Can A Physical Therapist Afford Rent in Kaneohe, HI?
Stretched but workable — rent takes 39.6% of gross income.
Kaneohe rent: June 2026. Salary: BLS OEWS May 2024 (Hawaii state estimate).
About rent and a physical therapist salary
Physical therapist pay covers comfortable rent across most US metros. At the national-average PT salary, the 30% rule supports about $2,493 a month in rent, which is above the median in most cities tracked here.
Cheaper rent nearby
These Hawaii cities have lower median rent than Kaneohe, which improves the affordability math on a physical therapist salary:
Compare with full rent data for Kaneohe
View full rent data for Kaneohe, HI →Frequently asked questions
Can a physical therapist afford rent in Kaneohe, HI?
Median rent in Kaneohe is $3,558 a month. A typical physical therapist in Hawaii earns about $107,687 a year, which makes that rent 39.6% of gross monthly income. Under the 30% rule, the answer is no — rent exceeds the 30% threshold.
How much rent can a physical therapist afford in Kaneohe?
Using the 30% rule, a physical therapist salary in Hawaii (~$107,687/yr) supports up to $2,692 a month in rent. Kaneohe's current median rent is $3,558/mo, which is $866/mo over the affordability threshold.
How many hours does a physical therapist work to cover rent in Kaneohe?
At an hourly equivalent of about $52 an hour, a physical therapist in Hawaii works roughly 68.7 hours a month to cover Kaneohe's median rent of $3,558.
Where is rent cheaper than Kaneohe for a physical therapist?
Nearby Hawaii cities with lower median rent include Kihei ($3,536/mo), Makawao ($3,531/mo), Ewa Beach ($3,526/mo). Each shifts the affordability math materially on a physical therapist salary.