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ZIP Code · NY

ZIP 10550

Pop. 38,972·Westchester County·200th most expensive ZIP in New York
Median rent (all units)
$2,565/mo
Year-over-Year
-4.8%
Month-over-Month
+2.7%
vs US Median
+$600
Rising (Monthly)
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Most AffordableMost Expensive
ZIP 10550 · $2,565
More expensive than 81% of US ZIP codes · National median $1,965/mo
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Medians by bedroom

Rent by unit size

Studio
$2,370
1 BR
$2,490
2 BR
$2,730
3 BR
$3,420
4 BR+
$3,710
Research median
$2,730/mo

Bedroom estimates are gross rents that include essential utilities (electricity, water, gas, sewer, trash).

Rent trends

12-month history

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Last updated: July 20, 2026

Annual cost
$30,780/yr
At $2,565/mo median
Location
StateNY
CountyWestchester County
Rent Market Meter
Balanced Market
Renter's MarketBalancedLandlord's Market
Rents are roughly steady, with neither renters nor landlords holding a strong edge right now.
Based on rent-price momentum (-4.8% YoY, +2.7% MoM), not inventory.
Demographics

Who lives here

ZIP 10550 (Mount Vernon, NY) is majority renter-occupied, has a median income below the national average, 24.9% of residents hold a bachelor's degree or higher.

Population
38,972
Median income
$60,701
Median age
39.8
Renters
71.8%
Age distribution
22.7%
21%
26.6%
13.2%
16.4%
Under 1822.7%
18–3421%
35–5426.6%
55–6413.2%
65+16.4%
Gender
44%
56%
Male44%
Female56%
Race & ethnicity
69%
21.8%
White6.4%
Black69%
Hispanic21.8%
Asian0.8%
Other2%
Education (25+)
16.7%
30.8%
27.6%
24.9%
No HS diploma16.7%
HS diploma30.8%
Some college27.6%
Bachelor's+24.9%
Housing tenure
28.2%
71.8%
Owner28.2%
Renter71.8%

Source: U.S. Census Bureau · ACS 2024 5-Year Estimates

2021 vs 2026

How ZIP 10550 in Mount Vernon, NY has changed in 5 years

Income
$48,472 → $60,701
up 25.2%
Population
39,360 → 38,972
down 1.0%
Renter share
76.1% → 71.8%
-4.3 pts
Bachelor's+
21% → 24.9%
+3.9 pts

Census figures show median household income at $60,701 today, compared with $48,472 five years earlier. Headcount in the area went from 39,360 to 38,972 between 2021 and 2024, a 1.0% change. About 71.8% of households rent today, against 76.1% in 2021. Educational attainment has shifted as well, with the share of adults holding a bachelor's degree or higher climbed from 21% to 24.9%.

Community

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Local insights

Tips for renters in ZIP 10550

About renting in ZIP 10550

Last updated: July 20, 2026

ZIP code 10550 covers Mount Vernon, NY. The median rent here is $2,565/mo as of July 2026. A 1-bedroom rents for a median of $2,490/mo. A 2-bedroom rents for a median of $2,730/mo.

At 51% of local median household income ($60,701/yr), ZIP 10550 ranks as expensive compared to the national benchmark of 30%. Rents have decreased 4.8% over the past year.

FAQ

Frequently asked questions

How much is rent in ZIP code 10550?

As of July 20, 2026, the median monthly rent in ZIP 10550 (Mount Vernon, NY) is $2,565. This is based on aggregated data from public sources and community submissions.

How does ZIP 10550 rent compare to the US average?

ZIP 10550's median rent of $2,565/mo is $600 (31%) above the US national median of $1,965/mo.

How does ZIP 10550 compare to other ZIPs in New York?

ZIP 10550 falls in the middle range for New York, ranking #200 out of 344 ZIPs at $2,565/mo.

How much income do you need to rent in ZIP 10550?

To keep rent at or below 30% of gross income, you would need to earn at least $103,000/year (~$50/hour full-time) to afford the median rent of $2,565/mo in ZIP 10550. The local median household income is $60,701/yr, meaning the typical household falls short of that threshold.

Is rent going up or down in ZIP 10550?

Rent in ZIP 10550 has decreased 4.8% over the past year as of July 20, 2026, offering some relief compared to 12 months ago.

Is ZIP 10550 an affordable place to rent?

ZIP 10550 is considered expensive for renters. At $2,565/mo, rent takes approximately 51% of the local median household income ($60,701/yr). The standard benchmark is 30%. ZIP 10550 significantly exceeds that threshold, making it challenging for many renters.

What percentage of ZIP 10550 residents rent vs. own?

According to Census data, approximately 71.8% of ZIP 10550 households are renters, while 28.2% are owner-occupied. With a majority renter population, ZIP 10550 has a strong rental market.

How does ZIP 10550 compare to the rest of Mount Vernon?

ZIP 10550 is more affordable than Mount Vernon overall. At $2,565/mo, it's $229 below the Mount Vernon citywide median of $2,794/mo.

When was rent data for ZIP 10550 last updated?

Rent data for ZIP 10550 reflects July 20, 2026. RentDataNow refreshes all data monthly using public and private datasets.
Income Affordability
51%
EXPENSIVE

At $2,565/mo, rent takes ~51% of ZIP 10550's median household income ($60,701/yr). The standard benchmark is 30%.

ZIP 10550 51%Benchmark 30%
State income tax4–10.9%
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Schools nearby

Public schools near ZIP 10550 (Mount Vernon, NY)

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