Studio Rent · September 2026

Studio Apartment Rent in Monticello, NY

$950/mo

Median asking rent for a studio apartment in Monticello, New York as of September 2026. That's +36% lower than the citywide median of $1,492 and +26% below the national studio median of $1,290.

Studio median
$950
September 2026
vs city overall
-36%
$1,492 city median
vs national
-26%
$1,290 US median
New York rank
#18
of 120 cities

Income needed for a studio in Monticello

Using the standard 30% rent-to-income guideline (the threshold above which households are considered rent-burdened), here's what you need to earn to comfortably afford a studio at the current median rent.

Annual income
$38,000
Monthly gross
$3,167
Hourly (full-time)
$18.27

Rent by apartment size in Monticello

Compare Monticello's median rent across every apartment size.

Studio (current)
$950
1-Bedroom
$1,050
2-Bedroom
$1,230
3-Bedroom
$1,720
4+ Bedroom
$1,830

Cheapest cities for a studio in New York

#CityStudio rent
1Potsdam$780
2Elmira$817
3Auburn$830
4Endicott$830
5Watertown$830
6Cortland$850
7Oneonta$850
8Palmyra$850
9Lockport$860
10Niagara Falls$865
11Binghamton$873
12Johnson City$880
13North Tonawanda$880
14Utica$885
15East Syracuse$910

Most expensive cities for a studio in New York

#CityStudio rent
1Rye$3,610
2Harrison$3,300
3Scarsdale$3,110
4Nanuet$3,050
5Dobbs Ferry$2,920
6White Plains$2,798
7Woodbury$2,770
8Garden City$2,770
9Larchmont$2,750
10Mamaroneck$2,730
11Port Chester$2,700
12Irvington$2,670
13Eastchester$2,670
14Ossining$2,640
15New York$2,625

Nearby cities — studio rent

Most nearby cities have similar or higher studio rents than Monticello.

CityDistanceStudio rentvs Monticello
Port Jervis, NY19.8 mi$1,120+$170 (+18%)
Monroe, NY41.5 mi$1,450+$500 (+53%)
Newton, NJ41.8 mi$1,410+$460 (+48%)
Newburgh, NY45 mi$1,200+$250 (+26%)
New Windsor, NY45.2 mi$1,300+$350 (+37%)
Beacon, NY52.6 mi$1,430+$480 (+51%)
Mahwah Township, NJ52.8 mi$2,100+$1,150 (+121%)
Budd Lake, NJ53 mi$1,410+$460 (+48%)
Hackettstown, NJ55.8 mi$1,470+$520 (+55%)
Poughkeepsie, NY56.1 mi$1,230+$280 (+29%)
Tobyhanna, PA57.3 mi$1,440+$490 (+52%)
Cedar Knolls, NJ59.7 mi$2,330+$1,380 (+145%)

Studio rent in Monticello — common questions

How much is a studio apartment in Monticello?

As of September 2026, the median studio apartment rent in Monticello, New York is $950 per month. This is +36% below the citywide median of $1,492.

What income do you need to afford a studio in Monticello?

Using the standard 30% rent-to-income rule, you would need an annual income of about $38,000 ($3,167/month gross), which works out to roughly $18.27/hour at a full-time job.

Is Monticello expensive for a studio compared to the rest of the US?

Monticello's studio median of $950 is +26% below the national studio median of $1,290. It ranks in the 23th percentile of US cities tracked.

How does Monticello rank for studio rent in New York?

Among the 120 cities in New York with studio data, Monticello ranks #18 from cheapest to most expensive.

Are there cheaper studio options near Monticello?

Most nearby cities have similar or higher studio rents than Monticello.

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Methodology: Bedroom-level rent medians come from HUD Fair Market Rent data calibrated to the Zillow Observed Rent Index (ZORI) for Monticello, which serves as the citywide anchor. When the HUD bedroom values exceed the ZORI city median (a common quirk in luxury markets and small samples), bedroom values are proportionally scaled down to align. Income required uses the standard 30% rent-to-income guideline. Comparison rankings use the same data month across all cities (September 2026) and exclude cities with median rent below $400 or above $20,000.