Can A Retail Salesperson Afford Rent in Gardner, MA?
Rent-burdened — rent takes 43.7% of gross income.
Gardner rent: July 2026. Salary: BLS OEWS May 2024 (Massachusetts state estimate).
About rent and a retail salesperson salary
Retail pay sits below the rent threshold needed for solo apartment living in most US metros, which is the central tension behind the widely studied retail-housing affordability gap. At the national-average retail salary, the 30% rule supports about $927 a month in rent — below the median one-bedroom rent in nearly every metro tracked here. The per-city pages show which markets are least out of reach.
Cheaper rent nearby
These Massachusetts cities have lower median rent than Gardner, which improves the affordability math on a retail salesperson salary:
Compare with full rent data for Gardner
View full rent data for Gardner, MA →Frequently asked questions
Can a retail salesperson afford rent in Gardner, MA?
Median rent in Gardner is $1,565 a month. A typical retail salesperson in Massachusetts earns about $43,001 a year, which makes that rent 43.7% of gross monthly income. Under the 30% rule, the answer is no — rent exceeds the 30% threshold.
How much rent can a retail salesperson afford in Gardner?
Using the 30% rule, a retail salesperson salary in Massachusetts (~$43,001/yr) supports up to $1,075 a month in rent. Gardner's current median rent is $1,565/mo, which is $490/mo over the affordability threshold.
How many hours does a retail salesperson work to cover rent in Gardner?
At an hourly equivalent of about $21 an hour, a retail salesperson in Massachusetts works roughly 75.7 hours a month to cover Gardner's median rent of $1,565.
Where is rent cheaper than Gardner for a retail salesperson?
Nearby Massachusetts cities with lower median rent include Lowell ($1,559/mo), Pittsfield ($1,546/mo), Haverhill ($1,543/mo). Each shifts the affordability math materially on a retail salesperson salary.