Can A Physical Therapist Afford Rent in Saint Cloud, MN?
Comfortably affordable — rent takes 14.3% of gross income.
Saint Cloud rent: June 2026. Salary: BLS OEWS May 2024 (Minnesota state estimate).
About rent and a physical therapist salary
Physical therapist pay covers comfortable rent across most US metros. At the national-average PT salary, the 30% rule supports about $2,493 a month in rent, which is above the median in most cities tracked here.
Cheaper rent nearby
These Minnesota cities have lower median rent than Saint Cloud, which improves the affordability math on a physical therapist salary:
Compare with full rent data for Saint Cloud
View full rent data for Saint Cloud, MN →Frequently asked questions
Can a physical therapist afford rent in Saint Cloud, MN?
Median rent in Saint Cloud is $1,232 a month. A typical physical therapist in Minnesota earns about $103,698 a year, which makes that rent 14.3% of gross monthly income. Under the 30% rule, the answer is yes.
How much rent can a physical therapist afford in Saint Cloud?
Using the 30% rule, a physical therapist salary in Minnesota (~$103,698/yr) supports up to $2,592 a month in rent. Saint Cloud's current median rent is $1,232/mo, which leaves a $1,360/mo buffer.
How many hours does a physical therapist work to cover rent in Saint Cloud?
At an hourly equivalent of about $50 an hour, a physical therapist in Minnesota works roughly 24.7 hours a month to cover Saint Cloud's median rent of $1,232.
Where is rent cheaper than Saint Cloud for a physical therapist?
Nearby Minnesota cities with lower median rent include Burnsville ($1,226/mo), Mankato ($1,217/mo), Waite Park ($1,209/mo). Each shifts the affordability math materially on a physical therapist salary.