ZIP Code · NY

ZIP 10704

Part of Yonkers, NY

Pop. 31,921·Westchester County·181st most expensive ZIP in New York

Median rent (all units)

$2,641/mo

Year-over-Year

+7.1%

Month-over-Month

+2.2%

vs US Median

+$709

Reported rents

Rising (Monthly)

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Most AffordableMost Expensive

ZIP 10704 · $2,641

More expensive than 83% of US ZIP codes · National median $1,932/mo

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Compare your rent to the local median.

Medians by bedroom

Rent by unit size

Studio

$2,510

1 BR

$2,640

2 BR

$2,890

3 BR

$3,620

4 BR+

$3,930

Research median

$2,890/mo

Bedroom estimates are gross rents that include essential utilities (electricity, water, gas, sewer, trash).

Rent trends

12-month history

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Last updated: October 17, 2026

From the history

What the numbers show

Compared with the peak

Rent in ZIP 10704 is at its highest level since Zillow's records here began in September 2022.

Past year vs. the rest of New York

Rent in ZIP 10704 changed +7.1% over the year to September 2026. Across the 251 New York ZIP codes Zillow tracks, the typical change was +5.6%.

Recent direction

Rent rose in 8 of the last 12 months.

What a typical income covers

30% of the median household income ($106,786) is $2,670 a month. That covers HUD's Fair Market Rent for up to a 1-bedroom ($2,640); a 2-bedroom is $2,890.

Rank in Yonkers

1st cheapest of 5 ZIP codes in Yonkers.

Cheaper nearby

ZIP 10467, 3 miles away, rents for 11% less ($2,362/mo), about $3,300 a year in savings.

From Zillow's monthly rent index (ZORI) for ZIP 10704. Income is the Census median household income (5-year estimates). Fair Market Rents are HUD’s, which include utilities.

Annual cost

$31,692/yr

At $2,641/mo median

Location

CityYonkers

StateNY

CountyWestchester County

Rent Market Meter

Strong Landlord's Market

Renter's MarketBalancedLandlord's Market

Rents are up 7.1% year-over-year. Expect competition, and move quickly to lock in terms.

Based on rent-price momentum (+7.1% YoY, +2.2% MoM), not inventory.

Demographics

Who lives here

ZIP 10704 (Yonkers, NY) is majority owner-occupied, has a median income above the national average, 36% of residents hold a bachelor's degree or higher.

Population

31,921

Median income

$106,786

Median age

41.6

Renters

39.1%

Age distribution

18.1%

23.1%

26.8%

12.1%

19.8%

Under 1818.1%

18–3423.1%

35–5426.8%

55–6412.1%

65+19.8%

Gender

45.8%

54.2%

Male45.8%

Female54.2%

Race & ethnicity

52.7%

32.3%

White52.7%

Black7.7%

Hispanic32.3%

Asian6.3%

Other1%

Education (25+)

13.2%

29.4%

21.4%

36%

No HS diploma13.2%

HS diploma29.4%

Some college21.4%

Bachelor's+36%

Housing tenure

60.9%

39.1%

Owner60.9%

Renter39.1%

Source: U.S. Census Bureau · ACS 2024 5-Year Estimates

2023 vs 2026

How ZIP 10704 in Yonkers, NY has changed in 5 years

Rent

$1,980 → $2,641

up 33.4%

Income

$88,341 → $106,786

up 20.9%

Population

32,767 → 31,921

down 2.6%

Renter share

39% → 39.1%

+0.1 pts

Bachelor's+

35.9% → 36%

+0.1 pts

Five years ago, renters in ZIP 10704 in Yonkers, NY paid around $1,980 a month. That figure now sits near $2,641, up 33.4% from the 2023 baseline. Local incomes tracked alongside that move, going from a median of $88,341 in 2021 to $106,786 more recently. Because rent grew faster than wages over the same span, the affordability picture has tightened relative to 2021. Census counts show ZIP 10704 in Yonkers, NY losing about 846 residents over the five-year window, down 2.6% on net. These shifts give renters and would-be renters a longer baseline for sizing up today's listings against the ZIP 10704 in Yonkers, NY market of 2023.

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About renting in ZIP 10704

Last updated: October 17, 2026

ZIP code 10704 covers Yonkers, NY. The median rent here is $2,641/mo as of October 2026. A 1-bedroom rents for a median of $2,640/mo. A 2-bedroom rents for a median of $2,890/mo.

At 30% of local median household income ($106,786/yr), ZIP 10704 ranks as moderate compared to the national benchmark of 30%. Rents have increased 7.1% over the past year.

FAQ

Frequently asked questions

How much income do you need to rent in ZIP 10704?

To keep rent at or below 30% of gross income, you would need to earn at least $106,000/year (about $51/hour full-time) to afford the median rent of $2,641/mo in ZIP 10704. The local median household income is $106,786/yr, so the typical household meets that bar.

Is rent going up or down in ZIP 10704?

Rent in ZIP 10704 has risen 7.1% over the past year as of September 2026. That is the highest level since Zillow's records here began in September 2022.

How does ZIP 10704 compare to other ZIPs in New York?

ZIP 10704 is in the middle among New York ZIP codes for rent, ranking #181 of 334 at $2,641/mo. Over the year to September 2026, rent in ZIP 10704 changed +7.1%, against a typical +5.6% across the 251 New York ZIP codes Zillow tracks.