ZIP Code · NY

ZIP 10941

Pop. 14,422·Orange County·206th most expensive ZIP in New York
Median rent (all units)
$2,422/mo
Year-over-Year
+10.0%
Month-over-Month
+2.4%
vs US Median
+$490
Reported rents
Rising (Monthly)
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Most AffordableMost Expensive
ZIP 10941 · $2,422
More expensive than 78% of US ZIP codes · National median $1,932/mo
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Medians by bedroom

Rent by unit size

Studio
$1,430
1 BR
$1,620
2 BR
$2,070
3 BR
$2,630
4 BR+
$2,820
Research median
$2,070/mo

Bedroom estimates are gross rents that include essential utilities (electricity, water, gas, sewer, trash).

Rent trends

12-month history

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Last updated: October 17, 2026

From the history

What the numbers show

Past year vs. the rest of New York

Rent in ZIP 10941 changed +10.0% over the year to September 2026. Across the 251 New York ZIP codes Zillow tracks, the typical change was +5.6%.

Recent direction

Rent has risen 7 months in a row, and rose in 11 of the last 12 months.

What a typical income covers

30% of the median household income ($99,238) is $2,481 a month. That covers HUD's Fair Market Rent for up to a 2-bedroom ($2,070); a 3-bedroom is $2,630.

From Zillow's monthly rent index (ZORI) for ZIP 10941. Income is the Census median household income (5-year estimates). Fair Market Rents are HUD’s, which include utilities.

Annual cost
$29,064/yr
At $2,422/mo median
Location
StateNY
CountyOrange County
Rent Market Meter
Strong Landlord's Market
Renter's MarketBalancedLandlord's Market
Rents are up 10.0% year-over-year. Expect competition, and move quickly to lock in terms.
Based on rent-price momentum (+10.0% YoY, +2.4% MoM), not inventory.
Demographics

Who lives here

ZIP 10941 (Middletown, NY) is majority owner-occupied, has a median income above the national average, 29.9% of residents hold a bachelor's degree or higher.

Population
14,422
Median income
$99,238
Median age
40
Renters
41.4%
Age distribution
18.8%
27.2%
25%
14.5%
14.6%
Under 1818.8%
18–3427.2%
35–5425%
55–6414.5%
65+14.6%
Gender
50.4%
49.6%
Male50.4%
Female49.6%
Race & ethnicity
46.7%
21.5%
25.2%
White46.7%
Black21.5%
Hispanic25.2%
Asian4%
Other2.6%
Education (25+)
31.4%
31.6%
29.9%
No HS diploma7.1%
HS diploma31.4%
Some college31.6%
Bachelor's+29.9%
Housing tenure
58.6%
41.4%
Owner58.6%
Renter41.4%

Source: U.S. Census Bureau · ACS 2024 5-Year Estimates

2021 vs 2026

How ZIP 10941 in Middletown, NY has changed in 5 years

Income
$89,118 → $99,238
up 11.4%
Population
14,415 → 14,422
up 0.0%
Renter share
35.5% → 41.4%
+5.9 pts
Bachelor's+
27% → 29.9%
+2.9 pts
Median age
37.6 → 40
+2.4 yrs

On the earnings side, the typical household in ZIP 10941 in Middletown, NY now reports about $99,238, up from $89,118 in 2021. Renters now make up 41.4% of households, compared with 35.5% five years ago. College-educated residents now make up 29.9% of adults here, versus 27% in 2021.

Community

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Local insights

Tips for renters in ZIP 10941

About renting in ZIP 10941

Last updated: October 17, 2026

ZIP code 10941 covers Middletown, NY. The median rent here is $2,422/mo as of October 2026. A 1-bedroom rents for a median of $1,620/mo. A 2-bedroom rents for a median of $2,070/mo.

At 29% of local median household income ($99,238/yr), ZIP 10941 ranks as affordable compared to the national benchmark of 30%. Rents have increased 10.0% over the past year.

FAQ

Frequently asked questions

How much income do you need to rent in ZIP 10941?

To keep rent at or below 30% of gross income, you would need to earn at least $97,000/year (about $47/hour full-time) to afford the median rent of $2,422/mo in ZIP 10941. The local median household income is $99,238/yr, so the typical household meets that bar.

Is rent going up or down in ZIP 10941?

Rent in ZIP 10941 has risen 10.0% over the past year.

How does ZIP 10941 compare to other ZIPs in New York?

ZIP 10941 is in the middle among New York ZIP codes for rent, ranking #206 of 334 at $2,422/mo. Over the year to September 2026, rent in ZIP 10941 changed +10.0%, against a typical +5.6% across the 251 New York ZIP codes Zillow tracks.

How does ZIP 10941 compare to the rest of Middletown?

At $2,422/mo, ZIP 10941 is $20 below the Middletown citywide median of $2,442/mo.
Income Affordability
29%
AFFORDABLE

At $2,422/mo, rent takes ~29% of ZIP 10941's median household income ($99,238/yr). The standard benchmark is 30%.

ZIP 10941 29%Benchmark 30%
State income tax4–10.9%
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Schools nearby

Public schools near ZIP 10941 (Middletown, NY)

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