3-Bedroom Apartment Rent in Water Mill, NY
Median asking rent for a 3-bedroom apartment in Water Mill, New York as of October 2026. That's +93% lower than the citywide median of $61,667 and +95% above the national 3-bedroom median of $2,130.
Income needed for a 3-bedroom in Water Mill
Using the standard 30% rent-to-income guideline (the threshold above which households are considered rent-burdened), here's what you need to earn to comfortably afford a 3-bedroom at the current median rent.
Rent by apartment size in Water Mill
Compare Water Mill's median rent across every apartment size.
Cheapest cities for a 3-bedroom in New York
| # | City | 3-Bedroom rent |
|---|---|---|
| 1 | Elmira | $1,120 |
| 2 | Gloversville | $1,250 |
| 3 | Lockport | $1,290 |
| 4 | Niagara Falls | $1,295 |
| 5 | North Tonawanda | $1,310 |
| 6 | Clarence | $1,340 |
| 7 | Potsdam | $1,340 |
| 8 | Utica | $1,345 |
| 9 | Cortland | $1,355 |
| 10 | Auburn | $1,380 |
| 11 | Lancaster | $1,390 |
| 12 | Rome | $1,420 |
| 13 | Endicott | $1,470 |
| 14 | Buffalo | $1,480 |
| 15 | Oneonta | $1,480 |
Most expensive cities for a 3-bedroom in New York
| # | City | 3-Bedroom rent |
|---|---|---|
| 1 | Rye | $5,200 |
| 2 | Garden City | $5,030 |
| 3 | Harrison | $4,750 |
| 4 | Scarsdale | $4,470 |
| 5 | Nanuet | $4,400 |
| 6 | Dobbs Ferry | $4,200 |
| 7 | Plainview | $4,110 |
| 8 | Farmingville | $4,110 |
| 9 | Hicksville | $4,040 |
| 10 | White Plains | $4,030 |
| 11 | Mamaroneck | $3,930 |
| 12 | Hauppauge | $3,930 |
| 13 | Port Washington | $3,900 |
| 14 | Port Chester | $3,890 |
| 15 | Eastchester | $3,840 |
Nearby cities — 3-bedroom rent
Considering nearby alternatives? 5 of these cities have cheaper 3-bedroom rents than Water Mill.
| City | Distance | 3-Bedroom rent | vs Water Mill |
|---|---|---|---|
| Westhampton Beach, NY | 21.6 mi | $3,400 | $-750 (-18%) |
| Montauk, NY | 29.2 mi | $4,070 | $-80 (-2%) |
| Groton, CT | 38.4 mi | $2,320 | $-1,830 (-44%) |
| Branford, CT | 39.5 mi | $2,450 | $-1,700 (-41%) |
| Coram, NY | 45.2 mi | $3,770 | $-380 (-9%) |
| Patchogue, NY | 45.3 mi | $3,060 | $-1,090 (-26%) |
| Farmingville, NY | 47.8 mi | $4,110 | $-40 (-1%) |
| Middletown, CT | 48.1 mi | $2,060 | $-2,090 (-50%) |
| West Haven, CT | 48.8 mi | $2,210 | $-1,940 (-47%) |
| Port Jefferson, NY | 49.5 mi | $3,500 | $-650 (-16%) |
| Meriden, CT | 52.6 mi | $2,055 | $-2,095 (-50%) |
| Ronkonkoma, NY | 53.2 mi | $3,110 | $-1,040 (-25%) |
3-Bedroom rent in Water Mill — common questions
How much is a 3-bedroom apartment in Water Mill?
As of October 2026, the median 3-bedroom apartment rent in Water Mill, New York is $4,150 per month. This is +93% below the citywide median of $61,667.
What income do you need to afford a 3-bedroom in Water Mill?
Using the standard 30% rent-to-income rule, you would need an annual income of about $166,000 ($13,833/month gross), which works out to roughly $79.81/hour at a full-time job.
Is Water Mill expensive for a 3-bedroom compared to the rest of the US?
Water Mill's 3-bedroom median of $4,150 is +95% above the national 3-bedroom median of $2,130. It ranks in the 96th percentile of US cities tracked.
How does Water Mill rank for 3-bedroom rent in New York?
Among the 119 cities in New York with 3-bedroom data, Water Mill ranks #0 from cheapest to most expensive.
Are there cheaper 3-bedroom options near Water Mill?
Yes — nearby cities with cheaper 3-bedroom rents include Westhampton Beach ($3,400), Montauk ($4,070), Groton ($2,320).