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ZIP Code · NY

ZIP 10704

Part of Yonkers, NY
Pop. 31,921·Westchester County·182nd most expensive ZIP in New York
Median rent (all units)
$2,709/mo
Year-over-Year
+13.9%
Month-over-Month
-7.4%
vs US Median
+$744
Falling (Monthly)
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Most AffordableMost Expensive
ZIP 10704 · $2,709
More expensive than 84% of US ZIP codes · National median $1,965/mo
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Medians by bedroom

Rent by unit size

Studio
$2,510
1 BR
$2,640
2 BR
$2,890
3 BR
$3,620
4 BR+
$3,930
Research median
$2,890/mo

Bedroom estimates are gross rents that include essential utilities (electricity, water, gas, sewer, trash).

Rent trends

12-month history

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Last updated: July 20, 2026

Annual cost
$32,508/yr
At $2,709/mo median
Location
StateNY
CountyWestchester County
Rent Market Meter
Balanced Market
Renter's MarketBalancedLandlord's Market
Rents are roughly steady, with neither renters nor landlords holding a strong edge right now.
Based on rent-price momentum (+13.9% YoY, -7.4% MoM), not inventory.
Demographics

Who lives here

ZIP 10704 (Yonkers, NY) is majority owner-occupied, has a median income above the national average, 36% of residents hold a bachelor's degree or higher.

Population
31,921
Median income
$106,786
Median age
41.6
Renters
39.1%
Age distribution
18.1%
23.1%
26.8%
12.1%
19.8%
Under 1818.1%
18–3423.1%
35–5426.8%
55–6412.1%
65+19.8%
Gender
45.8%
54.2%
Male45.8%
Female54.2%
Race & ethnicity
52.7%
32.3%
White52.7%
Black7.7%
Hispanic32.3%
Asian6.3%
Other1%
Education (25+)
13.2%
29.4%
21.4%
36%
No HS diploma13.2%
HS diploma29.4%
Some college21.4%
Bachelor's+36%
Housing tenure
60.9%
39.1%
Owner60.9%
Renter39.1%

Source: U.S. Census Bureau · ACS 2024 5-Year Estimates

2021 vs 2026

How ZIP 10704 in Yonkers, NY has changed in 5 years

Income
$88,341 → $106,786
up 20.9%
Population
32,767 → 31,921
down 2.6%
Renter share
39% → 39.1%
+0.1 pts
Bachelor's+
35.9% → 36%
+0.1 pts

Local incomes tracked alongside that move, going from a median of $88,341 in 2021 to $106,786 more recently. Census counts show ZIP 10704 in Yonkers, NY losing about 846 residents over the five-year window, down 2.6% on net.

Community

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Local insights

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About renting in ZIP 10704

Last updated: July 20, 2026

ZIP code 10704 covers Yonkers, NY. The median rent here is $2,709/mo as of July 2026. A 1-bedroom rents for a median of $2,640/mo. A 2-bedroom rents for a median of $2,890/mo.

At 30% of local median household income ($106,786/yr), ZIP 10704 ranks as moderate compared to the national benchmark of 30%. Rents have increased 13.9% over the past year.

FAQ

Frequently asked questions

How much is rent in ZIP code 10704?

As of July 20, 2026, the median monthly rent in ZIP 10704 (Yonkers, NY) is $2,709. This is based on aggregated data from public sources and community submissions.

How does ZIP 10704 rent compare to the US average?

ZIP 10704's median rent of $2,709/mo is $744 (38%) above the US national median of $1,965/mo.

How does ZIP 10704 compare to other ZIPs in New York?

ZIP 10704 falls in the middle range for New York, ranking #182 out of 344 ZIPs at $2,709/mo.

How much income do you need to rent in ZIP 10704?

To keep rent at or below 30% of gross income, you would need to earn at least $108,000/year (~$52/hour full-time) to afford the median rent of $2,709/mo in ZIP 10704. The local median household income is $106,786/yr, meaning the typical household falls short of that threshold.

Is rent going up or down in ZIP 10704?

Rent in ZIP 10704 has increased 13.9% over the past year as of July 20, 2026, putting upward pressure on renter budgets.

Is ZIP 10704 an affordable place to rent?

ZIP 10704 is considered moderate for renters. At $2,709/mo, rent takes approximately 30% of the local median household income ($106,786/yr). The standard benchmark is 30%. ZIP 10704 slightly exceeds that threshold, so budgeting carefully matters here.

What percentage of ZIP 10704 residents rent vs. own?

According to Census data, approximately 39.1% of ZIP 10704 households are renters, while 60.9% are owner-occupied. ZIP 10704 leans toward homeownership, which can mean a smaller rental inventory.

How does ZIP 10704 compare to the rest of Yonkers?

ZIP 10704 is more affordable than Yonkers overall. At $2,709/mo, it's $45 below the Yonkers citywide median of $2,754/mo.

When was rent data for ZIP 10704 last updated?

Rent data for ZIP 10704 reflects July 20, 2026. RentDataNow refreshes all data monthly using public and private datasets.
Income Affordability
30%
MODERATE

At $2,709/mo, rent takes ~30% of ZIP 10704's median household income ($106,786/yr). The standard benchmark is 30%.

ZIP 10704 30%Benchmark 30%
State income tax4–10.9%
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Schools nearby

Public schools near ZIP 10704 (Yonkers, NY)

Recent submissions

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