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ZIP Code · NY

ZIP 10128

Part of New York, NY
Pop. 57,976·New York County·47th most expensive ZIP in New York
Median rent (all units)
$4,329/mo
Year-over-Year
+14.8%
Month-over-Month
+3.4%
vs US Median
+$2,364
Rising (Monthly)
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Most AffordableMost Expensive
ZIP 10128 · $4,329
More expensive than 98% of US ZIP codes · National median $1,965/mo
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Medians by bedroom

Rent by unit size

Studio
$3,800
1 BR
$3,990
2 BR
$4,370
3 BR
$5,470
4 BR+
$5,950
Research median
$4,370/mo

Bedroom estimates are gross rents that include essential utilities (electricity, water, gas, sewer, trash).

Rent trends

12-month history

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Last updated: July 20, 2026

Annual cost
$51,948/yr
At $4,329/mo median
Location
StateNY
CountyNew York County
Rent Market Meter
Strong Landlord's Market
Renter's MarketBalancedLandlord's Market
Rents are up 14.8% year-over-year. Expect competition, and move quickly to lock in terms.
Based on rent-price momentum (+14.8% YoY, +3.4% MoM), not inventory.
Demographics

Who lives here

ZIP 10128 (New York, NY) is majority renter-occupied, has a large retiree population, has a median income above the national average, 77.9% of residents hold a bachelor's degree or higher.

Population
57,976
Median income
$147,772
Median age
42.5
Renters
68.9%
Age distribution
12.6%
25%
27.2%
12.3%
22.9%
Under 1812.6%
18–3425%
35–5427.2%
55–6412.3%
65+22.9%
Gender
44.6%
55.4%
Male44.6%
Female55.4%
Race & ethnicity
68%
13%
White68%
Black5.5%
Hispanic13%
Asian10.3%
Other3.3%
Education (25+)
77.9%
No HS diploma4.3%
HS diploma7.3%
Some college10.5%
Bachelor's+77.9%
Housing tenure
31.1%
68.9%
Owner31.1%
Renter68.9%

Source: U.S. Census Bureau · ACS 2024 5-Year Estimates

2021 vs 2026

How ZIP 10128 in New York, NY has changed in 5 years

Rent
$2,601 → $4,329
up 66.4%
Income
$127,919 → $147,772
up 15.5%
Population
58,147 → 57,976
down 0.3%
Renter share
68.3% → 68.9%
+0.6 pts
Bachelor's+
78.5% → 77.9%
-0.6 pts

Compared with 2021, rent in ZIP 10128 in New York, NY has climbed by $1,728 per month, settling near $4,329 after starting the period at $2,601. Census figures show median household income at $147,772 today, compared with $127,919 five years earlier. Rent outpaced income growth by roughly 50.9 percentage points, which means renters are spending a larger slice of each paycheck on housing than they did in 2021. The combined trend lines point to a market that has changed measurably from where it stood in early 2021.

Community

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Local insights

Tips for renters in ZIP 10128

About renting in ZIP 10128

Last updated: July 20, 2026

ZIP code 10128 covers New York, NY. The median rent here is $4,329/mo as of July 2026. A 1-bedroom rents for a median of $3,990/mo. A 2-bedroom rents for a median of $4,370/mo.

At 35% of local median household income ($147,772/yr), ZIP 10128 ranks as moderate compared to the national benchmark of 30%. Rents have increased 14.8% over the past year.

FAQ

Frequently asked questions

How much is rent in ZIP code 10128?

As of July 20, 2026, the median monthly rent in ZIP 10128 (New York, NY) is $4,329. This is based on aggregated data from public sources and community submissions.

How does ZIP 10128 rent compare to the US average?

ZIP 10128's median rent of $4,329/mo is $2,364 (120%) above the US national median of $1,965/mo.

How does ZIP 10128 compare to other ZIPs in New York?

ZIP 10128 is one of the pricier ZIP codes in New York, ranking #47 out of 344 ZIPs tracked at $4,329/mo.

How much income do you need to rent in ZIP 10128?

To keep rent at or below 30% of gross income, you would need to earn at least $173,000/year (~$83/hour full-time) to afford the median rent of $4,329/mo in ZIP 10128. The local median household income is $147,772/yr, meaning the typical household falls short of that threshold.

Is rent going up or down in ZIP 10128?

Rent in ZIP 10128 has increased 14.8% over the past year as of July 20, 2026, putting upward pressure on renter budgets.

Is ZIP 10128 an affordable place to rent?

ZIP 10128 is considered moderate for renters. At $4,329/mo, rent takes approximately 35% of the local median household income ($147,772/yr). The standard benchmark is 30%. ZIP 10128 slightly exceeds that threshold, so budgeting carefully matters here.

What percentage of ZIP 10128 residents rent vs. own?

According to Census data, approximately 68.9% of ZIP 10128 households are renters, while 31.1% are owner-occupied. With a majority renter population, ZIP 10128 has a strong rental market.

How does ZIP 10128 compare to the rest of New York?

ZIP 10128 is pricier than New York as a whole. At $4,329/mo, it's $196 above the New York citywide median of $4,133/mo.

When was rent data for ZIP 10128 last updated?

Rent data for ZIP 10128 reflects July 20, 2026. RentDataNow refreshes all data monthly using public and private datasets.
Income Affordability
35%
MODERATE

At $4,329/mo, rent takes ~35% of ZIP 10128's median household income ($147,772/yr). The standard benchmark is 30%.

ZIP 10128 35%Benchmark 30%
State income tax4–10.9%
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Schools nearby

Public schools near ZIP 10128 (New York, NY)

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