ZIP Code · NY

ZIP 10705

Part of Yonkers, NY
Pop. 38,887·Westchester County·168th most expensive ZIP in New York
Median rent (all units)
$2,746/mo
Year-over-Year
+24.4%
Month-over-Month
+3.9%
vs US Median
+$814
Reported rents
Rising (Monthly)
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Most AffordableMost Expensive
ZIP 10705 · $2,746
More expensive than 85% of US ZIP codes · National median $1,932/mo
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Medians by bedroom

Rent by unit size

Studio
$2,490
1 BR
$2,610
2 BR
$2,860
3 BR
$3,580
4 BR+
$3,890
Research median
$2,860/mo

Bedroom estimates are gross rents that include essential utilities (electricity, water, gas, sewer, trash).

Rent trends

12-month history

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Last updated: October 17, 2026

From the history

What the numbers show

Past year vs. the rest of New York

Rent in ZIP 10705 changed +24.4% over the year to September 2026. Across the 251 New York ZIP codes Zillow tracks, the typical change was +5.6%.

Recent direction

Rent has risen 8 months in a row, and rose in 10 of the last 12 months.

What a typical income covers

30% of the median household income ($67,918) is $1,698 a month. That is less than HUD's Fair Market Rent for a studio ($2,490).

Rank in Yonkers

3rd cheapest of 5 ZIP codes in Yonkers.

Cheaper nearby

ZIP 10468, 4 miles away, rents for 21% less ($2,171/mo), about $6,900 a year in savings.

From Zillow's monthly rent index (ZORI) for ZIP 10705. Income is the Census median household income (5-year estimates). Fair Market Rents are HUD’s, which include utilities.

Annual cost
$32,952/yr
At $2,746/mo median
Location
StateNY
CountyWestchester County
Rent Market Meter
Strong Landlord's Market
Renter's MarketBalancedLandlord's Market
Rents are up 24.4% year-over-year. Expect competition, and move quickly to lock in terms.
Based on rent-price momentum (+24.4% YoY, +3.9% MoM), not inventory.
Demographics

Who lives here

ZIP 10705 (Yonkers, NY) is majority renter-occupied, 29.8% of residents hold a bachelor's degree or higher.

Population
38,887
Median income
$67,918
Median age
40.8
Renters
63.2%
Age distribution
21.1%
21.4%
25.3%
15.6%
16.6%
Under 1821.1%
18–3421.4%
35–5425.3%
55–6415.6%
65+16.6%
Gender
48.6%
51.4%
Male48.6%
Female51.4%
Race & ethnicity
21.5%
12.9%
64.4%
White21.5%
Black12.9%
Hispanic64.4%
Asian6.7%
Education (25+)
21.9%
26%
22.3%
29.8%
No HS diploma21.9%
HS diploma26%
Some college22.3%
Bachelor's+29.8%
Housing tenure
36.8%
63.2%
Owner36.8%
Renter63.2%

Source: U.S. Census Bureau · ACS 2024 5-Year Estimates

2021 vs 2026

How ZIP 10705 in Yonkers, NY has changed in 5 years

Income
$61,078 → $67,918
up 11.2%
Population
39,846 → 38,887
down 2.4%
Renter share
65.2% → 63.2%
-2.0 pts
Bachelor's+
28.4% → 29.8%
+1.4 pts
Median age
38.4 → 40.8
+2.4 yrs

Census figures show median household income at $67,918 today, compared with $61,078 five years earlier. Census counts show ZIP 10705 in Yonkers, NY losing about 959 residents over the five-year window, down 2.4% on net. The renter share has eased from 65.2% to 63.2%, with owner-occupied housing accounting for the remainder.

Community

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Local insights

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About renting in ZIP 10705

Last updated: October 17, 2026

ZIP code 10705 covers Yonkers, NY. The median rent here is $2,746/mo as of October 2026. A 1-bedroom rents for a median of $2,610/mo. A 2-bedroom rents for a median of $2,860/mo.

At 49% of local median household income ($67,918/yr), ZIP 10705 ranks as moderate compared to the national benchmark of 30%. Rents have increased 24.4% over the past year.

FAQ

Frequently asked questions

How much income do you need to rent in ZIP 10705?

To keep rent at or below 30% of gross income, you would need to earn at least $110,000/year (about $53/hour full-time) to afford the median rent of $2,746/mo in ZIP 10705. The local median household income is $67,918/yr, so the typical household falls short of that bar.

Is rent going up or down in ZIP 10705?

Rent in ZIP 10705 has risen 24.4% over the past year.

How does ZIP 10705 compare to other ZIPs in New York?

ZIP 10705 is in the middle among New York ZIP codes for rent, ranking #168 of 334 at $2,746/mo. Over the year to September 2026, rent in ZIP 10705 changed +24.4%, against a typical +5.6% across the 251 New York ZIP codes Zillow tracks.

How does ZIP 10705 compare to the rest of Yonkers?

At $2,746/mo, ZIP 10705 is $19 below the Yonkers citywide median of $2,765/mo. It is the 3rd cheapest of 5 ZIP codes in Yonkers.
Income Affordability
49%
STRETCHED

At $2,746/mo, rent takes ~49% of ZIP 10705's median household income ($67,918/yr). The standard benchmark is 30%.

ZIP 10705 49%Benchmark 30%
State income tax4–10.9%
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Schools nearby

Public schools near ZIP 10705 (Yonkers, NY)

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