ZIP Code · NY

ZIP 10128

Part of New York, NY

Pop. 57,976·New York County·47th most expensive ZIP in New York

Median rent (all units)

$4,106/mo

Year-over-Year

+6.4%

Month-over-Month

+0.7%

vs US Median

+$2,174

Reported rents

Rising (Monthly)

Be the first to discuss 10128 rents ↓

Most AffordableMost Expensive

ZIP 10128 · $4,106

More expensive than 98% of US ZIP codes · National median $1,932/mo

Rent check

Is your rent fair?

Compare your rent to the local median.

Medians by bedroom

Rent by unit size

Studio

$3,800

1 BR

$3,990

2 BR

$4,370

3 BR

$5,470

4 BR+

$5,950

Research median

$4,370/mo

Bedroom estimates are gross rents that include essential utilities (electricity, water, gas, sewer, trash).

Rent trends

12-month history

Loading…

Last updated: October 17, 2026

From the history

What the numbers show

Cheapest month to sign

January. Asking rents in ZIP 10128 usually run 1.9% below trend in January and 1.8% above it in August, about $152 a month apart at today's median. Based on 11 years of data.

Compared with the peak

Rent in ZIP 10128 is at its highest level since Zillow's records here began in January 2015.

Past year vs. the rest of New York

Rent in ZIP 10128 changed +6.4% over the year to September 2026. Across the 251 New York ZIP codes Zillow tracks, the typical change was +5.6%.

Rent vs. income since 2019

From 2019 to 2024, rent in ZIP 10128 rose 22.9% while median household income rose 21.3% ($121,829 to $147,772). Rent outpaced income.

Since before the pandemic

Rent in ZIP 10128 is 39.5% higher than in March 2020. Across the US, rent is up 37.3% over the same stretch.

Recent direction

Rent has risen 26 months in a row, and rose in 12 of the last 12 months.

What a typical income covers

30% of the median household income ($147,772) is $3,694 a month. That is less than HUD's Fair Market Rent for a studio ($3,800).

Rank in New York

106th cheapest of 145 ZIP codes in New York.

Cheaper nearby

ZIP 10029, 1 mile away, rents for 17% less ($3,426/mo), about $8,200 a year in savings.

From Zillow's monthly rent index (ZORI) for ZIP 10128. The seasonal pattern compares Zillow’s seasonally adjusted and unadjusted series. Income is the Census median household income (5-year estimates). Fair Market Rents are HUD’s, which include utilities.

Annual cost

$49,272/yr

At $4,106/mo median

Location

CityNew York

StateNY

CountyNew York County

Rent Market Meter

Strong Landlord's Market

Renter's MarketBalancedLandlord's Market

Rents are up 6.4% year-over-year. Expect competition, and move quickly to lock in terms.

Based on rent-price momentum (+6.4% YoY, +0.7% MoM), not inventory.

Demographics

Who lives here

ZIP 10128 (New York, NY) is majority renter-occupied, has a large retiree population, has a median income above the national average, 77.9% of residents hold a bachelor's degree or higher.

Population

57,976

Median income

$147,772

Median age

42.5

Renters

68.9%

Age distribution

12.6%

25%

27.2%

12.3%

22.9%

Under 1812.6%

18–3425%

35–5427.2%

55–6412.3%

65+22.9%

Gender

44.6%

55.4%

Male44.6%

Female55.4%

Race & ethnicity

68%

13%

White68%

Black5.5%

Hispanic13%

Asian10.3%

Other3.3%

Education (25+)

77.9%

No HS diploma4.3%

HS diploma7.3%

Some college10.5%

Bachelor's+77.9%

Housing tenure

31.1%

68.9%

Owner31.1%

Renter68.9%

Source: U.S. Census Bureau · ACS 2024 5-Year Estimates

2021 vs 2026

How ZIP 10128 in New York, NY has changed in 5 years

Rent

$2,509 → $4,106

up 63.7%

Income

$127,919 → $147,772

up 15.5%

Population

58,147 → 57,976

down 0.3%

Renter share

68.3% → 68.9%

+0.6 pts

Bachelor's+

78.5% → 77.9%

-0.6 pts

Compared with 2021, rent in ZIP 10128 in New York, NY has climbed by $1,597 per month, settling near $4,106 after starting the period at $2,509. Census figures show median household income at $147,772 today, compared with $127,919 five years earlier. Rent outpaced income growth by roughly 48.2 percentage points, which means renters are spending a larger slice of each paycheck on housing than they did in 2021. The combined trend lines point to a market that has changed measurably from where it stood in early 2021.

Community

Discussions about ZIP 10128

No discussions yet. Start the conversation.

Local insights

Tips for renters in ZIP 10128

About renting in ZIP 10128

Last updated: October 17, 2026

ZIP code 10128 covers New York, NY. The median rent here is $4,106/mo as of October 2026. A 1-bedroom rents for a median of $3,990/mo. A 2-bedroom rents for a median of $4,370/mo.

At 33% of local median household income ($147,772/yr), ZIP 10128 ranks as moderate compared to the national benchmark of 30%. Rents have increased 6.4% over the past year.

FAQ

Frequently asked questions

How much income do you need to rent in ZIP 10128?

To keep rent at or below 30% of gross income, you would need to earn at least $164,000/year (about $79/hour full-time) to afford the median rent of $4,106/mo in ZIP 10128. The local median household income is $147,772/yr, so the typical household falls short of that bar.

Is rent going up or down in ZIP 10128?

Rent in ZIP 10128 has risen 6.4% over the past year as of September 2026. That is the highest level since Zillow's records here began in January 2015.

When is the cheapest time to rent in ZIP 10128?

Asking rents in ZIP 10128 are usually lowest in January, about 1.9% below their yearly trend, and highest in August, about 1.8% above it. At today's median that is a gap of roughly $152 a month. This pattern comes from 11 years of Zillow rent data.

Has rent outpaced income in ZIP 10128?

Yes. From 2019 to 2024, rent in ZIP 10128 rose 22.9% while median household income rose 21.3%, from $121,829 to $147,772. Rent is Zillow's yearly average; income is the Census 5-year estimate for the same years.

How does ZIP 10128 compare to other ZIPs in New York?

ZIP 10128 is one of the pricier among New York ZIP codes for rent, ranking #47 of 334 at $4,106/mo. Over the year to September 2026, rent in ZIP 10128 changed +6.4%, against a typical +5.6% across the 251 New York ZIP codes Zillow tracks.