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ZIP Code · NY

ZIP 10028

Part of New York, NY
Pop. 49,077·New York County·51st most expensive ZIP in New York
Median rent (all units)
$3,973/mo
Year-over-Year
+4.8%
Month-over-Month
-1.9%
vs US Median
+$2,043
Falling (Monthly)
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Most AffordableMost Expensive
ZIP 10028 · $3,973
More expensive than 98% of US ZIP codes · National median $1,930/mo
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Medians by bedroom

Rent by unit size

Studio
$3,800
1 BR
$3,990
2 BR
$4,370
3 BR
$5,470
4 BR+
$5,950
Research median
$4,370/mo

Bedroom estimates are gross rents that include essential utilities (electricity, water, gas, sewer, trash).

Rent trends

12-month history

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Last updated: May 18, 2026

Annual cost
$47,676/yr
At $3,973/mo median
Location
StateNY
CountyNew York County
Demographics

Who lives here

ZIP 10028 (New York, NY) is majority renter-occupied, has a large retiree population, has a median income above the national average, 83.8% of residents hold a bachelor's degree or higher.

Population
49,077
Median income
$175,121
Median age
42.3
Renters
61.5%
Age distribution
14.4%
23.8%
27%
13%
21.9%
Under 1814.4%
18–3423.8%
35–5427%
55–6413%
65+21.9%
Gender
44.7%
55.3%
Male44.7%
Female55.3%
Race & ethnicity
83%
White83%
Black1.3%
Hispanic7.2%
Asian6.4%
Other2.1%
Education (25+)
83.8%
No HS diploma1.4%
HS diploma4.4%
Some college10.4%
Bachelor's+83.8%
Housing tenure
38.5%
61.5%
Owner38.5%
Renter61.5%

Source: U.S. Census Bureau · ACS 2024 5-Year Estimates

2021 vs 2026

How ZIP 10028 in New York, NY has changed in 5 years

Rent
$2,564 → $3,973
up 55.0%
Income
$149,789 → $175,121
up 16.9%
Population
47,793 → 49,077
up 2.7%
Renter share
65.6% → 61.5%
-4.1 pts
Bachelor's+
81.5% → 83.8%
+2.3 pts
Median age
40.4 → 42.3
+1.9 yrs

Across the past five years, the going rent in ZIP 10028 in New York, NY has shifted from $2,564 to $3,973, up 55.0% since 2021. Household income in the area moved from $149,789 to $175,121 across the same window, up 16.9% versus 2021. Because rent grew faster than wages over the same span, the affordability picture has tightened relative to 2021. Census counts show ZIP 10028 in New York, NY adding about 1,284 residents over the five-year window, up 2.7% on net. The renter share has eased from 65.6% to 61.5%, with owner-occupied housing accounting for the remainder. Bachelor's-degree-or-higher attainment moved from 81.5% to 83.8% across the same window. Reading these numbers side by side helps frame whether current listings in ZIP 10028 in New York, NY look reasonable against where the market sat half a decade ago.

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About renting in ZIP 10028

Last updated: May 18, 2026

ZIP code 10028 covers New York, NY. The median rent here is $3,973/mo as of May 2026. A 1-bedroom rents for a median of $3,990/mo. A 2-bedroom rents for a median of $4,370/mo.

At 27% of local median household income ($175,121/yr), ZIP 10028 ranks as affordable compared to the national benchmark of 30%. Rents have increased 4.8% over the past year.

FAQ

Frequently asked questions

How much is rent in ZIP code 10028?

As of May 18, 2026, the median monthly rent in ZIP 10028 (New York, NY) is $3,973. This is based on aggregated data from public sources and community submissions.

How does ZIP 10028 rent compare to the US average?

ZIP 10028's median rent of $3,973/mo is $2,043 (106%) above the US national median of $1,930/mo.

How does ZIP 10028 compare to other ZIPs in New York?

ZIP 10028 is one of the pricier ZIP codes in New York, ranking #51 out of 348 ZIPs tracked at $3,973/mo.

How much income do you need to rent in ZIP 10028?

To keep rent at or below 30% of gross income, you would need to earn at least $159,000/year (~$76/hour full-time) to afford the median rent of $3,973/mo in ZIP 10028. The local median household income is $175,121/yr, meaning the typical household meets that threshold.

Is rent going up or down in ZIP 10028?

Rent in ZIP 10028 has increased 4.8% over the past year as of May 18, 2026, putting upward pressure on renter budgets.

Is ZIP 10028 an affordable place to rent?

ZIP 10028 is considered affordable for renters. At $3,973/mo, rent takes approximately 27% of the local median household income ($175,121/yr). The standard benchmark is 30%. ZIP 10028 falls comfortably within that range.

What percentage of ZIP 10028 residents rent vs. own?

According to Census data, approximately 61.5% of ZIP 10028 households are renters, while 38.5% are owner-occupied. With a majority renter population, ZIP 10028 has a strong rental market.

How does ZIP 10028 compare to the rest of New York?

ZIP 10028 is pricier than New York as a whole. At $3,973/mo, it's $46 above the New York citywide median of $3,927/mo.

When was rent data for ZIP 10028 last updated?

Rent data for ZIP 10028 reflects May 18, 2026. RentDataNow refreshes all data monthly using public and private datasets.
Affordability
27%
AFFORDABLE

At $3,973/mo, rent takes ~27% of ZIP 10028's median household income ($175,121/yr). The standard benchmark is 30%.

ZIP 10028 27%Benchmark 30%
State income tax4–10.9%
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Schools nearby

Public schools near ZIP 10028 (New York, NY)

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