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City Report · NY

Warwick

Pop. 6,585·57th most expensive in New York·One of the pricier rental markets in the US
Median rent (all units)
$2,706/mo
Year-over-Year
Stable
Month-over-Month
-0.3%
vs US Median
+$741
Stable (Monthly)
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Most AffordableMost Expensive
Warwick · $2,706
More expensive than 85% of US cities · National median $1,965/mo
Affordability
36% of income
MODERATE
0%30% benchmark60%+

At $2,706/mo, rent takes about 36% of the local median household income, slightly above the 30% benchmark.

Income to afford
$108,000/yr
Local median income
$89,609/yr
Based on the 30%-of-income rule using Warwick's median rent and household income. See the full affordability breakdown →
Medians by bedroom

Rent by unit size

Studio
$1,170
1 BR
$1,330
2 BR
$1,700
3 BR
$2,170
4 BR+
$2,350
Research median
$1,700/mo

Bedroom estimates are gross rents that include essential utilities (electricity, water, gas, sewer, trash).

Rent trends

12-month history

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Last updated: July 20, 2026

Annual cost
$32,472/yr
At $2,706/mo median
Rent Market Meter
Balanced Market
Renter's MarketBalancedLandlord's Market
Rents are roughly steady, with neither renters nor landlords holding a strong edge right now.
Based on rent-price momentum (+0.0% YoY, -0.3% MoM), not inventory.
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Demographics

Who lives here

Warwick, NY is majority owner-occupied, has a large retiree population, has a median income above the national average, 50% of residents hold a bachelor's degree or higher.

Population
6,585
Median income
$89,609
Median age
51.4
Renters
42.2%
Age distribution
17.7%
15.1%
20.5%
14.7%
32%
Under 1817.7%
18–3415.1%
35–5420.5%
55–6414.7%
65+32%
Gender
44%
56%
Male44%
Female56%
Race & ethnicity
84.2%
White84.2%
Black2.2%
Hispanic11%
Asian1.9%
Other0.8%
Education (25+)
16.2%
27.2%
50%
No HS diploma6.5%
HS diploma16.2%
Some college27.2%
Bachelor's+50%
Housing tenure
57.8%
42.2%
Owner57.8%
Renter42.2%

Source: U.S. Census Bureau · ACS 2024 5-Year Estimates

2021 vs 2026

How Warwick, NY has changed in 5 years

Income
$79,147 → $89,609
up 13.2%
Population
6,686 → 6,585
down 1.5%
Renter share
38.7% → 42.2%
+3.5 pts
Bachelor's+
45.4% → 50%
+4.6 pts

On the earnings side, the typical household in Warwick, NY now reports about $89,609, up from $79,147 in 2021. Headcount in the area went from 6,686 to 6,585 between 2021 and 2024, a 1.5% change. About 42.2% of households rent today, against 38.7% in 2021. Educational attainment has shifted as well, with the share of adults holding a bachelor's degree or higher climbed from 45.4% to 50%.

Community

Discussions about Warwick

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View Warwick rent history (2015–2026) →
Salary vs rent

Can you afford rent in Warwick on your salary?

At $2,706/mo, how Warwick rent compares to typical pay (30% rule).

By apartment size

Warwick rent by bedroom count

Median rent for each apartment size in Warwick. Click any size for full breakdown.

Local insights

Tips for renters in Warwick

About renting in Warwick, NY

Last updated: July 20, 2026

The median rent in Warwick is $2,706/mo as of July 2026. A studio apartment averages $1,170/mo while a 2-bedroom runs $1,700/mo. One-bedroom apartments average $1,330/mo and 3-bedroom units go for $2,170/mo.

At 36% of local median household income ($89,609/yr), Warwick ranks as moderate compared to the national benchmark of 30%. Rent prices have stayed steady over the past year.

FAQ

Frequently asked questions

Is Warwick an affordable city for renters?

Warwick is considered moderate for renters. At $2,706/mo, rent takes approximately 36% of the local median household income ($89,609/yr). The standard benchmark is 30%. Warwick slightly exceeds that threshold, so budgeting carefully matters here.

How much income do you need to rent in Warwick?

To keep rent at or below 30% of gross income, you would need to earn at least $108,000/year (~$52/hour full-time) to afford the median rent of $2,706/mo in Warwick. The local median household income is $89,609/yr, meaning the typical Warwick household falls short of that threshold.

Is rent going up or down in Warwick?

Rent in Warwick has been relatively stable over the past year, with a 0.0% change year over year as of July 2026.

How does Warwick rent compare to other cities in New York?

Warwick is middle-of-the-pack for New York for rent, ranking #57 out of 126 tracked cities at $2,706/mo.

Which nearby cities are cheaper to rent in than Warwick?

Middletown is nearby and more affordable at $2,210/mo, which is $496 less than Warwick.

What percentage of Warwick residents rent vs. own?

According to Census data, approximately 42.2% of Warwick households are renters, while 57.8% are owner-occupied. Warwick leans toward homeownership, which can mean a smaller rental inventory.

How does Warwick rent compare to the national average?

Warwick's median rent of $2,706/mo is $741 (38%) above the US national median of $1,965/mo. Within New York, it ranks #57 out of 126 tracked cities.
Income Affordability
36%
MODERATE

At $2,706/mo, rent takes ~36% of Warwick's median household income ($89,609/yr). The standard benchmark is 30%.

Warwick 36%Benchmark 30%
State income tax4–10.9%
Run the Warwick affordability calculator →
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Neighborhoods

Estimated from ZIP-level data

Schools nearby

Public schools near Warwick, NY

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