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ZIP Code · OK

ZIP 74074

Pop. 32,422·Payne County·39th most expensive ZIP in Oklahoma
Median rent (all units)
$1,386/mo
Year-over-Year
+8.2%
Month-over-Month
-1.9%
vs US Median
-$579
Falling (Monthly)
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Most AffordableMost Expensive
ZIP 74074 · $1,386
More affordable than 81% of US ZIP codes · National median $1,965/mo
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Medians by bedroom

Rent by unit size

Studio
$870
1 BR
$940
2 BR
$1,150
3 BR
$1,600
4 BR+
$1,740
Research median
$1,150/mo

Bedroom estimates are gross rents that include essential utilities (electricity, water, gas, sewer, trash).

Rent trends

12-month history

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Last updated: July 20, 2026

Annual cost
$16,632/yr
At $1,386/mo median
Location
StateOK
CountyPayne County
Rent Market Meter
Landlord's Market
Renter's MarketBalancedLandlord's Market
Rents are climbing (8.2% YoY), so leverage tilts toward landlords. Act sooner rather than later.
Based on rent-price momentum (+8.2% YoY, -1.9% MoM), not inventory.
Demographics

Who lives here

ZIP 74074 (Stillwater, OK) is roughly split between renters and owners, skews toward younger working-age adults, has a median income below the national average, 49.4% of residents hold a bachelor's degree or higher.

Population
32,422
Median income
$52,998
Median age
27.3
Renters
51%
Age distribution
18.8%
40.3%
20.3%
12.1%
Under 1818.8%
18–3440.3%
35–5420.3%
55–648.5%
65+12.1%
Gender
50.7%
49.3%
Male50.7%
Female49.3%
Race & ethnicity
77.7%
White77.7%
Black3.7%
Hispanic7.2%
Asian3.5%
Other7.9%
Education (25+)
18.4%
28.6%
49.4%
No HS diploma3.6%
HS diploma18.4%
Some college28.6%
Bachelor's+49.4%
Housing tenure
49%
51%
Owner49%
Renter51%

Source: U.S. Census Bureau · ACS 2024 5-Year Estimates

2021 vs 2026

How ZIP 74074 in Stillwater, OK has changed in 5 years

Income
$48,528 → $52,998
up 9.2%
Population
32,123 → 32,422
up 0.9%
Renter share
49.4% → 51%
+1.6 pts
Bachelor's+
49.5% → 49.4%
-0.1 pts
Median age
26.2 → 27.3
+1.1 yrs

Local incomes tracked alongside that move, going from a median of $48,528 in 2021 to $52,998 more recently. The renter share has risen from 49.4% to 51%, with owner-occupied housing accounting for the remainder.

Community

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Local insights

Tips for renters in ZIP 74074

About renting in ZIP 74074

Last updated: July 20, 2026

ZIP code 74074 covers Stillwater, OK. The median rent here is $1,386/mo as of July 2026. A 1-bedroom rents for a median of $940/mo. A 2-bedroom rents for a median of $1,150/mo.

At 31% of local median household income ($52,998/yr), ZIP 74074 ranks as moderate compared to the national benchmark of 30%. Rents have increased 8.2% over the past year.

FAQ

Frequently asked questions

How much is rent in ZIP code 74074?

As of July 20, 2026, the median monthly rent in ZIP 74074 (Stillwater, OK) is $1,386. This is based on aggregated data from public sources and community submissions.

How does ZIP 74074 rent compare to the US average?

ZIP 74074's median rent of $1,386/mo is $579 (29%) below the US national median of $1,965/mo.

How does ZIP 74074 compare to other ZIPs in Oklahoma?

ZIP 74074 falls in the middle range for Oklahoma, ranking #39 out of 100 ZIPs at $1,386/mo.

How much income do you need to rent in ZIP 74074?

To keep rent at or below 30% of gross income, you would need to earn at least $55,000/year (~$26/hour full-time) to afford the median rent of $1,386/mo in ZIP 74074. The local median household income is $52,998/yr, meaning the typical household falls short of that threshold.

Is rent going up or down in ZIP 74074?

Rent in ZIP 74074 has increased 8.2% over the past year as of July 20, 2026, putting upward pressure on renter budgets.

Is ZIP 74074 an affordable place to rent?

ZIP 74074 is considered moderate for renters. At $1,386/mo, rent takes approximately 31% of the local median household income ($52,998/yr). The standard benchmark is 30%. ZIP 74074 slightly exceeds that threshold, so budgeting carefully matters here.

What percentage of ZIP 74074 residents rent vs. own?

According to Census data, approximately 51% of ZIP 74074 households are renters, while 49% are owner-occupied. With a majority renter population, ZIP 74074 has a strong rental market.

How does ZIP 74074 compare to the rest of Stillwater?

ZIP 74074 is more affordable than Stillwater overall. At $1,386/mo, it's $32 below the Stillwater citywide median of $1,418/mo.

When was rent data for ZIP 74074 last updated?

Rent data for ZIP 74074 reflects July 20, 2026. RentDataNow refreshes all data monthly using public and private datasets.
Income Affordability
31%
MODERATE

At $1,386/mo, rent takes ~31% of ZIP 74074's median household income ($52,998/yr). The standard benchmark is 30%.

ZIP 74074 31%Benchmark 30%
State income tax0.25–4.75%
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Schools nearby

Public schools near ZIP 74074 (Stillwater, OK)

Recent submissions

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