3-Bedroom Apartment Rent in Troy, NY
Median asking rent for a 3-bedroom apartment in Troy, New York as of July 2026. That's +8% higher than the citywide median of $1,501 and +24% below the national 3-bedroom median of $2,130.
Income needed for a 3-bedroom in Troy
Using the standard 30% rent-to-income guideline (the threshold above which households are considered rent-burdened), here's what you need to earn to comfortably afford a 3-bedroom at the current median rent.
Rent by apartment size in Troy
Compare Troy's median rent across every apartment size.
Cheapest cities for a 3-bedroom in New York
| # | City | 3-Bedroom rent |
|---|---|---|
| 1 | Elmira | $1,120 |
| 2 | Gloversville | $1,250 |
| 3 | Lockport | $1,290 |
| 4 | Niagara Falls | $1,295 |
| 5 | North Tonawanda | $1,310 |
| 6 | Potsdam | $1,340 |
| 7 | Utica | $1,345 |
| 8 | Auburn | $1,380 |
| 9 | Rome | $1,420 |
| 10 | Palmyra | $1,430 |
| 11 | Endicott | $1,470 |
| 12 | Buffalo | $1,480 |
| 13 | Oneonta | $1,480 |
| 14 | Tonawanda | $1,480 |
| 15 | Depew | $1,490 |
Most expensive cities for a 3-bedroom in New York
| # | City | 3-Bedroom rent |
|---|---|---|
| 1 | Rye | $5,200 |
| 2 | Garden City | $5,030 |
| 3 | Harrison | $4,750 |
| 4 | Scarsdale | $4,470 |
| 5 | Nanuet | $4,400 |
| 6 | Dobbs Ferry | $4,200 |
| 7 | Plainview | $4,110 |
| 8 | Farmingville | $4,110 |
| 9 | Hicksville | $4,040 |
| 10 | White Plains | $4,030 |
| 11 | Larchmont | $3,960 |
| 12 | Mamaroneck | $3,930 |
| 13 | Hauppauge | $3,930 |
| 14 | Port Washington | $3,900 |
| 15 | Port Chester | $3,890 |
Nearby cities — 3-bedroom rent
Considering nearby alternatives? 1 of these cities have cheaper 3-bedroom rents than Troy.
| City | Distance | 3-Bedroom rent | vs Troy |
|---|---|---|---|
| Latham, NY | 11.2 mi | $2,110 | +$490 (+30%) |
| Clifton Park, NY | 12.9 mi | $1,900 | +$280 (+17%) |
| Delmar, NY | 20.6 mi | $2,200 | +$580 (+36%) |
| Saratoga Springs, NY | 22.4 mi | $2,370 | +$750 (+46%) |
| Pittsfield, MA | 32.6 mi | $2,090 | +$470 (+29%) |
| Glens Falls, NY | 37.1 mi | $1,740 | +$120 (+7%) |
| Catskill, NY | 42.7 mi | $1,980 | +$360 (+22%) |
| Gloversville, NY | 55.8 mi | $1,250 | $-370 (-23%) |
| Brattleboro, VT | 66.1 mi | $1,660 | +$40 (+2%) |
| Westfield, MA | 72.3 mi | $1,760 | +$140 (+9%) |
| Torrington, CT | 73 mi | $1,750 | +$130 (+8%) |
| Northampton, MA | 74.8 mi | $2,330 | +$710 (+44%) |
3-Bedroom rent in Troy — common questions
How much is a 3-bedroom apartment in Troy?
As of July 2026, the median 3-bedroom apartment rent in Troy, New York is $1,620 per month. This is +8% higher than the citywide median of $1,501.
What income do you need to afford a 3-bedroom in Troy?
Using the standard 30% rent-to-income rule, you would need an annual income of about $64,800 ($5,400/month gross), which works out to roughly $31.15/hour at a full-time job.
Is Troy expensive for a 3-bedroom compared to the rest of the US?
Troy's 3-bedroom median of $1,620 is +24% below the national 3-bedroom median of $2,130. It ranks in the 23th percentile of US cities tracked.
How does Troy rank for 3-bedroom rent in New York?
Among the 124 cities in New York with 3-bedroom data, Troy ranks #25 from cheapest to most expensive.
Are there cheaper 3-bedroom options near Troy?
Yes — nearby cities with cheaper 3-bedroom rents include Gloversville ($1,250).