Can A HVAC Technician Afford Rent in Gardner, MA?

Comfortably affordable — rent takes 28.3% of gross income.

Gardner rent: July 2026. Salary: BLS OEWS May 2024 (Massachusetts state estimate).

Gardner median rent
$1,565/mo
HVAC Technician salary (Massachusetts)
$66,468/yr
Rent as % of income
28.3%
Gross monthly income works out to about $5,539, and the 30% rule supports up to $1,662/mo in rent. Gardner's median rent of $1,565 leaves roughly $97/mo of headroom under that threshold. A hvac technician works roughly 49 hours a month to cover that rent.

About rent and a hvac technician salary

HVAC technician pay sits near the US median household income and rises sharply with certification and overtime. At the national-average HVAC salary, the 30% rule supports about $1,433 a month in rent.

Cheaper rent nearby

These Massachusetts cities have lower median rent than Gardner, which improves the affordability math on a hvac technician salary:

Lowell, MA
$1,559/mo (28.1% of income)
Pittsfield, MA
$1,546/mo (27.9% of income)
Haverhill, MA
$1,543/mo (27.9% of income)

Compare with full rent data for Gardner

View full rent data for Gardner, MA

Frequently asked questions

Can a hvac technician afford rent in Gardner, MA?

Median rent in Gardner is $1,565 a month. A typical hvac technician in Massachusetts earns about $66,468 a year, which makes that rent 28.3% of gross monthly income. Under the 30% rule, the answer is yes.

How much rent can a hvac technician afford in Gardner?

Using the 30% rule, a hvac technician salary in Massachusetts (~$66,468/yr) supports up to $1,662 a month in rent. Gardner's current median rent is $1,565/mo, which leaves a $97/mo buffer.

How many hours does a hvac technician work to cover rent in Gardner?

At an hourly equivalent of about $32 an hour, a hvac technician in Massachusetts works roughly 49 hours a month to cover Gardner's median rent of $1,565.

Where is rent cheaper than Gardner for a hvac technician?

Nearby Massachusetts cities with lower median rent include Lowell ($1,559/mo), Pittsfield ($1,546/mo), Haverhill ($1,543/mo). Each shifts the affordability math materially on a hvac technician salary.

Methodology: Salary uses the BLS-derived Massachusetts state estimate from OEWS May 2024. Rent is the most recent ZORI monthly value for Gardner, MA. Affordability applies the 30% rule (rent ≤ 30% of gross income). Real take-home varies with taxes, household composition, overtime, tips, and benefits.