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ZIP Code · TX

ZIP 76504

Part of Temple, TX
Pop. 26,166·Bell County·593rd most expensive ZIP in Texas
Median rent (all units)
$1,258/mo
Year-over-Year
-2.5%
Month-over-Month
-1.9%
vs US Median
-$707
Falling (Monthly)
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Most AffordableMost Expensive
ZIP 76504 · $1,258
More affordable than 89% of US ZIP codes · National median $1,965/mo
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Medians by bedroom

Rent by unit size

Studio
$1,090
1 BR
$1,100
2 BR
$1,370
3 BR
$1,900
4 BR+
$2,300
Research median
$1,370/mo

Bedroom estimates are gross rents that include essential utilities (electricity, water, gas, sewer, trash).

Rent trends

12-month history

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Last updated: July 20, 2026

Annual cost
$15,096/yr
At $1,258/mo median
Location
CityTemple
StateTX
CountyBell County
Rent Market Meter
Strong Renter's Market
Renter's MarketBalancedLandlord's Market
Rents are down 2.5% year-over-year. Push hard on price, concessions, and lease terms.
Based on rent-price momentum (-2.5% YoY, -1.9% MoM), not inventory.
Demographics

Who lives here

ZIP 76504 (Temple, TX) is majority renter-occupied, skews toward younger working-age adults, has a median income below the national average, 19.6% of residents hold a bachelor's degree or higher.

Population
26,166
Median income
$52,803
Median age
32
Renters
68.6%
Age distribution
22%
32.5%
20.2%
14.6%
Under 1822%
18–3432.5%
35–5420.2%
55–6410.7%
65+14.6%
Gender
50.1%
49.9%
Male50.1%
Female49.9%
Race & ethnicity
55.7%
14.7%
27.8%
White55.7%
Black14.7%
Hispanic27.8%
Asian1.5%
Education (25+)
15%
32%
33.4%
19.6%
No HS diploma15%
HS diploma32%
Some college33.4%
Bachelor's+19.6%
Housing tenure
31.4%
68.6%
Owner31.4%
Renter68.6%

Source: U.S. Census Bureau · ACS 2024 5-Year Estimates

2021 vs 2026

How ZIP 76504 in Temple, TX has changed in 5 years

Rent
$1,101 → $1,258
up 14.3%
Income
$42,793 → $52,803
up 23.4%
Population
23,916 → 26,166
up 9.4%
Renter share
66.5% → 68.6%
+2.1 pts
Bachelor's+
21.7% → 19.6%
-2.1 pts
Median age
32.6 → 32
-0.6 yrs

The median rent in ZIP 76504 in Temple, TX stood at $1,101 in 2021 and currently runs about $1,258, reflecting a 14.3% increase over the period. Local incomes tracked alongside that move, going from a median of $42,793 in 2021 to $52,803 more recently. On paper, paychecks moved up faster than rent, which softens the affordability squeeze versus the 2021 baseline. The population has grown by 9.4% since 2021, moving from about 23,916 residents to roughly 26,166. Renters now make up 68.6% of households, compared with 66.5% five years ago. College-educated residents now make up 19.6% of adults here, versus 21.7% in 2021. These shifts give renters and would-be renters a longer baseline for sizing up today's listings against the ZIP 76504 in Temple, TX market of 2021.

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Local insights

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About renting in ZIP 76504

Last updated: July 20, 2026

ZIP code 76504 covers Temple, TX. The median rent here is $1,258/mo as of July 2026. A 1-bedroom rents for a median of $1,100/mo. A 2-bedroom rents for a median of $1,370/mo.

At 29% of local median household income ($52,803/yr), ZIP 76504 ranks as affordable compared to the national benchmark of 30%. Rents have decreased 2.5% over the past year.

FAQ

Frequently asked questions

How much is rent in ZIP code 76504?

As of July 20, 2026, the median monthly rent in ZIP 76504 (Temple, TX) is $1,258. This is based on aggregated data from public sources and community submissions.

How does ZIP 76504 rent compare to the US average?

ZIP 76504's median rent of $1,258/mo is $707 (36%) below the US national median of $1,965/mo.

How does ZIP 76504 compare to other ZIPs in Texas?

ZIP 76504 is among the more affordable ZIP codes in Texas, ranking #593 out of 689 ZIPs at $1,258/mo.

How much income do you need to rent in ZIP 76504?

To keep rent at or below 30% of gross income, you would need to earn at least $50,000/year (~$24/hour full-time) to afford the median rent of $1,258/mo in ZIP 76504. The local median household income is $52,803/yr, meaning the typical household meets that threshold.

Is rent going up or down in ZIP 76504?

Rent in ZIP 76504 has decreased 2.5% over the past year as of July 20, 2026, offering some relief compared to 12 months ago.

Is ZIP 76504 an affordable place to rent?

ZIP 76504 is considered affordable for renters. At $1,258/mo, rent takes approximately 29% of the local median household income ($52,803/yr). The standard benchmark is 30%. ZIP 76504 falls comfortably within that range.

What percentage of ZIP 76504 residents rent vs. own?

According to Census data, approximately 68.6% of ZIP 76504 households are renters, while 31.4% are owner-occupied. With a majority renter population, ZIP 76504 has a strong rental market.

How does ZIP 76504 compare to the rest of Temple?

ZIP 76504 is more affordable than Temple overall. At $1,258/mo, it's $170 below the Temple citywide median of $1,428/mo.

When was rent data for ZIP 76504 last updated?

Rent data for ZIP 76504 reflects July 20, 2026. RentDataNow refreshes all data monthly using public and private datasets.
Income Affordability
29%
AFFORDABLE

At $1,258/mo, rent takes ~29% of ZIP 76504's median household income ($52,803/yr). The standard benchmark is 30%.

ZIP 76504 29%Benchmark 30%
State income taxNone
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