ZIP Code · TX

ZIP 76502

Part of Temple, TX

Pop. 52,669·Bell County·347th most expensive ZIP in Texas

Median rent (all units)

$1,582/mo

Year-over-Year

-0.5%

Month-over-Month

-0.3%

vs US Median

-$350

Reported rents

Stable (Monthly)

Be the first to discuss 76502 rents ↓

Most AffordableMost Expensive

ZIP 76502 · $1,582

More affordable than 67% of US ZIP codes · National median $1,932/mo

Rent check

Is your rent fair?

Compare your rent to the local median.

Medians by bedroom

Rent by unit size

Studio

$1,190

1 BR

$1,200

2 BR

$1,490

3 BR

$2,070

4 BR+

$2,500

Research median

$1,490/mo

Bedroom estimates are gross rents that include essential utilities (electricity, water, gas, sewer, trash).

Rent trends

12-month history

Loading…

Last updated: October 17, 2026

From the history

What the numbers show

Cheapest month to sign

January. Asking rents in ZIP 76502 usually run 0.8% below trend in January and 0.5% above it in June, about $21 a month apart at today's median. Based on 11 years of data.

Compared with the peak

Rent in ZIP 76502 is 3.4% below its high of $1,638 in January 2023, at $1,582 as of September 2026.

Past year vs. the rest of Texas

Rent in ZIP 76502 changed -0.5% over the year to September 2026. Across the 629 Texas ZIP codes Zillow tracks, the typical change was +1.2%.

Rent vs. income since 2019

From 2019 to 2024, rent in ZIP 76502 rose 32.4% while median household income rose 15% ($71,393 to $82,088). Rent outpaced income.

Since before the pandemic

Rent in ZIP 76502 is 27.3% higher than in March 2020. Across the US, rent is up 37.3% over the same stretch.

Recent direction

Rent rose in 4 of the last 12 months.

What a typical income covers

30% of the median household income ($82,088) is $2,052 a month. That covers HUD's Fair Market Rent for up to a 2-bedroom ($1,490); a 3-bedroom is $2,070.

Rank in Temple

3rd cheapest of 3 ZIP codes in Temple.

Cheaper nearby

ZIP 76504, 3 miles away, rents for 20% less ($1,264/mo), about $3,800 a year in savings.

From Zillow's monthly rent index (ZORI) for ZIP 76502. The seasonal pattern compares Zillow’s seasonally adjusted and unadjusted series. Income is the Census median household income (5-year estimates). Fair Market Rents are HUD’s, which include utilities.

Annual cost

$18,984/yr

At $1,582/mo median

Location

CityTemple

StateTX

CountyBell County

Rent Market Meter

Balanced Market

Renter's MarketBalancedLandlord's Market

Rents are roughly steady, with neither renters nor landlords holding a strong edge right now.

Based on rent-price momentum (-0.5% YoY, -0.3% MoM), not inventory.

Demographics

Who lives here

ZIP 76502 (Temple, TX) is majority owner-occupied, has a large share of families with children, 38.7% of residents hold a bachelor's degree or higher.

Population

52,669

Median income

$82,088

Median age

34.8

Renters

35.9%

Age distribution

29%

21.4%

24.5%

16.2%

Under 1829%

18–3421.4%

35–5424.5%

55–649%

65+16.2%

Gender

48.4%

51.6%

Male48.4%

Female51.6%

Race & ethnicity

66%

25.6%

White66%

Black9.2%

Hispanic25.6%

Asian2.7%

Education (25+)

21.1%

30.8%

38.7%

No HS diploma9.4%

HS diploma21.1%

Some college30.8%

Bachelor's+38.7%

Housing tenure

64.1%

35.9%

Owner64.1%

Renter35.9%

Source: U.S. Census Bureau · ACS 2024 5-Year Estimates

2021 vs 2026

How ZIP 76502 in Temple, TX has changed in 5 years

Rent

$1,382 → $1,582

up 14.5%

Income

$71,517 → $82,088

up 14.8%

Population

45,515 → 52,669

up 15.7%

Renter share

32.9% → 35.9%

+3.0 pts

Bachelor's+

37% → 38.7%

+1.7 pts

The median rent in ZIP 76502 in Temple, TX stood at $1,382 in 2021 and currently runs about $1,582, reflecting a 14.5% increase over the period. Median household income rose from $71,517 to $82,088 between 2021 and 2024, a 14.8% shift. The population has grown by 15.7% since 2021, moving from about 45,515 residents to roughly 52,669. Renters now make up 35.9% of households, compared with 32.9% five years ago. Taken together, the five-year picture in ZIP 76502 in Temple, TX reflects how housing costs and the people paying them have evolved through a stretch that included a pandemic, a hot rental market, and a recent cooling phase.

Community

Discussions about ZIP 76502

No discussions yet. Start the conversation.

Local insights

Tips for renters in ZIP 76502

About renting in ZIP 76502

Last updated: October 17, 2026

ZIP code 76502 covers Temple, TX. The median rent here is $1,582/mo as of October 2026. A 1-bedroom rents for a median of $1,200/mo. A 2-bedroom rents for a median of $1,490/mo.

At 23% of local median household income ($82,088/yr), ZIP 76502 ranks as affordable compared to the national benchmark of 30%. Rents have decreased 0.5% over the past year.

FAQ

Frequently asked questions

How much income do you need to rent in ZIP 76502?

To keep rent at or below 30% of gross income, you would need to earn at least $63,000/year (about $30/hour full-time) to afford the median rent of $1,582/mo in ZIP 76502. The local median household income is $82,088/yr, so the typical household meets that bar.

Is rent going up or down in ZIP 76502?

Rent in ZIP 76502 has fallen 0.5% over the past year as of September 2026. It sits 3.4% below its high of $1,638 in January 2023.

When is the cheapest time to rent in ZIP 76502?

Asking rents in ZIP 76502 are usually lowest in January, about 0.8% below their yearly trend, and highest in June, about 0.5% above it. At today's median that is a gap of roughly $21 a month. This pattern comes from 11 years of Zillow rent data.

Has rent outpaced income in ZIP 76502?

Yes. From 2019 to 2024, rent in ZIP 76502 rose 32.4% while median household income rose 15%, from $71,393 to $82,088. Rent is Zillow's yearly average; income is the Census 5-year estimate for the same years.

How does ZIP 76502 compare to other ZIPs in Texas?

ZIP 76502 is in the middle among Texas ZIP codes for rent, ranking #347 of 693 at $1,582/mo. Over the year to September 2026, rent in ZIP 76502 changed -0.5%, against a typical +1.2% across the 629 Texas ZIP codes Zillow tracks.