City Report · NY

Larchmont

Pop. 6,567·2nd most expensive in New York·One of the pricier rental markets in the US
Median rent (all units)
$6,700/mo
Year-over-Year
Stable
Month-over-Month
+3.1%
vs US Median
+$4,768
Reported rents
Rising (Monthly)
Be the first to discuss Larchmont rents ↓
Most AffordableMost Expensive
Larchmont · $6,700
More expensive than 100% of US cities · National median $1,932/mo
Affordability
48% of income
STRETCHED
0%30% benchmark60%+

At $6,700/mo, rent takes about 48% of the local median household income, well above the 30% benchmark.

Income to afford
$268,000/yr
Local median income
$167,536/yr
Based on the 30%-of-income rule using Larchmont's median rent and household income. See the full affordability breakdown →
Medians by bedroom

Rent by unit size

Studio
$2,750
1 BR
$2,870
2 BR
$3,180
3 BR
$3,960
4 BR+
$4,280
Fair Market Rent (HUD)
$3,180/mo

These are HUD Fair Market Rents, the payment standard for a Housing Choice Voucher (Section 8). They often differ from the $6,700 market median above, and that is expected: FMR is the 40th percentile of standard-quality units and counts gross rent, so it includes essential utilities such as electricity, water, gas, sewer, and trash. The market median is asking rent, which usually excludes utilities. HUD sets FMR once a year; market rent here updates monthly.

Source: HUD Small Area Fair Market Rents. Read the methodology →

Rent trends

12-month history

Loading…

Last updated: September 25, 2026

From the history

What the numbers show

What a typical income covers

30% of the median household income ($167,536) is $4,188 a month. That covers HUD's Fair Market Rent for up to a 3-bedroom ($3,960); a 4-bedroom is $4,280.

From Zillow's monthly rent index (ZORI) for Larchmont. Income is the Census median household income (5-year estimates). Fair Market Rents are HUD’s, which include utilities.

Annual cost
$80,400/yr
At $6,700/mo median
Rent Market Meter
Strong Landlord's Market
Renter's MarketBalancedLandlord's Market
Rents are up 0.0% year-over-year. Expect competition, and move quickly to lock in terms.
Based on rent-price momentum (+0.0% YoY, +3.1% MoM), not inventory.
Rent check

Is your rent fair?

Compare your rent to the local median.

Demographics

Who lives here

Larchmont, NY is majority owner-occupied, has a large share of families with children, has a median income above the national average, 84% of residents hold a bachelor's degree or higher.

Population
6,567
Median income
$167,536
Median age
38.7
Renters
27.4%
Age distribution
26.1%
16.6%
30.3%
13.4%
13.6%
Under 1826.1%
18–3416.6%
35–5430.3%
55–6413.4%
65+13.6%
Gender
50.7%
49.3%
Male50.7%
Female49.3%
Race & ethnicity
88.5%
White88.5%
Black1.4%
Hispanic6.7%
Other3.4%
Education (25+)
84%
HS diploma7.8%
Some college8%
Bachelor's+84%
Housing tenure
72.6%
27.4%
Owner72.6%
Renter27.4%

Source: U.S. Census Bureau · ACS 2024 5-Year Estimates

2021 vs 2026

How Larchmont, NY has changed in 5 years

Income
$214,186 → $167,536
down 21.8%
Population
6,532 → 6,567
up 0.5%
Renter share
24.7% → 27.4%
+2.7 pts
Bachelor's+
82.4% → 84%
+1.6 pts
Median age
34.8 → 38.7
+3.9 yrs

Local incomes tracked alongside that move, going from a median of $214,186 in 2021 to $167,536 more recently. The renter share has risen from 24.7% to 27.4%, with owner-occupied housing accounting for the remainder.

Community

Discussions about Larchmont

No discussions yet. Start the conversation.

View Larchmont rent history (2015–2026) →
Salary vs rent

Can you afford rent in Larchmont on your salary?

At $6,700/mo, how Larchmont rent compares to typical pay (30% rule).

By apartment size

Larchmont rent by bedroom count

Median rent for each apartment size in Larchmont. Click any size for full breakdown.

Local insights

Tips for renters in Larchmont

About renting in Larchmont, NY

Last updated: September 25, 2026

The median rent in Larchmont is $6,700/mo as of September 2026. A studio apartment averages $2,750/mo while a 2-bedroom runs $3,180/mo. One-bedroom apartments average $2,870/mo and 3-bedroom units go for $3,960/mo.

At 48% of local median household income ($167,536/yr), Larchmont ranks as moderate compared to the national benchmark of 30%. Rent prices have stayed steady over the past year.

FAQ

Frequently asked questions

How much income do you need to rent in Larchmont?

To keep rent at or below 30% of gross income, you would need to earn at least $268,000/year (about $129/hour full-time) to afford the median rent of $6,700/mo in Larchmont. The local median household income is $167,536/yr, so the typical household falls short of that bar.

Is rent going up or down in Larchmont?

Rent in Larchmont has been roughly flat over the past year, a 0.0% change.

How does Larchmont rent compare to other cities in New York?

Larchmont is one of the pricier among New York cities for rent, ranking #2 of 124 tracked cities at $6,700/mo.

Which nearby cities are cheaper to rent in than Larchmont?

Nearby cities with lower median rent than Larchmont ($6,700/mo) include New Rochelle ($2,995/mo), Eastchester ($3,351/mo), and Harrison ($3,455/mo).
Income Affordability
48%
STRETCHED

At $6,700/mo, rent takes ~48% of Larchmont's median household income ($167,536/yr). The standard benchmark is 30%.

Larchmont 48%Benchmark 30%
State income tax4–10.9%
Run the Larchmont affordability calculator →
Lowest-rent ZIP codes in Larchmont
Compare

How does this area stack up?

Pick another city or ZIP to compare.

Neighborhoods

Estimated from ZIP-level data

Schools nearby

Public schools near Larchmont, NY

Recent submissions

Be the first to submit your rent for Larchmont.

Recent discussions

No discussions yet.