ZIP Code · NY

ZIP 12603

Part of Poughkeepsie, NY

Pop. 42,304·Dutchess County·215th most expensive ZIP in New York

Median rent (all units)

$2,194/mo

Year-over-Year

+3.6%

Month-over-Month

Stable

vs US Median

+$262

Reported rents

Stable (Monthly)

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Most AffordableMost Expensive

ZIP 12603 · $2,194

More expensive than 70% of US ZIP codes · National median $1,932/mo

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Compare your rent to the local median.

Medians by bedroom

Rent by unit size

Studio

$1,410

1 BR

$1,600

2 BR

$2,050

3 BR

$2,600

4 BR+

$2,790

Research median

$2,050/mo

Bedroom estimates are gross rents that include essential utilities (electricity, water, gas, sewer, trash).

Rent trends

12-month history

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Last updated: October 17, 2026

From the history

What the numbers show

Past year vs. the rest of New York

Rent in ZIP 12603 changed +3.6% over the year to September 2026. Across the 251 New York ZIP codes Zillow tracks, the typical change was +5.6%.

Recent direction

Rent has fallen 2 months in a row, and rose in 8 of the last 12 months.

What a typical income covers

30% of the median household income ($103,538) is $2,588 a month. That covers HUD's Fair Market Rent for up to a 2-bedroom ($2,050); a 3-bedroom is $2,600.

Cheaper nearby

ZIP 12601, 3 miles away, rents for 17% less ($1,814/mo), about $4,600 a year in savings.

From Zillow's monthly rent index (ZORI) for ZIP 12603. Income is the Census median household income (5-year estimates). Fair Market Rents are HUD’s, which include utilities.

Annual cost

$26,328/yr

At $2,194/mo median

Location

CityPoughkeepsie

StateNY

CountyDutchess County

Rent Market Meter

Landlord's Market

Renter's MarketBalancedLandlord's Market

Rents are climbing (3.6% YoY), so leverage tilts toward landlords. Act sooner rather than later.

Based on rent-price momentum (+3.6% YoY, -0.1% MoM), not inventory.

Demographics

Who lives here

ZIP 12603 (Poughkeepsie, NY) is majority owner-occupied, has a median income above the national average, 47.5% of residents hold a bachelor's degree or higher.

Population

42,304

Median income

$103,538

Median age

41.5

Renters

28.4%

Age distribution

20.2%

20.5%

25.5%

15.7%

18.2%

Under 1820.2%

18–3420.5%

35–5425.5%

55–6415.7%

65+18.2%

Gender

48.4%

51.6%

Male48.4%

Female51.6%

Race & ethnicity

65.8%

12.8%

12.4%

White65.8%

Black12.8%

Hispanic12.4%

Asian5.8%

Other3.3%

Education (25+)

19.3%

28%

47.5%

No HS diploma5.3%

HS diploma19.3%

Some college28%

Bachelor's+47.5%

Housing tenure

71.6%

28.4%

Owner71.6%

Renter28.4%

Source: U.S. Census Bureau · ACS 2024 5-Year Estimates

2021 vs 2026

How ZIP 12603 in Poughkeepsie, NY has changed in 5 years

Income

$92,480 → $103,538

up 12.0%

Population

41,610 → 42,304

up 1.7%

Renter share

26% → 28.4%

+2.4 pts

Bachelor's+

44.6% → 47.5%

+2.9 pts

Median age

44.8 → 41.5

-3.3 yrs

Local incomes tracked alongside that move, going from a median of $92,480 in 2021 to $103,538 more recently. The population has grown by 1.7% since 2021, moving from about 41,610 residents to roughly 42,304. Renters now make up 28.4% of households, compared with 26% five years ago. College-educated residents now make up 47.5% of adults here, versus 44.6% in 2021.

Community

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Local insights

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About renting in ZIP 12603

Last updated: October 17, 2026

ZIP code 12603 covers Poughkeepsie, NY. The median rent here is $2,194/mo as of October 2026. A 1-bedroom rents for a median of $1,600/mo. A 2-bedroom rents for a median of $2,050/mo.

At 25% of local median household income ($103,538/yr), ZIP 12603 ranks as affordable compared to the national benchmark of 30%. Rents have increased 3.6% over the past year.

FAQ

Frequently asked questions

How much income do you need to rent in ZIP 12603?

To keep rent at or below 30% of gross income, you would need to earn at least $88,000/year (about $42/hour full-time) to afford the median rent of $2,194/mo in ZIP 12603. The local median household income is $103,538/yr, so the typical household meets that bar.

Is rent going up or down in ZIP 12603?

Rent in ZIP 12603 has risen 3.6% over the past year.

How does ZIP 12603 compare to other ZIPs in New York?

ZIP 12603 is in the middle among New York ZIP codes for rent, ranking #215 of 334 at $2,194/mo. Over the year to September 2026, rent in ZIP 12603 changed +3.6%, against a typical +5.6% across the 251 New York ZIP codes Zillow tracks.