Can A Physical Therapist Afford Rent in Jefferson City, MO?

Comfortably affordable — rent takes 14.4% of gross income.

Jefferson City rent: June 2026. Salary: BLS OEWS May 2024 (Missouri state estimate).

Jefferson City median rent
$1,098/mo
Physical Therapist salary (Missouri)
$91,733/yr
Rent as % of income
14.4%
Gross monthly income works out to about $7,644, and the 30% rule supports up to $2,293/mo in rent. Jefferson City's median rent of $1,098 leaves roughly $1,195/mo of headroom under that threshold. A physical therapist works roughly 24.9 hours a month to cover that rent.

About rent and a physical therapist salary

Physical therapist pay covers comfortable rent across most US metros. At the national-average PT salary, the 30% rule supports about $2,493 a month in rent, which is above the median in most cities tracked here.

Cheaper rent nearby

These Missouri cities have lower median rent than Jefferson City, which improves the affordability math on a physical therapist salary:

Cape Girardeau, MO
$1,095/mo (14.3% of income)
Cape Girardeau, MO
$1,093/mo (14.3% of income)
Saint Charles, MO
$1,091/mo (14.3% of income)

Compare with full rent data for Jefferson City

View full rent data for Jefferson City, MO

Frequently asked questions

Can a physical therapist afford rent in Jefferson City, MO?

Median rent in Jefferson City is $1,098 a month. A typical physical therapist in Missouri earns about $91,733 a year, which makes that rent 14.4% of gross monthly income. Under the 30% rule, the answer is yes.

How much rent can a physical therapist afford in Jefferson City?

Using the 30% rule, a physical therapist salary in Missouri (~$91,733/yr) supports up to $2,293 a month in rent. Jefferson City's current median rent is $1,098/mo, which leaves a $1,195/mo buffer.

How many hours does a physical therapist work to cover rent in Jefferson City?

At an hourly equivalent of about $44 an hour, a physical therapist in Missouri works roughly 24.9 hours a month to cover Jefferson City's median rent of $1,098.

Where is rent cheaper than Jefferson City for a physical therapist?

Nearby Missouri cities with lower median rent include Cape Girardeau ($1,095/mo), Cape Girardeau ($1,093/mo), Saint Charles ($1,091/mo). Each shifts the affordability math materially on a physical therapist salary.

Methodology: Salary uses the BLS-derived Missouri state estimate from OEWS May 2024. Rent is the most recent ZORI monthly value for Jefferson City, MO. Affordability applies the 30% rule (rent ≤ 30% of gross income). Real take-home varies with taxes, household composition, overtime, tips, and benefits.