ZIP 10028
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Bedroom estimates are gross rents that include essential utilities (electricity, water, gas, sewer, trash).
12-month history
Last updated: October 17, 2026
What the numbers show
January. Asking rents in ZIP 10028 usually run 1.7% below trend in January and 1.5% above it in August, about $127 a month apart at today's median. Based on 11 years of data.
Rent in ZIP 10028 is at its highest level since Zillow's records here began in January 2015.
Rent in ZIP 10028 changed +6.7% over the year to September 2026. Across the 251 New York ZIP codes Zillow tracks, the typical change was +5.6%.
From 2019 to 2024, rent in ZIP 10028 rose 23% while median household income rose 42.4% ($122,969 to $175,121). Income kept ahead of rent.
Rent in ZIP 10028 is 41.4% higher than in March 2020. Across the US, rent is up 37.3% over the same stretch.
Rent has risen 8 months in a row, and rose in 11 of the last 12 months.
30% of the median household income ($175,121) is $4,378 a month. That covers HUD's Fair Market Rent for up to a 2-bedroom ($4,370); a 3-bedroom is $5,470.
102nd cheapest of 145 ZIP codes in New York.
ZIP 10029, 1 mile away, rents for 14% less ($3,426/mo), about $6,500 a year in savings.
From Zillow's monthly rent index (ZORI) for ZIP 10028. The seasonal pattern compares Zillow’s seasonally adjusted and unadjusted series. Income is the Census median household income (5-year estimates). Fair Market Rents are HUD’s, which include utilities.
Who lives here
ZIP 10028 (New York, NY) is majority renter-occupied, has a large retiree population, has a median income above the national average, 83.8% of residents hold a bachelor's degree or higher.
Source: U.S. Census Bureau · ACS 2024 5-Year Estimates
How ZIP 10028 in New York, NY has changed in 5 years
Across the past five years, the going rent in ZIP 10028 in New York, NY has shifted from $2,365 to $3,968, up 67.8% since 2021. Household income in the area moved from $149,789 to $175,121 across the same window, up 16.9% versus 2021. Because rent grew faster than wages over the same span, the affordability picture has tightened relative to 2021. Census counts show ZIP 10028 in New York, NY adding about 1,284 residents over the five-year window, up 2.7% on net. The renter share has eased from 65.6% to 61.5%, with owner-occupied housing accounting for the remainder. Bachelor's-degree-or-higher attainment moved from 81.5% to 83.8% across the same window. Reading these numbers side by side helps frame whether current listings in ZIP 10028 in New York, NY look reasonable against where the market sat half a decade ago.
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Tips for renters in ZIP 10028
Last updated: October 17, 2026
ZIP code 10028 covers New York, NY. The median rent here is $3,968/mo as of October 2026. A 1-bedroom rents for a median of $3,990/mo. A 2-bedroom rents for a median of $4,370/mo.
At 27% of local median household income ($175,121/yr), ZIP 10028 ranks as affordable compared to the national benchmark of 30%. Rents have increased 6.7% over the past year.
Frequently asked questions
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How does ZIP 10028 compare to other ZIPs in New York?
How does ZIP 10028 compare to the rest of New York?
At $3,968/mo, rent takes ~27% of ZIP 10028's median household income ($175,121/yr). The standard benchmark is 30%.
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