3-Bedroom Apartment Rent in Chattanooga, TN
Median asking rent for a 3-bedroom apartment in Chattanooga, Tennessee as of October 2026. That's +22% higher than the citywide median of $1,498 and +14% below the national 3-bedroom median of $2,130.
Income needed for a 3-bedroom in Chattanooga
Using the standard 30% rent-to-income guideline (the threshold above which households are considered rent-burdened), here's what you need to earn to comfortably afford a 3-bedroom at the current median rent.
Rent by apartment size in Chattanooga
Compare Chattanooga's median rent across every apartment size.
Cheapest cities for a 3-bedroom in Tennessee
| # | City | 3-Bedroom rent |
|---|---|---|
| 1 | Greeneville | $712 |
| 2 | Crossville | $874 |
| 3 | Morristown | $961 |
| 4 | Lawrenceburg | $1,140 |
| 5 | Athens | $1,180 |
| 6 | Dayton | $1,190 |
| 7 | Dyersburg | $1,190 |
| 8 | Brownsville | $1,200 |
| 9 | Elizabethton | $1,250 |
| 10 | Tullahoma | $1,310 |
| 11 | Sevierville | $1,314 |
| 12 | Kingsport | $1,323 |
| 13 | Bristol | $1,340 |
| 14 | Cookeville | $1,380 |
| 15 | Jefferson City | $1,380 |
Most expensive cities for a 3-bedroom in Tennessee
| # | City | 3-Bedroom rent |
|---|---|---|
| 1 | Farragut | $2,980 |
| 2 | Mount Juliet | $2,940 |
| 3 | Spring Hill | $2,810 |
| 4 | La Vergne | $2,640 |
| 5 | Thompsons Station | $2,568 |
| 6 | Germantown | $2,540 |
| 7 | Lakeland | $2,500 |
| 8 | Nashville | $2,498 |
| 9 | Hendersonville | $2,390 |
| 10 | Bartlett | $2,380 |
| 11 | Collierville | $2,370 |
| 12 | Franklin | $2,365 |
| 13 | Ooltewah | $2,360 |
| 14 | Arlington | $2,310 |
| 15 | Cordova | $2,290 |
Nearby cities — 3-bedroom rent
Considering nearby alternatives? 5 of these cities have cheaper 3-bedroom rents than Chattanooga.
| City | Distance | 3-Bedroom rent | vs Chattanooga |
|---|---|---|---|
| East Ridge, TN | 4.5 mi | $1,800 | $-24 (-1%) |
| Rossville, GA | 6 mi | $1,690 | $-134 (-7%) |
| Fort Oglethorpe, GA | 6.6 mi | $1,590 | $-234 (-13%) |
| Red Bank, TN | 7.4 mi | $1,515 | $-309 (-17%) |
| Hixson, TN | 9.8 mi | $1,980 | +$156 (+9%) |
| Ringgold, GA | 13.7 mi | $1,650 | $-174 (-10%) |
| Ooltewah, TN | 15.6 mi | $2,360 | +$536 (+29%) |
| Collegedale, TN | 15.7 mi | $1,904 | +$80 (+4%) |
| Soddy-Daisy, TN | 18.9 mi | $1,630 | $-194 (-11%) |
| Dalton, GA | 29.2 mi | $1,440 | $-384 (-21%) |
| Dayton, TN | 36.9 mi | $1,190 | $-634 (-35%) |
| Calhoun, GA | 43.7 mi | $1,270 | $-554 (-30%) |
3-Bedroom rent in Chattanooga — common questions
How much is a 3-bedroom apartment in Chattanooga?
As of October 2026, the median 3-bedroom apartment rent in Chattanooga, Tennessee is $1,824 per month. This is +22% higher than the citywide median of $1,498.
What income do you need to afford a 3-bedroom in Chattanooga?
Using the standard 30% rent-to-income rule, you would need an annual income of about $72,960 ($6,080/month gross), which works out to roughly $35.08/hour at a full-time job.
Is Chattanooga expensive for a 3-bedroom compared to the rest of the US?
Chattanooga's 3-bedroom median of $1,824 is +14% below the national 3-bedroom median of $2,130. It ranks in the 34th percentile of US cities tracked.
How does Chattanooga rank for 3-bedroom rent in Tennessee?
Among the 66 cities in Tennessee with 3-bedroom data, Chattanooga ranks #31 from cheapest to most expensive.
Are there cheaper 3-bedroom options near Chattanooga?
Yes — nearby cities with cheaper 3-bedroom rents include East Ridge ($1,800), Rossville ($1,690), Fort Oglethorpe ($1,590).