Studio Rent · July 2026

Studio Apartment Rent in Chattanooga, TN

$1,249/mo

Median asking rent for a studio apartment in Chattanooga, Tennessee as of July 2026. That's +17% lower than the citywide median of $1,505 and +3% below the national studio median of $1,290.

Studio median
$1,249
July 2026
vs city overall
-17%
$1,505 city median
vs national
-3%
$1,290 US median
Tennessee rank
#34
of 64 cities

Income needed for a studio in Chattanooga

Using the standard 30% rent-to-income guideline (the threshold above which households are considered rent-burdened), here's what you need to earn to comfortably afford a studio at the current median rent.

Annual income
$49,960
Monthly gross
$4,163
Hourly (full-time)
$24.02

Rent by apartment size in Chattanooga

Compare Chattanooga's median rent across every apartment size.

Studio (current)
$1,249
1-Bedroom
$1,305
2-Bedroom
$1,448
3-Bedroom
$1,824
4+ Bedroom
$1,974

Cheapest cities for a studio in Tennessee

#CityStudio rent
1Morristown$319
2Crossville$328
3Greeneville$414
4Sevierville$545
5Athens$680
6Brownsville$680
7Dyersburg$720
8Kingsport$737
9Bristol$740
10Martin$750
11Cookeville$760
12Tullahoma$760
13Elizabethton$800
14Manchester$810
15Jackson$850

Most expensive cities for a studio in Tennessee

#CityStudio rent
1Mount Juliet$2,030
2Farragut$1,880
3Spring Hill$1,840
4Thompsons Station$1,823
5La Vergne$1,820
6Nashville$1,718
7Brentwood$1,703
8Franklin$1,702
9Hendersonville$1,640
10Ooltewah$1,610
11Germantown$1,570
12Lakeland$1,550
13Goodlettsville$1,520
14White House$1,510
15Murfreesboro$1,505

Nearby cities — studio rent

Considering nearby alternatives? 5 of these cities have cheaper studio rents than Chattanooga.

CityDistanceStudio rentvs Chattanooga
East Ridge, TN4.5 mi$1,230$-19 (-2%)
Rossville, GA6 mi$1,160$-89 (-7%)
Fort Oglethorpe, GA6.6 mi$1,090$-159 (-13%)
Red Bank, TN7.4 mi$1,110$-139 (-11%)
Hixson, TN9.8 mi$1,360+$111 (+9%)
Ringgold, GA13.7 mi$1,130$-119 (-10%)
Ooltewah, TN15.6 mi$1,610+$361 (+29%)
Soddy-Daisy, TN18.9 mi$1,120$-129 (-10%)
Dalton, GA29.2 mi$760$-489 (-39%)
Calhoun, GA43.7 mi$760$-489 (-39%)
Athens, TN52 mi$680$-569 (-46%)
Adairsville, GA52.6 mi$1,140$-109 (-9%)

Studio rent in Chattanooga — common questions

How much is a studio apartment in Chattanooga?

As of July 2026, the median studio apartment rent in Chattanooga, Tennessee is $1,249 per month. This is +17% below the citywide median of $1,505.

What income do you need to afford a studio in Chattanooga?

Using the standard 30% rent-to-income rule, you would need an annual income of about $49,960 ($4,163/month gross), which works out to roughly $24.02/hour at a full-time job.

Is Chattanooga expensive for a studio compared to the rest of the US?

Chattanooga's studio median of $1,249 is +3% below the national studio median of $1,290. It ranks in the 47th percentile of US cities tracked.

How does Chattanooga rank for studio rent in Tennessee?

Among the 64 cities in Tennessee with studio data, Chattanooga ranks #34 from cheapest to most expensive.

Are there cheaper studio options near Chattanooga?

Yes — nearby cities with cheaper studio rents include East Ridge ($1,230), Rossville ($1,160), Fort Oglethorpe ($1,090).

All rent data
Chattanooga rent overview →
Trend
Chattanooga rent history →
Calculator
Chattanooga affordability →
Methodology: Bedroom-level rent medians come from HUD Fair Market Rent data calibrated to the Zillow Observed Rent Index (ZORI) for Chattanooga, which serves as the citywide anchor. When the HUD bedroom values exceed the ZORI city median (a common quirk in luxury markets and small samples), bedroom values are proportionally scaled down to align. Income required uses the standard 30% rent-to-income guideline. Comparison rankings use the same data month across all cities (July 2026) and exclude cities with median rent below $400 or above $20,000.