ZIP Code · NY

ZIP 10021

Part of New York, NY
Pop. 39,868·New York County·44th most expensive ZIP in New York
Median rent (all units)
$4,229/mo
Year-over-Year
+7.0%
Month-over-Month
+0.5%
vs US Median
+$2,297
Reported rents
Stable (Monthly)
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Most AffordableMost Expensive
ZIP 10021 · $4,229
More expensive than 98% of US ZIP codes · National median $1,932/mo
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Medians by bedroom

Rent by unit size

Studio
$3,800
1 BR
$3,990
2 BR
$4,370
3 BR
$5,470
4 BR+
$5,950
Research median
$4,370/mo

Bedroom estimates are gross rents that include essential utilities (electricity, water, gas, sewer, trash).

Rent trends

12-month history

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Last updated: October 17, 2026

From the history

What the numbers show

Cheapest month to sign

January. Asking rents in ZIP 10021 usually run 2.2% below trend in January and 1.8% above it in August, about $169 a month apart at today's median. Based on 11 years of data.

Compared with the peak

Rent in ZIP 10021 is at its highest level since Zillow's records here began in January 2015.

Past year vs. the rest of New York

Rent in ZIP 10021 changed +7.0% over the year to September 2026. Across the 251 New York ZIP codes Zillow tracks, the typical change was +5.6%.

Rent vs. income since 2019

From 2019 to 2024, rent in ZIP 10021 rose 25.8% while median household income rose 29.9% ($122,169 to $158,677). Income kept ahead of rent.

Since before the pandemic

Rent in ZIP 10021 is 43.7% higher than in March 2020. Across the US, rent is up 37.3% over the same stretch.

Recent direction

Rent has risen 19 months in a row, and rose in 12 of the last 12 months.

What a typical income covers

30% of the median household income ($158,677) is $3,967 a month. That covers HUD's Fair Market Rent for up to a studio ($3,800); a 1-bedroom is $3,990.

Rank in New York

109th cheapest of 145 ZIP codes in New York.

Cheaper nearby

ZIP 11106, 2 miles away, rents for 22% less ($3,318/mo), about $10,900 a year in savings.

From Zillow's monthly rent index (ZORI) for ZIP 10021. The seasonal pattern compares Zillow’s seasonally adjusted and unadjusted series. Income is the Census median household income (5-year estimates). Fair Market Rents are HUD’s, which include utilities.

Annual cost
$50,748/yr
At $4,229/mo median
Location
StateNY
CountyNew York County
Rent Market Meter
Strong Landlord's Market
Renter's MarketBalancedLandlord's Market
Rents are up 7.0% year-over-year. Expect competition, and move quickly to lock in terms.
Based on rent-price momentum (+7.0% YoY, +0.5% MoM), not inventory.
Demographics

Who lives here

ZIP 10021 (New York, NY) is majority renter-occupied, has a large retiree population, has a median income above the national average, 79.4% of residents hold a bachelor's degree or higher.

Population
39,868
Median income
$158,677
Median age
44.3
Renters
55.3%
Age distribution
13.7%
26.4%
22.6%
26.9%
Under 1813.7%
18–3426.4%
35–5422.6%
55–6410.4%
65+26.9%
Gender
43.2%
56.8%
Male43.2%
Female56.8%
Race & ethnicity
79.9%
White79.9%
Black0.8%
Hispanic8.2%
Asian10.4%
Other0.7%
Education (25+)
79.4%
No HS diploma2.8%
HS diploma5.8%
Some college12%
Bachelor's+79.4%
Housing tenure
44.7%
55.3%
Owner44.7%
Renter55.3%

Source: U.S. Census Bureau · ACS 2024 5-Year Estimates

2021 vs 2026

How ZIP 10021 in New York, NY has changed in 5 years

Rent
$2,492 → $4,229
up 69.7%
Income
$136,060 → $158,677
up 16.6%
Population
42,484 → 39,868
down 6.2%
Renter share
54.5% → 55.3%
+0.8 pts
Bachelor's+
78.8% → 79.4%
+0.6 pts

Since 2021, the typical rent in ZIP 10021 in New York, NY has increased from $2,492 to $4,229, a 69.7% change over five years. Census figures show median household income at $158,677 today, compared with $136,060 five years earlier. That spread, with rent up faster than earnings, points to a tougher affordability environment than five years ago. The population has contracted by 6.2% since 2021, moving from about 42,484 residents to roughly 39,868. The combined trend lines point to a market that has changed measurably from where it stood in early 2021.

Community

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Local insights

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About renting in ZIP 10021

Last updated: October 17, 2026

ZIP code 10021 covers New York, NY. The median rent here is $4,229/mo as of October 2026. A 1-bedroom rents for a median of $3,990/mo. A 2-bedroom rents for a median of $4,370/mo.

At 32% of local median household income ($158,677/yr), ZIP 10021 ranks as moderate compared to the national benchmark of 30%. Rents have increased 7.0% over the past year.

FAQ

Frequently asked questions

How much income do you need to rent in ZIP 10021?

To keep rent at or below 30% of gross income, you would need to earn at least $169,000/year (about $81/hour full-time) to afford the median rent of $4,229/mo in ZIP 10021. The local median household income is $158,677/yr, so the typical household falls short of that bar.

Is rent going up or down in ZIP 10021?

Rent in ZIP 10021 has risen 7.0% over the past year as of September 2026. That is the highest level since Zillow's records here began in January 2015.

When is the cheapest time to rent in ZIP 10021?

Asking rents in ZIP 10021 are usually lowest in January, about 2.2% below their yearly trend, and highest in August, about 1.8% above it. At today's median that is a gap of roughly $169 a month. This pattern comes from 11 years of Zillow rent data.

Has rent outpaced income in ZIP 10021?

No. From 2019 to 2024, rent in ZIP 10021 rose 25.8% while median household income rose 29.9%, from $122,169 to $158,677. Rent is Zillow's yearly average; income is the Census 5-year estimate for the same years.

How does ZIP 10021 compare to other ZIPs in New York?

ZIP 10021 is one of the pricier among New York ZIP codes for rent, ranking #44 of 334 at $4,229/mo. Over the year to September 2026, rent in ZIP 10021 changed +7.0%, against a typical +5.6% across the 251 New York ZIP codes Zillow tracks.

How does ZIP 10021 compare to the rest of New York?

At $4,229/mo, ZIP 10021 is $140 above the New York citywide median of $4,089/mo. It is the 109th cheapest of 145 ZIP codes in New York.
Income Affordability
32%
MODERATE

At $4,229/mo, rent takes ~32% of ZIP 10021's median household income ($158,677/yr). The standard benchmark is 30%.

ZIP 10021 32%Benchmark 30%
State income tax4–10.9%
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Schools nearby

Public schools near ZIP 10021 (New York, NY)

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