ZIP Code · NY

ZIP 10709

Part of Eastchester, NY

Pop. 10,352·Westchester County·80th most expensive ZIP in New York

Median rent (all units)

$3,351/mo

Year-over-Year

Stable

Month-over-Month

+2.1%

vs US Median

+$1,419

Reported rents

Rising (Monthly)

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Most AffordableMost Expensive

ZIP 10709 · $3,351

More expensive than 94% of US ZIP codes · National median $1,932/mo

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Medians by bedroom

Rent by unit size

Studio

$2,720

1 BR

$2,860

2 BR

$3,130

3 BR

$3,920

4 BR+

$4,260

Research median

$3,130/mo

Bedroom estimates are gross rents that include essential utilities (electricity, water, gas, sewer, trash).

Rent trends

12-month history

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Last updated: October 17, 2026

From the history

What the numbers show

What a typical income covers

30% of the median household income ($170,417) is $4,260 a month. That covers HUD's Fair Market Rent for up to a 4-bedroom ($4,260).

Cheaper nearby

ZIP 10710, 2 miles away, rents for 12% less ($2,937/mo), about $5,000 a year in savings.

From Zillow's monthly rent index (ZORI) for ZIP 10709. Income is the Census median household income (5-year estimates). Fair Market Rents are HUD’s, which include utilities.

Annual cost

$40,212/yr

At $3,351/mo median

Location

CityEastchester

StateNY

CountyWestchester County

Rent Market Meter

Landlord's Market

Renter's MarketBalancedLandlord's Market

Rents are climbing (0.0% YoY), so leverage tilts toward landlords. Act sooner rather than later.

Based on rent-price momentum (+0.0% YoY, +2.1% MoM), not inventory.

Demographics

Who lives here

ZIP 10709 (Eastchester, NY) is majority owner-occupied, has a large retiree population, has a median income above the national average, 65.9% of residents hold a bachelor's degree or higher.

Population

10,352

Median income

$170,417

Median age

42.9

Renters

19.9%

Age distribution

24.5%

17.9%

26.8%

20.1%

Under 1824.5%

18–3417.9%

35–5426.8%

55–6410.8%

65+20.1%

Gender

49.7%

50.3%

Male49.7%

Female50.3%

Race & ethnicity

81%

White81%

Black3%

Hispanic6.9%

Asian9.2%

Education (25+)

13%

15.8%

65.9%

No HS diploma5.3%

HS diploma13%

Some college15.8%

Bachelor's+65.9%

Housing tenure

80.1%

19.9%

Owner80.1%

Renter19.9%

Source: U.S. Census Bureau · ACS 2024 5-Year Estimates

2021 vs 2026

How ZIP 10709 in Eastchester, NY has changed in 5 years

Income

$142,536 → $170,417

up 19.6%

Population

10,222 → 10,352

up 1.3%

Renter share

23.7% → 19.9%

-3.8 pts

Bachelor's+

62.1% → 65.9%

+3.8 pts

Median age

43.7 → 42.9

-0.8 yrs

On the earnings side, the typical household in ZIP 10709 in Eastchester, NY now reports about $170,417, up from $142,536 in 2021. The population has grown by 1.3% since 2021, moving from about 10,222 residents to roughly 10,352. Renters now make up 19.9% of households, compared with 23.7% five years ago. College-educated residents now make up 65.9% of adults here, versus 62.1% in 2021.

Community

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Local insights

Tips for renters in ZIP 10709

About renting in ZIP 10709

Last updated: October 17, 2026

ZIP code 10709 covers Eastchester, NY. The median rent here is $3,351/mo as of October 2026. A 1-bedroom rents for a median of $2,860/mo. A 2-bedroom rents for a median of $3,130/mo.

At 24% of local median household income ($170,417/yr), ZIP 10709 ranks as affordable compared to the national benchmark of 30%. Rent prices have stayed steady over the past year.

FAQ

Frequently asked questions

How much income do you need to rent in ZIP 10709?

To keep rent at or below 30% of gross income, you would need to earn at least $134,000/year (about $64/hour full-time) to afford the median rent of $3,351/mo in ZIP 10709. The local median household income is $170,417/yr, so the typical household meets that bar.