Can A Police Officer Afford Rent in Middletown, NY?

Stretched but workable — rent takes 30.1% of gross income.

Middletown rent: June 2026. Salary: BLS OEWS May 2024 (New York state estimate).

Middletown median rent
$2,210/mo
Police Officer salary (New York)
$88,088/yr
Rent as % of income
30.1%
Gross monthly income works out to about $7,341, and the 30% rule supports up to $2,202/mo in rent. Middletown's median rent of $2,210 exceeds that threshold by $8/mo, putting a police officer salary into the rent-burdened range here. A police officer works roughly 52.2 hours a month to cover that rent.

About rent and a police officer salary

The gap between a police officer's base pay and the rent in the city they patrol is a widely tracked local affordability question. Many large-city departments now publish recruitment materials that include a local-rent comparison, because affordability has become a recruiting issue. At the national-average officer base pay, the 30% rule supports about $1,932 a month in rent. The per-city pages combine local rent with local officer-pay estimates to show where rent stays within that range.

Cheaper rent nearby

These New York cities have lower median rent than Middletown, which improves the affordability math on a police officer salary:

Latham, NY
$2,200/mo (30% of income)
New Hartford, NY
$2,200/mo (30% of income)
Latham, NY
$2,184/mo (29.8% of income)

Compare with full rent data for Middletown

View full rent data for Middletown, NY

Frequently asked questions

Can a police officer afford rent in Middletown, NY?

Median rent in Middletown is $2,210 a month. A typical police officer in New York earns about $88,088 a year, which makes that rent 30.1% of gross monthly income. Under the 30% rule, the answer is no — rent exceeds the 30% threshold.

How much rent can a police officer afford in Middletown?

Using the 30% rule, a police officer salary in New York (~$88,088/yr) supports up to $2,202 a month in rent. Middletown's current median rent is $2,210/mo, which is $8/mo over the affordability threshold.

How many hours does a police officer work to cover rent in Middletown?

At an hourly equivalent of about $42 an hour, a police officer in New York works roughly 52.2 hours a month to cover Middletown's median rent of $2,210.

Where is rent cheaper than Middletown for a police officer?

Nearby New York cities with lower median rent include Latham ($2,200/mo), New Hartford ($2,200/mo), Latham ($2,184/mo). Each shifts the affordability math materially on a police officer salary.

Methodology: Salary uses the BLS-derived New York state estimate from OEWS May 2024. Rent is the most recent ZORI monthly value for Middletown, NY. Affordability applies the 30% rule (rent ≤ 30% of gross income). Real take-home varies with taxes, household composition, overtime, tips, and benefits.