4+ Bedroom Apartment Rent in Troy, NY
Median asking rent for a 4+ bedroom apartment in Troy, New York as of July 2026. That's +19% higher than the citywide median of $1,501 and +29% below the national 4+ bedroom median of $2,520.
Income needed for a 4+ bedroom in Troy
Using the standard 30% rent-to-income guideline (the threshold above which households are considered rent-burdened), here's what you need to earn to comfortably afford a 4+ bedroom at the current median rent.
Rent by apartment size in Troy
Compare Troy's median rent across every apartment size.
Cheapest cities for a 4+ bedroom in New York
| # | City | 4+ Bedroom rent |
|---|---|---|
| 1 | Elmira | $1,330 |
| 2 | Gloversville | $1,400 |
| 3 | Lockport | $1,450 |
| 4 | Niagara Falls | $1,458 |
| 5 | Potsdam | $1,470 |
| 6 | North Tonawanda | $1,480 |
| 7 | Palmyra | $1,570 |
| 8 | Utica | $1,590 |
| 9 | Auburn | $1,610 |
| 10 | Oneonta | $1,620 |
| 11 | Amsterdam | $1,650 |
| 12 | Buffalo | $1,670 |
| 13 | Tonawanda | $1,670 |
| 14 | Endicott | $1,680 |
| 15 | Rome | $1,680 |
Most expensive cities for a 4+ bedroom in New York
| # | City | 4+ Bedroom rent |
|---|---|---|
| 1 | Rye | $5,610 |
| 2 | Garden City | $5,390 |
| 3 | Harrison | $5,120 |
| 4 | Scarsdale | $4,830 |
| 5 | Nanuet | $4,750 |
| 6 | Dobbs Ferry | $4,530 |
| 7 | Plainview | $4,400 |
| 8 | Farmingville | $4,400 |
| 9 | White Plains | $4,350 |
| 10 | Hicksville | $4,330 |
| 11 | Larchmont | $4,280 |
| 12 | Mamaroneck | $4,240 |
| 13 | Hauppauge | $4,210 |
| 14 | Port Chester | $4,190 |
| 15 | Port Washington | $4,180 |
Nearby cities — 4+ bedroom rent
Considering nearby alternatives? 3 of these cities have cheaper 4+ bedroom rents than Troy.
| City | Distance | 4+ Bedroom rent | vs Troy |
|---|---|---|---|
| Latham, NY | 11.2 mi | $2,320 | +$535 (+30%) |
| Clifton Park, NY | 12.9 mi | $2,090 | +$305 (+17%) |
| Delmar, NY | 20.6 mi | $2,430 | +$645 (+36%) |
| Saratoga Springs, NY | 22.4 mi | $2,610 | +$825 (+46%) |
| Pittsfield, MA | 32.6 mi | $2,250 | +$465 (+26%) |
| Glens Falls, NY | 37.1 mi | $1,780 | $-5 (0%) |
| Catskill, NY | 42.7 mi | $2,220 | +$435 (+24%) |
| Gloversville, NY | 55.8 mi | $1,400 | $-385 (-22%) |
| Brattleboro, VT | 66.1 mi | $1,760 | $-25 (-1%) |
| Westfield, MA | 72.3 mi | $1,960 | +$175 (+10%) |
| Torrington, CT | 73 mi | $2,000 | +$215 (+12%) |
| Northampton, MA | 74.8 mi | $2,600 | +$815 (+46%) |
4+ Bedroom rent in Troy — common questions
How much is a 4+ bedroom apartment in Troy?
As of July 2026, the median 4+ bedroom apartment rent in Troy, New York is $1,785 per month. This is +19% higher than the citywide median of $1,501.
What income do you need to afford a 4+ bedroom in Troy?
Using the standard 30% rent-to-income rule, you would need an annual income of about $71,400 ($5,950/month gross), which works out to roughly $34.33/hour at a full-time job.
Is Troy expensive for a 4+ bedroom compared to the rest of the US?
Troy's 4+ bedroom median of $1,785 is +29% below the national 4+ bedroom median of $2,520. It ranks in the 19th percentile of US cities tracked.
How does Troy rank for 4+ bedroom rent in New York?
Among the 122 cities in New York with 4+ bedroom data, Troy ranks #22 from cheapest to most expensive.
Are there cheaper 4+ bedroom options near Troy?
Yes — nearby cities with cheaper 4+ bedroom rents include Glens Falls ($1,780), Gloversville ($1,400), Brattleboro ($1,760).