ZIP Code · NY

ZIP 12603

Pop. 42,304·Dutchess County·224th most expensive ZIP in New York
Median rent (all units)
$2,110/mo
Year-over-Year
-13.2%
Month-over-Month
-2.7%
vs US Median
+$145
Falling (Monthly)
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Most AffordableMost Expensive
ZIP 12603 · $2,110
More expensive than 66% of US ZIP codes · National median $1,965/mo
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Medians by bedroom

Rent by unit size

Studio
$1,410
1 BR
$1,600
2 BR
$2,050
3 BR
$2,600
4 BR+
$2,790
Research median
$2,050/mo

Bedroom estimates are gross rents that include essential utilities (electricity, water, gas, sewer, trash).

Rent trends

12-month history

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Last updated: July 20, 2026

Annual cost
$25,320/yr
At $2,110/mo median
Location
StateNY
CountyDutchess County
Rent Market Meter
Strong Renter's Market
Renter's MarketBalancedLandlord's Market
Rents are down 13.2% year-over-year. Push hard on price, concessions, and lease terms.
Based on rent-price momentum (-13.2% YoY, -2.7% MoM), not inventory.
Demographics

Who lives here

ZIP 12603 (Poughkeepsie, NY) is majority owner-occupied, has a median income above the national average, 47.5% of residents hold a bachelor's degree or higher.

Population
42,304
Median income
$103,538
Median age
41.5
Renters
28.4%
Age distribution
20.2%
20.5%
25.5%
15.7%
18.2%
Under 1820.2%
18–3420.5%
35–5425.5%
55–6415.7%
65+18.2%
Gender
48.4%
51.6%
Male48.4%
Female51.6%
Race & ethnicity
65.8%
12.8%
12.4%
White65.8%
Black12.8%
Hispanic12.4%
Asian5.8%
Other3.3%
Education (25+)
19.3%
28%
47.5%
No HS diploma5.3%
HS diploma19.3%
Some college28%
Bachelor's+47.5%
Housing tenure
71.6%
28.4%
Owner71.6%
Renter28.4%

Source: U.S. Census Bureau · ACS 2024 5-Year Estimates

2021 vs 2026

How ZIP 12603 in Poughkeepsie, NY has changed in 5 years

Income
$92,480 → $103,538
up 12.0%
Population
41,610 → 42,304
up 1.7%
Renter share
26% → 28.4%
+2.4 pts
Bachelor's+
44.6% → 47.5%
+2.9 pts
Median age
44.8 → 41.5
-3.3 yrs

Local incomes tracked alongside that move, going from a median of $92,480 in 2021 to $103,538 more recently. The population has grown by 1.7% since 2021, moving from about 41,610 residents to roughly 42,304. Renters now make up 28.4% of households, compared with 26% five years ago. College-educated residents now make up 47.5% of adults here, versus 44.6% in 2021.

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Local insights

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About renting in ZIP 12603

Last updated: July 20, 2026

ZIP code 12603 covers Poughkeepsie, NY. The median rent here is $2,110/mo as of July 2026. A 1-bedroom rents for a median of $1,600/mo. A 2-bedroom rents for a median of $2,050/mo.

At 24% of local median household income ($103,538/yr), ZIP 12603 ranks as affordable compared to the national benchmark of 30%. Rents have decreased 13.2% over the past year.

FAQ

Frequently asked questions

How much is rent in ZIP code 12603?

As of July 20, 2026, the median monthly rent in ZIP 12603 (Poughkeepsie, NY) is $2,110. This is based on aggregated data from public sources and community submissions.

How does ZIP 12603 rent compare to the US average?

ZIP 12603's median rent of $2,110/mo is $145 (7%) above the US national median of $1,965/mo.

How does ZIP 12603 compare to other ZIPs in New York?

ZIP 12603 falls in the middle range for New York, ranking #224 out of 344 ZIPs at $2,110/mo.

How much income do you need to rent in ZIP 12603?

To keep rent at or below 30% of gross income, you would need to earn at least $84,000/year (~$40/hour full-time) to afford the median rent of $2,110/mo in ZIP 12603. The local median household income is $103,538/yr, meaning the typical household meets that threshold.

Is rent going up or down in ZIP 12603?

Rent in ZIP 12603 has decreased 13.2% over the past year as of July 20, 2026, offering some relief compared to 12 months ago.

Is ZIP 12603 an affordable place to rent?

ZIP 12603 is considered very affordable for renters. At $2,110/mo, rent takes approximately 24% of the local median household income ($103,538/yr). The standard benchmark is 30%. ZIP 12603 falls comfortably within that range.

What percentage of ZIP 12603 residents rent vs. own?

According to Census data, approximately 28.4% of ZIP 12603 households are renters, while 71.6% are owner-occupied. ZIP 12603 leans toward homeownership, which can mean a smaller rental inventory.

How does ZIP 12603 compare to the rest of Poughkeepsie?

ZIP 12603 is pricier than Poughkeepsie as a whole. At $2,110/mo, it's $245 above the Poughkeepsie citywide median of $1,865/mo.

When was rent data for ZIP 12603 last updated?

Rent data for ZIP 12603 reflects July 20, 2026. RentDataNow refreshes all data monthly using public and private datasets.
Income Affordability
24%
VERY AFFORDABLE

At $2,110/mo, rent takes ~24% of ZIP 12603's median household income ($103,538/yr). The standard benchmark is 30%.

ZIP 12603 24%Benchmark 30%
State income tax4–10.9%
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