4+ Bedroom Rent · July 2026

4+ Bedroom Apartment Rent in Water Mill, NY

$4,500/mo

Median asking rent for a 4+ bedroom apartment in Water Mill, New York as of July 2026. That's +95% lower than the citywide median of $96,167 and +79% above the national 4+ bedroom median of $2,520.

4+ Bedroom median
$4,500
July 2026
vs city overall
-95%
$96,167 city median
vs national
+79%
$2,520 US median
New York rank
#0
of 122 cities

Income needed for a 4+ bedroom in Water Mill

Using the standard 30% rent-to-income guideline (the threshold above which households are considered rent-burdened), here's what you need to earn to comfortably afford a 4+ bedroom at the current median rent.

Annual income
$180,000
Monthly gross
$15,000
Hourly (full-time)
$86.54

Rent by apartment size in Water Mill

Compare Water Mill's median rent across every apartment size.

Studio
$2,180
1-Bedroom
$2,740
2-Bedroom
$3,210
3-Bedroom
$4,150
4+ Bedroom (current)
$4,500

Cheapest cities for a 4+ bedroom in New York

#City4+ Bedroom rent
1Elmira$1,330
2Gloversville$1,400
3Lockport$1,450
4Niagara Falls$1,458
5Potsdam$1,470
6North Tonawanda$1,480
7Palmyra$1,570
8Utica$1,590
9Auburn$1,610
10Oneonta$1,620
11Amsterdam$1,650
12Buffalo$1,670
13Tonawanda$1,670
14Endicott$1,680
15Rome$1,680

Most expensive cities for a 4+ bedroom in New York

#City4+ Bedroom rent
1Rye$5,610
2Garden City$5,390
3Harrison$5,120
4Scarsdale$4,830
5Nanuet$4,750
6Dobbs Ferry$4,530
7Plainview$4,400
8Farmingville$4,400
9White Plains$4,350
10Hicksville$4,330
11Larchmont$4,280
12Mamaroneck$4,240
13Hauppauge$4,210
14Port Chester$4,190
15Port Washington$4,180

Nearby cities — 4+ bedroom rent

Considering nearby alternatives? 5 of these cities have cheaper 4+ bedroom rents than Water Mill.

CityDistance4+ Bedroom rentvs Water Mill
Groton, CT38.4 mi$3,000$-1,500 (-33%)
Branford, CT39.5 mi$2,760$-1,740 (-39%)
Coram, NY45.2 mi$4,040$-460 (-10%)
Patchogue, NY45.3 mi$3,280$-1,220 (-27%)
Farmingville, NY47.8 mi$4,400$-100 (-2%)
Middletown, CT48.1 mi$2,440$-2,060 (-46%)
West Haven, CT48.8 mi$2,700$-1,800 (-40%)
Port Jefferson, NY49.5 mi$3,750$-750 (-17%)
Meriden, CT52.6 mi$2,320$-2,180 (-48%)
Ronkonkoma, NY53.2 mi$3,330$-1,170 (-26%)
Glastonbury, CT55.7 mi$2,970$-1,530 (-34%)
Stratford, CT56.6 mi$2,860$-1,640 (-36%)

4+ Bedroom rent in Water Mill — common questions

How much is a 4+ bedroom apartment in Water Mill?

As of July 2026, the median 4+ bedroom apartment rent in Water Mill, New York is $4,500 per month. This is +95% below the citywide median of $96,167.

What income do you need to afford a 4+ bedroom in Water Mill?

Using the standard 30% rent-to-income rule, you would need an annual income of about $180,000 ($15,000/month gross), which works out to roughly $86.54/hour at a full-time job.

Is Water Mill expensive for a 4+ bedroom compared to the rest of the US?

Water Mill's 4+ bedroom median of $4,500 is +79% above the national 4+ bedroom median of $2,520. It ranks in the 95th percentile of US cities tracked.

How does Water Mill rank for 4+ bedroom rent in New York?

Among the 122 cities in New York with 4+ bedroom data, Water Mill ranks #0 from cheapest to most expensive.

Are there cheaper 4+ bedroom options near Water Mill?

Yes — nearby cities with cheaper 4+ bedroom rents include Groton ($3,000), Branford ($2,760), Coram ($4,040).

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Methodology: Bedroom-level rent medians come from HUD Fair Market Rent data calibrated to the Zillow Observed Rent Index (ZORI) for Water Mill, which serves as the citywide anchor. When the HUD bedroom values exceed the ZORI city median (a common quirk in luxury markets and small samples), bedroom values are proportionally scaled down to align. Income required uses the standard 30% rent-to-income guideline. Comparison rankings use the same data month across all cities (July 2026) and exclude cities with median rent below $400 or above $20,000.