ZIP Code · NY

ZIP 12601

Pop. 44,164·Dutchess County·241st most expensive ZIP in New York
Median rent (all units)
$1,814/mo
Year-over-Year
+2.0%
Month-over-Month
-0.2%
vs US Median
-$118
Reported rents
Stable (Monthly)
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Most AffordableMost Expensive
ZIP 12601 · $1,814
More expensive than 50% of US ZIP codes · National median $1,932/mo
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Medians by bedroom

Rent by unit size

Studio
$1,230
1 BR
$1,390
2 BR
$1,780
3 BR
$2,260
4 BR+
$2,420
Research median
$1,780/mo

Bedroom estimates are gross rents that include essential utilities (electricity, water, gas, sewer, trash).

Rent trends

12-month history

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Last updated: October 17, 2026

From the history

What the numbers show

Cheapest month to sign

August. Asking rents in ZIP 12601 usually run 0.7% below trend in August and 0.7% above it in May, about $25 a month apart at today's median. Based on 6 years of data.

Compared with the peak

Rent in ZIP 12601 is 1.5% below its high of $1,842 in July 2026, at $1,814 as of September 2026.

Past year vs. the rest of New York

Rent in ZIP 12601 changed +2.0% over the year to September 2026. Across the 251 New York ZIP codes Zillow tracks, the typical change was +5.6%.

Recent direction

Rent has fallen 2 months in a row, and rose in 6 of the last 12 months.

What a typical income covers

30% of the median household income ($63,652) is $1,591 a month. That covers HUD's Fair Market Rent for up to a 1-bedroom ($1,390); a 2-bedroom is $1,780.

From Zillow's monthly rent index (ZORI) for ZIP 12601. The seasonal pattern compares Zillow’s seasonally adjusted and unadjusted series. Income is the Census median household income (5-year estimates). Fair Market Rents are HUD’s, which include utilities.

Annual cost
$21,768/yr
At $1,814/mo median
Location
StateNY
CountyDutchess County
Rent Market Meter
Balanced Market
Renter's MarketBalancedLandlord's Market
Rents are roughly steady, with neither renters nor landlords holding a strong edge right now.
Based on rent-price momentum (+2.0% YoY, -0.2% MoM), not inventory.
Demographics

Who lives here

ZIP 12601 (Poughkeepsie, NY) is majority renter-occupied, skews toward younger working-age adults, has a median income below the national average, 30.9% of residents hold a bachelor's degree or higher.

Population
44,164
Median income
$63,652
Median age
35.5
Renters
56.8%
Age distribution
16.7%
32.3%
23.8%
16.6%
Under 1816.7%
18–3432.3%
35–5423.8%
55–6410.7%
65+16.6%
Gender
49.3%
50.7%
Male49.3%
Female50.7%
Race & ethnicity
47.2%
23.5%
23.2%
White47.2%
Black23.5%
Hispanic23.2%
Asian2.9%
Other3.1%
Education (25+)
12.3%
32.1%
24.7%
30.9%
No HS diploma12.3%
HS diploma32.1%
Some college24.7%
Bachelor's+30.9%
Housing tenure
43.2%
56.8%
Owner43.2%
Renter56.8%

Source: U.S. Census Bureau · ACS 2024 5-Year Estimates

2021 vs 2026

How ZIP 12601 in Poughkeepsie, NY has changed in 5 years

Rent
$1,362 → $1,814
up 33.2%
Income
$53,105 → $63,652
up 19.9%
Population
42,737 → 44,164
up 3.3%
Renter share
60.4% → 56.8%
-3.6 pts
Bachelor's+
28.5% → 30.9%
+2.4 pts

Five years ago, renters in ZIP 12601 in Poughkeepsie, NY paid around $1,362 a month. That figure now sits near $1,814, up 33.2% from the 2021 baseline. On the earnings side, the typical household in ZIP 12601 in Poughkeepsie, NY now reports about $63,652, up from $53,105 in 2021. Because rent grew faster than wages over the same span, the affordability picture has tightened relative to 2021. Census counts show ZIP 12601 in Poughkeepsie, NY adding about 1,427 residents over the five-year window, up 3.3% on net. The renter share has eased from 60.4% to 56.8%, with owner-occupied housing accounting for the remainder. Bachelor's-degree-or-higher attainment moved from 28.5% to 30.9% across the same window. For context, the 2021 to 2026 window covers an unusually volatile run for US rents nationally, and ZIP 12601 in Poughkeepsie, NY reflects that arc in its own way.

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About renting in ZIP 12601

Last updated: October 17, 2026

ZIP code 12601 covers Poughkeepsie, NY. The median rent here is $1,814/mo as of October 2026. A 1-bedroom rents for a median of $1,390/mo. A 2-bedroom rents for a median of $1,780/mo.

At 34% of local median household income ($63,652/yr), ZIP 12601 ranks as moderate compared to the national benchmark of 30%. Rents have increased 2.0% over the past year.

FAQ

Frequently asked questions

How much income do you need to rent in ZIP 12601?

To keep rent at or below 30% of gross income, you would need to earn at least $73,000/year (about $35/hour full-time) to afford the median rent of $1,814/mo in ZIP 12601. The local median household income is $63,652/yr, so the typical household falls short of that bar.

Is rent going up or down in ZIP 12601?

Rent in ZIP 12601 has risen 2.0% over the past year as of September 2026. It sits 1.5% below its high of $1,842 in July 2026.

When is the cheapest time to rent in ZIP 12601?

Asking rents in ZIP 12601 are usually lowest in August, about 0.7% below their yearly trend, and highest in May, about 0.7% above it. At today's median that is a gap of roughly $25 a month. This pattern comes from 6 years of Zillow rent data.

How does ZIP 12601 compare to other ZIPs in New York?

ZIP 12601 is one of the more affordable among New York ZIP codes for rent, ranking #241 of 334 at $1,814/mo. Over the year to September 2026, rent in ZIP 12601 changed +2.0%, against a typical +5.6% across the 251 New York ZIP codes Zillow tracks.

How does ZIP 12601 compare to the rest of Poughkeepsie?

At $1,814/mo, ZIP 12601 is $51 below the Poughkeepsie citywide median of $1,865/mo.
Income Affordability
34%
MODERATE

At $1,814/mo, rent takes ~34% of ZIP 12601's median household income ($63,652/yr). The standard benchmark is 30%.

ZIP 12601 34%Benchmark 30%
State income tax4–10.9%
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Public schools near ZIP 12601 (Poughkeepsie, NY)

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