Can A Physical Therapist Afford Rent in Ewa Beach, HI?

Stretched but workable — rent takes 39.8% of gross income.

Ewa Beach rent: June 2026. Salary: BLS OEWS May 2024 (Hawaii state estimate).

Ewa Beach median rent
$3,572/mo
Physical Therapist salary (Hawaii)
$107,687/yr
Rent as % of income
39.8%
Gross monthly income works out to about $8,974, and the 30% rule supports up to $2,692/mo in rent. Ewa Beach's median rent of $3,572 exceeds that threshold by $880/mo, putting a physical therapist salary into the rent-burdened range here. A physical therapist works roughly 69 hours a month to cover that rent.

About rent and a physical therapist salary

Physical therapist pay covers comfortable rent across most US metros. At the national-average PT salary, the 30% rule supports about $2,493 a month in rent, which is above the median in most cities tracked here.

Cheaper rent nearby

These Hawaii cities have lower median rent than Ewa Beach, which improves the affordability math on a physical therapist salary:

Kihei, HI
$3,571/mo (39.8% of income)
Kihei, HI
$3,568/mo (39.8% of income)
Kailua, HI
$3,566/mo (39.7% of income)

Compare with full rent data for Ewa Beach

View full rent data for Ewa Beach, HI

Frequently asked questions

Can a physical therapist afford rent in Ewa Beach, HI?

Median rent in Ewa Beach is $3,572 a month. A typical physical therapist in Hawaii earns about $107,687 a year, which makes that rent 39.8% of gross monthly income. Under the 30% rule, the answer is no — rent exceeds the 30% threshold.

How much rent can a physical therapist afford in Ewa Beach?

Using the 30% rule, a physical therapist salary in Hawaii (~$107,687/yr) supports up to $2,692 a month in rent. Ewa Beach's current median rent is $3,572/mo, which is $880/mo over the affordability threshold.

How many hours does a physical therapist work to cover rent in Ewa Beach?

At an hourly equivalent of about $52 an hour, a physical therapist in Hawaii works roughly 69 hours a month to cover Ewa Beach's median rent of $3,572.

Where is rent cheaper than Ewa Beach for a physical therapist?

Nearby Hawaii cities with lower median rent include Kihei ($3,571/mo), Kihei ($3,568/mo), Kailua ($3,566/mo). Each shifts the affordability math materially on a physical therapist salary.

Methodology: Salary uses the BLS-derived Hawaii state estimate from OEWS May 2024. Rent is the most recent ZORI monthly value for Ewa Beach, HI. Affordability applies the 30% rule (rent ≤ 30% of gross income). Real take-home varies with taxes, household composition, overtime, tips, and benefits.