ZIP Code · NY

ZIP 10801

Pop. 42,754·Westchester County·125th most expensive ZIP in New York
Median rent (all units)
$2,996/mo
Year-over-Year
+4.8%
Month-over-Month
+0.4%
vs US Median
+$1,064
Reported rents
Stable (Monthly)
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Most AffordableMost Expensive
ZIP 10801 · $2,996
More expensive than 90% of US ZIP codes · National median $1,932/mo
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Medians by bedroom

Rent by unit size

Studio
$2,550
1 BR
$2,680
2 BR
$2,940
3 BR
$3,680
4 BR+
$4,000
Research median
$2,940/mo

Bedroom estimates are gross rents that include essential utilities (electricity, water, gas, sewer, trash).

Rent trends

12-month history

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Last updated: October 17, 2026

From the history

What the numbers show

Cheapest month to sign

December. Asking rents in ZIP 10801 usually run 1.2% below trend in December and 1% above it in July, about $66 a month apart at today's median. Based on 8 years of data.

Compared with the peak

Rent in ZIP 10801 is at its highest level since Zillow's records here began in February 2018.

Past year vs. the rest of New York

Rent in ZIP 10801 changed +4.8% over the year to September 2026. Across the 251 New York ZIP codes Zillow tracks, the typical change was +5.6%.

Rent vs. income since 2019

From 2019 to 2024, rent in ZIP 10801 rose 19.3% while median household income rose 33.6% ($64,043 to $85,573). Income kept ahead of rent.

Since before the pandemic

Rent in ZIP 10801 is 30.8% higher than in March 2020. Across the US, rent is up 37.3% over the same stretch.

Recent direction

Rent has risen 6 months in a row, and rose in 9 of the last 12 months.

What a typical income covers

30% of the median household income ($85,573) is $2,139 a month. That is less than HUD's Fair Market Rent for a studio ($2,550).

Cheaper nearby

ZIP 10550, 3 miles away, rents for 13% less ($2,603/mo), about $4,700 a year in savings.

From Zillow's monthly rent index (ZORI) for ZIP 10801. The seasonal pattern compares Zillow’s seasonally adjusted and unadjusted series. Income is the Census median household income (5-year estimates). Fair Market Rents are HUD’s, which include utilities.

Annual cost
$35,952/yr
At $2,996/mo median
Location
StateNY
CountyWestchester County
Rent Market Meter
Landlord's Market
Renter's MarketBalancedLandlord's Market
Rents are climbing (4.8% YoY), so leverage tilts toward landlords. Act sooner rather than later.
Based on rent-price momentum (+4.8% YoY, +0.4% MoM), not inventory.
Demographics

Who lives here

ZIP 10801 (New Rochelle, NY) is majority renter-occupied, 44.2% of residents hold a bachelor's degree or higher.

Population
42,754
Median income
$85,573
Median age
38.8
Renters
58.9%
Age distribution
19.4%
26.3%
26.4%
16.4%
Under 1819.4%
18–3426.3%
35–5426.4%
55–6411.5%
65+16.4%
Gender
48.8%
51.2%
Male48.8%
Female51.2%
Race & ethnicity
32.7%
24.3%
36.6%
White32.7%
Black24.3%
Hispanic36.6%
Asian6.1%
Education (25+)
14.1%
22.3%
19.3%
44.2%
No HS diploma14.1%
HS diploma22.3%
Some college19.3%
Bachelor's+44.2%
Housing tenure
41.1%
58.9%
Owner41.1%
Renter58.9%

Source: U.S. Census Bureau · ACS 2024 5-Year Estimates

2021 vs 2026

How ZIP 10801 in New Rochelle, NY has changed in 5 years

Rent
$2,433 → $2,996
up 23.1%
Income
$73,632 → $85,573
up 16.2%
Population
41,205 → 42,754
up 3.8%
Renter share
55.9% → 58.9%
+3.0 pts
Bachelor's+
38.6% → 44.2%
+5.6 pts
Median age
37.8 → 38.8
+1.0 yrs

Across the past five years, the going rent in ZIP 10801 in New Rochelle, NY has shifted from $2,433 to $2,996, up 23.1% since 2021. Local incomes tracked alongside that move, going from a median of $73,632 in 2021 to $85,573 more recently. Because rent grew faster than wages over the same span, the affordability picture has tightened relative to 2021. Census counts show ZIP 10801 in New Rochelle, NY adding about 1,549 residents over the five-year window, up 3.8% on net. The renter share has risen from 55.9% to 58.9%, with owner-occupied housing accounting for the remainder. Bachelor's-degree-or-higher attainment moved from 38.6% to 44.2% across the same window. These shifts give renters and would-be renters a longer baseline for sizing up today's listings against the ZIP 10801 in New Rochelle, NY market of 2021.

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Local insights

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About renting in ZIP 10801

Last updated: October 17, 2026

ZIP code 10801 covers New Rochelle, NY. The median rent here is $2,996/mo as of October 2026. A 1-bedroom rents for a median of $2,680/mo. A 2-bedroom rents for a median of $2,940/mo.

At 42% of local median household income ($85,573/yr), ZIP 10801 ranks as moderate compared to the national benchmark of 30%. Rents have increased 4.8% over the past year.

FAQ

Frequently asked questions

How much income do you need to rent in ZIP 10801?

To keep rent at or below 30% of gross income, you would need to earn at least $120,000/year (about $58/hour full-time) to afford the median rent of $2,996/mo in ZIP 10801. The local median household income is $85,573/yr, so the typical household falls short of that bar.

Is rent going up or down in ZIP 10801?

Rent in ZIP 10801 has risen 4.8% over the past year as of September 2026. That is the highest level since Zillow's records here began in February 2018.

When is the cheapest time to rent in ZIP 10801?

Asking rents in ZIP 10801 are usually lowest in December, about 1.2% below their yearly trend, and highest in July, about 1% above it. At today's median that is a gap of roughly $66 a month. This pattern comes from 8 years of Zillow rent data.

Has rent outpaced income in ZIP 10801?

No. From 2019 to 2024, rent in ZIP 10801 rose 19.3% while median household income rose 33.6%, from $64,043 to $85,573. Rent is Zillow's yearly average; income is the Census 5-year estimate for the same years.

How does ZIP 10801 compare to other ZIPs in New York?

ZIP 10801 is in the middle among New York ZIP codes for rent, ranking #125 of 334 at $2,996/mo. Over the year to September 2026, rent in ZIP 10801 changed +4.8%, against a typical +5.6% across the 251 New York ZIP codes Zillow tracks.

How does ZIP 10801 compare to the rest of New Rochelle?

At $2,996/mo, ZIP 10801 is $1 above the New Rochelle citywide median of $2,995/mo.
Income Affordability
42%
STRETCHED

At $2,996/mo, rent takes ~42% of ZIP 10801's median household income ($85,573/yr). The standard benchmark is 30%.

ZIP 10801 42%Benchmark 30%
State income tax4–10.9%
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Schools nearby

Public schools near ZIP 10801 (New Rochelle, NY)

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