ZIP Code · NY

ZIP 10004

Part of New York, NY
Pop. 3,711·New York County·19th most expensive ZIP in New York
Median rent (all units)
$5,056/mo
Year-over-Year
+6.7%
Month-over-Month
+0.8%
vs US Median
+$3,124
Reported rents
Rising (Monthly)
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Most AffordableMost Expensive
ZIP 10004 · $5,056
More expensive than 99% of US ZIP codes · National median $1,932/mo
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Medians by bedroom

Rent by unit size

Studio
$3,120
1 BR
$3,270
2 BR
$3,590
3 BR
$4,500
4 BR+
$4,880
Research median
$3,590/mo

Bedroom estimates are gross rents that include essential utilities (electricity, water, gas, sewer, trash).

Rent trends

12-month history

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Last updated: October 17, 2026

From the history

What the numbers show

Cheapest month to sign

January. Asking rents in ZIP 10004 usually run 2.9% below trend in January and 2.4% above it in August, about $268 a month apart at today's median. Based on 9 years of data.

Compared with the peak

Rent in ZIP 10004 is at its highest level since Zillow's records here began in January 2017.

Past year vs. the rest of New York

Rent in ZIP 10004 changed +6.7% over the year to September 2026. Across the 251 New York ZIP codes Zillow tracks, the typical change was +5.6%.

Rent vs. income since 2019

From 2019 to 2024, rent in ZIP 10004 rose 25.3% while median household income rose 31.4% ($190,223 to $250,001). Income kept ahead of rent.

Since before the pandemic

Rent in ZIP 10004 is 41.6% higher than in March 2020. Across the US, rent is up 37.3% over the same stretch.

Recent direction

Rent has risen 3 months in a row, and rose in 11 of the last 12 months.

What a typical income covers

30% of the median household income ($250,001) is $6,250 a month. That covers HUD's Fair Market Rent for up to a 4-bedroom ($4,880).

Rank in New York

131st cheapest of 145 ZIP codes in New York.

Cheaper nearby

ZIP 11217, 2 miles away, rents for 14% less ($4,332/mo), about $8,700 a year in savings.

From Zillow's monthly rent index (ZORI) for ZIP 10004. The seasonal pattern compares Zillow’s seasonally adjusted and unadjusted series. Income is the Census median household income (5-year estimates). Fair Market Rents are HUD’s, which include utilities.

Annual cost
$60,672/yr
At $5,056/mo median
Location
StateNY
CountyNew York County
Rent Market Meter
Strong Landlord's Market
Renter's MarketBalancedLandlord's Market
Rents are up 6.7% year-over-year. Expect competition, and move quickly to lock in terms.
Based on rent-price momentum (+6.7% YoY, +0.8% MoM), not inventory.
Demographics

Who lives here

ZIP 10004 (New York, NY) is majority renter-occupied, skews toward younger working-age adults, has a median income above the national average, 90.5% of residents hold a bachelor's degree or higher.

Population
3,711
Median income
$250,001
Median age
32.5
Renters
56.8%
Age distribution
17.4%
48.3%
18.5%
Under 1817.4%
18–3448.3%
35–5418.5%
55–6410.8%
65+5.1%
Gender
54.2%
45.8%
Male54.2%
Female45.8%
Race & ethnicity
57.6%
23.7%
White57.6%
Black5.4%
Hispanic10.8%
Asian23.7%
Other2.5%
Education (25+)
90.5%
HS diploma2.7%
Some college6.4%
Bachelor's+90.5%
Housing tenure
43.2%
56.8%
Owner43.2%
Renter56.8%

Source: U.S. Census Bureau · ACS 2024 5-Year Estimates

2021 vs 2026

How ZIP 10004 in New York, NY has changed in 5 years

Rent
$3,010 → $5,056
up 68.0%
Income
$216,017 → $250,001
up 15.7%
Population
4,795 → 3,711
down 22.6%
Renter share
59.1% → 56.8%
-2.3 pts
Bachelor's+
96.6% → 90.5%
-6.1 pts
Median age
33.9 → 32.5
-1.4 yrs

Across the past five years, the going rent in ZIP 10004 in New York, NY has shifted from $3,010 to $5,056, up 68.0% since 2021. Census figures show median household income at $250,001 today, compared with $216,017 five years earlier. Because rent grew faster than wages over the same span, the affordability picture has tightened relative to 2021. Census counts show ZIP 10004 in New York, NY losing about 1,084 residents over the five-year window, down 22.6% on net. The renter share has eased from 59.1% to 56.8%, with owner-occupied housing accounting for the remainder. Bachelor's-degree-or-higher attainment moved from 96.6% to 90.5% across the same window. The combined trend lines point to a market that has changed measurably from where it stood in early 2021.

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Local insights

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About renting in ZIP 10004

Last updated: October 17, 2026

ZIP code 10004 covers New York, NY. The median rent here is $5,056/mo as of October 2026. A 1-bedroom rents for a median of $3,270/mo. A 2-bedroom rents for a median of $3,590/mo.

At 24% of local median household income ($250,001/yr), ZIP 10004 ranks as affordable compared to the national benchmark of 30%. Rents have increased 6.7% over the past year.

FAQ

Frequently asked questions

How much income do you need to rent in ZIP 10004?

To keep rent at or below 30% of gross income, you would need to earn at least $202,000/year (about $97/hour full-time) to afford the median rent of $5,056/mo in ZIP 10004. The local median household income is $250,001/yr, so the typical household meets that bar.

Is rent going up or down in ZIP 10004?

Rent in ZIP 10004 has risen 6.7% over the past year as of September 2026. That is the highest level since Zillow's records here began in January 2017.

When is the cheapest time to rent in ZIP 10004?

Asking rents in ZIP 10004 are usually lowest in January, about 2.9% below their yearly trend, and highest in August, about 2.4% above it. At today's median that is a gap of roughly $268 a month. This pattern comes from 9 years of Zillow rent data.

Has rent outpaced income in ZIP 10004?

No. From 2019 to 2024, rent in ZIP 10004 rose 25.3% while median household income rose 31.4%, from $190,223 to $250,001. Rent is Zillow's yearly average; income is the Census 5-year estimate for the same years.

How does ZIP 10004 compare to other ZIPs in New York?

ZIP 10004 is one of the pricier among New York ZIP codes for rent, ranking #19 of 334 at $5,056/mo. Over the year to September 2026, rent in ZIP 10004 changed +6.7%, against a typical +5.6% across the 251 New York ZIP codes Zillow tracks.

How does ZIP 10004 compare to the rest of New York?

At $5,056/mo, ZIP 10004 is $967 above the New York citywide median of $4,089/mo. It is the 131st cheapest of 145 ZIP codes in New York.
Income Affordability
24%
VERY AFFORDABLE

At $5,056/mo, rent takes ~24% of ZIP 10004's median household income ($250,001/yr). The standard benchmark is 30%.

ZIP 10004 24%Benchmark 30%
State income tax4–10.9%
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Schools nearby

Public schools near ZIP 10004 (New York, NY)

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