ZIP Code · OK

ZIP 74075

Part of Stillwater, OK

Pop. 26,451·Payne County·50th most expensive ZIP in Oklahoma

Median rent (all units)

$1,315/mo

Year-over-Year

+5.0%

Month-over-Month

Stable

vs US Median

-$617

Reported rents

Stable (Monthly)

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Most AffordableMost Expensive

ZIP 74075 · $1,315

More affordable than 85% of US ZIP codes · National median $1,932/mo

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Medians by bedroom

Rent by unit size

Studio

$830

1 BR

$900

2 BR

$1,100

3 BR

$1,520

4 BR+

$1,670

Research median

$1,100/mo

Bedroom estimates are gross rents that include essential utilities (electricity, water, gas, sewer, trash).

Rent trends

12-month history

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Last updated: October 17, 2026

From the history

What the numbers show

Past year vs. the rest of Oklahoma

Rent in ZIP 74075 changed +5.0% over the year to September 2026. Across the 87 Oklahoma ZIP codes Zillow tracks, the typical change was +3.6%.

Recent direction

Rent rose in 8 of the last 12 months.

What a typical income covers

30% of the median household income ($46,053) is $1,151 a month. That covers HUD's Fair Market Rent for up to a 2-bedroom ($1,100); a 3-bedroom is $1,520.

From Zillow's monthly rent index (ZORI) for ZIP 74075. Income is the Census median household income (5-year estimates). Fair Market Rents are HUD’s, which include utilities.

Annual cost

$15,780/yr

At $1,315/mo median

Location

CityStillwater

StateOK

CountyPayne County

Rent Market Meter

Landlord's Market

Renter's MarketBalancedLandlord's Market

Rents are climbing (5.0% YoY), so leverage tilts toward landlords. Act sooner rather than later.

Based on rent-price momentum (+5.0% YoY, +0.1% MoM), not inventory.

Demographics

Who lives here

ZIP 74075 (Stillwater, OK) is majority renter-occupied, skews toward younger working-age adults, has a median income below the national average, 48.4% of residents hold a bachelor's degree or higher.

Population

26,451

Median income

$46,053

Median age

24.9

Renters

59.4%

Age distribution

14.2%

50.6%

17.7%

Under 1814.2%

18–3450.6%

35–5417.7%

55–646.3%

65+11.2%

Gender

51.5%

48.5%

Male51.5%

Female48.5%

Race & ethnicity

71%

White71%

Black5.1%

Hispanic4.8%

Asian8.4%

Other10.6%

Education (25+)

21.2%

25.6%

48.4%

No HS diploma4.7%

HS diploma21.2%

Some college25.6%

Bachelor's+48.4%

Housing tenure

40.6%

59.4%

Owner40.6%

Renter59.4%

Source: U.S. Census Bureau · ACS 2024 5-Year Estimates

2021 vs 2026

How ZIP 74075 in Stillwater, OK has changed in 5 years

Income

$38,517 → $46,053

up 19.6%

Population

25,762 → 26,451

up 2.7%

Renter share

56.6% → 59.4%

+2.8 pts

Bachelor's+

47.5% → 48.4%

+0.9 pts

On the earnings side, the typical household in ZIP 74075 in Stillwater, OK now reports about $46,053, up from $38,517 in 2021. Headcount in the area went from 25,762 to 26,451 between 2021 and 2024, a 2.7% change. About 59.4% of households rent today, against 56.6% in 2021.

Community

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Local insights

Tips for renters in ZIP 74075

About renting in ZIP 74075

Last updated: October 17, 2026

ZIP code 74075 covers Stillwater, OK. The median rent here is $1,315/mo as of October 2026. A 1-bedroom rents for a median of $900/mo. A 2-bedroom rents for a median of $1,100/mo.

At 34% of local median household income ($46,053/yr), ZIP 74075 ranks as moderate compared to the national benchmark of 30%. Rents have increased 5.0% over the past year.

FAQ

Frequently asked questions

How much income do you need to rent in ZIP 74075?

To keep rent at or below 30% of gross income, you would need to earn at least $53,000/year (about $25/hour full-time) to afford the median rent of $1,315/mo in ZIP 74075. The local median household income is $46,053/yr, so the typical household falls short of that bar.

Is rent going up or down in ZIP 74075?

Rent in ZIP 74075 has risen 5.0% over the past year.

How does ZIP 74075 compare to other ZIPs in Oklahoma?

ZIP 74075 is in the middle among Oklahoma ZIP codes for rent, ranking #50 of 99 at $1,315/mo. Over the year to September 2026, rent in ZIP 74075 changed +5.0%, against a typical +3.6% across the 87 Oklahoma ZIP codes Zillow tracks.