Can A Bartender Afford Rent in Gardner, MA?
Rent-burdened — rent takes 46.1% of gross income.
Gardner rent: July 2026. Salary: BLS OEWS May 2024 (Massachusetts state estimate).
About rent and a bartender salary
Declared bartender pay sits below the rent threshold for a one-bedroom in most US cities. Actual tip income in high-volume bars and fine-dining can push real take-home substantially higher. At the national-average declared bartender salary, the 30% rule supports about $878 a month in rent.
Cheaper rent nearby
These Massachusetts cities have lower median rent than Gardner, which improves the affordability math on a bartender salary:
Compare with full rent data for Gardner
View full rent data for Gardner, MA →Frequently asked questions
Can a bartender afford rent in Gardner, MA?
Median rent in Gardner is $1,565 a month. A typical bartender in Massachusetts earns about $40,751 a year, which makes that rent 46.1% of gross monthly income. Under the 30% rule, the answer is no — rent exceeds the 30% threshold.
How much rent can a bartender afford in Gardner?
Using the 30% rule, a bartender salary in Massachusetts (~$40,751/yr) supports up to $1,019 a month in rent. Gardner's current median rent is $1,565/mo, which is $546/mo over the affordability threshold.
How many hours does a bartender work to cover rent in Gardner?
At an hourly equivalent of about $20 an hour, a bartender in Massachusetts works roughly 79.9 hours a month to cover Gardner's median rent of $1,565.
Where is rent cheaper than Gardner for a bartender?
Nearby Massachusetts cities with lower median rent include Lowell ($1,559/mo), Pittsfield ($1,546/mo), Haverhill ($1,543/mo). Each shifts the affordability math materially on a bartender salary.