, water, gas, sewer, trash).

Rent trends

12-month history

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Last updated: July 20, 2026

Annual cost
$35,688/yr
At $2,974/mo median
Rent Market Meter
Strong Landlord's Market
Renter's MarketBalancedLandlord's Market
Rents are up 10.0% year-over-year. Expect competition, and move quickly to lock in terms.
Based on rent-price momentum (+10.0% YoY, -0.0% MoM), not inventory.
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Demographics

Who lives here

New Rochelle, NY is roughly split between renters and owners, has a median income above the national average, 51.6% of residents hold a bachelor's degree or higher.

Population
82,769
Median income
$109,167
Median age
42.3
Renters
46.3%
Age distribution
19.5%
21.8%
26.1%
12.8%
19.8%
Under 1819.5%
18–3421.8%
35–5426.1%
55–6412.8%
65+19.8%
Gender
49.1%
50.9%
Male49.1%
Female50.9%
Race & ethnicity
45.3%
18.8%
29.9%
White45.3%
Black18.8%
Hispanic29.9%
Asian5.5%
Education (25+)
19.1%
17.4%
51.6%
No HS diploma12%
HS diploma19.1%
Some college17.4%
Bachelor's+51.6%
Housing tenure
53.7%
46.3%
Owner53.7%
Renter46.3%

Source: U.S. Census Bureau · ACS 2024 5-Year Estimates

2021 vs 2026

How New Rochelle, NY has changed in 5 years

Rent
$2,379 → $2,974
up 25.0%
Income
$87,159 → $109,167
up 25.3%
Population
80,685 → 82,769
up 2.6%
Renter share
45.5% → 46.3%
+0.8 pts
Bachelor's+
46.7% → 51.6%
+4.9 pts
Median age
40.8 → 42.3
+1.5 yrs

Rent in New Rochelle, NY has climbed 25.0% since 2021, going from about $2,379 per month to roughly $2,974 today. Median household income grew from $87,159 to $109,167 between 2021 and 2024, a 25.3% shift. Headcount in the area went from 80,685 to 82,769 between 2021 and 2024, a 2.6% change. Educational attainment has shifted as well, with the share of adults holding a bachelor's degree or higher climbed from 46.7% to 51.6%. Taken together, the five-year picture in New Rochelle, NY reflects how housing costs and the people paying them have evolved through a stretch that included a pandemic, a hot rental market, and a recent cooling phase.

Community

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View New Rochelle rent history (2015–2026) →
Salary vs rent

Can you afford rent in New Rochelle on your salary?

At $2,974/mo, how New Rochelle rent compares to typical pay (30% rule).

By apartment size

New Rochelle rent by bedroom count

Median rent for each apartment size in New Rochelle. Click any size for full breakdown.

Local insights

Tips for renters in New Rochelle

About renting in New Rochelle, NY

Last updated: July 20, 2026

The median rent in New Rochelle is $2,974/mo as of July 2026. A studio apartment averages $2,400/mo while a 2-bedroom runs $2,770/mo. One-bedroom apartments average $2,500/mo and 3-bedroom units go for $3,450/mo.

At 33% of local median household income ($109,167/yr), New Rochelle ranks as moderate compared to the national benchmark of 30%. Rents have increased 10.0% over the past year.

FAQ

Frequently asked questions

Is New Rochelle an affordable city for renters?

New Rochelle is considered moderate for renters. At $2,974/mo, rent takes approximately 33% of the local median household income ($109,167/yr). The standard benchmark is 30%. New Rochelle slightly exceeds that threshold, so budgeting carefully matters here.

How much income do you need to rent in New Rochelle?

To keep rent at or below 30% of gross income, you would need to earn at least $119,000/year (~$57/hour full-time) to afford the median rent of $2,974/mo in New Rochelle. The local median household income is $109,167/yr, meaning the typical New Rochelle household falls short of that threshold.

Is rent going up or down in New Rochelle?

Rent in New Rochelle has increased 10.0% over the past year as of July 2026, putting upward pressure on renter budgets.

Which New Rochelle neighborhoods have the lowest rent?

The most affordable ZIP codes in New Rochelle are 10805 ($2,932/mo), and 10801 ($2,960/mo). Citywide, the median rent in New Rochelle is $2,974/mo.

How does New Rochelle rent compare to other cities in New York?

New Rochelle is middle-of-the-pack for New York for rent, ranking #44 out of 126 tracked cities at $2,974/mo.

Which nearby cities are cheaper to rent in than New Rochelle?

Several nearby cities have lower median rents than New Rochelle ($2,974/mo): Eastchester ($2,683/mo), Mount Vernon ($2,794/mo).

What percentage of New Rochelle residents rent vs. own?

According to Census data, approximately 46.3% of New Rochelle households are renters, while 53.7% are owner-occupied. New Rochelle leans toward homeownership, which can mean a smaller rental inventory.

How does New Rochelle rent compare to the national average?

New Rochelle's median rent of $2,974/mo is $1,009 (51%) above the US national median of $1,965/mo. Within New York, it ranks #44 out of 126 tracked cities.
Income Affordability
33%
MODERATE

At $2,974/mo, rent takes ~33% of New Rochelle's median household income ($109,167/yr). The standard benchmark is 30%.

New Rochelle 33%Benchmark 30%
State income tax4–10.9%
Run the New Rochelle affordability calculator →
Lowest-rent ZIP codes in New Rochelle
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Neighborhoods

Estimated from ZIP-level data

Schools nearby

Public schools near New Rochelle, NY

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