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ZIP Code · NY

ZIP 10990

Part of Warwick, NY
Pop. 20,368·Orange County·185th most expensive ZIP in New York
Median rent (all units)
$2,706/mo
Year-over-Year
Stable
Month-over-Month
-0.3%
vs US Median
+$741
Stable (Monthly)
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Most AffordableMost Expensive
ZIP 10990 · $2,706
More expensive than 84% of US ZIP codes · National median $1,965/mo
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Medians by bedroom

Rent by unit size

Studio
$1,200
1 BR
$1,360
2 BR
$1,740
3 BR
$2,210
4 BR+
$2,370
Research median
$1,740/mo

Bedroom estimates are gross rents that include essential utilities (electricity, water, gas, sewer, trash).

Rent trends

12-month history

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Last updated: July 20, 2026

Annual cost
$32,472/yr
At $2,706/mo median
Location
StateNY
CountyOrange County
Rent Market Meter
Balanced Market
Renter's MarketBalancedLandlord's Market
Rents are roughly steady, with neither renters nor landlords holding a strong edge right now.
Based on rent-price momentum (+0.0% YoY, -0.3% MoM), not inventory.
Demographics

Who lives here

ZIP 10990 (Warwick, NY) is majority owner-occupied, has a large retiree population, has a median income above the national average, 50.6% of residents hold a bachelor's degree or higher.

Population
20,368
Median income
$125,870
Median age
46
Renters
22.7%
Age distribution
19.5%
17.6%
24.8%
16.3%
21.7%
Under 1819.5%
18–3417.6%
35–5424.8%
55–6416.3%
65+21.7%
Gender
49.7%
50.3%
Male49.7%
Female50.3%
Race & ethnicity
79%
14%
White79%
Black2.8%
Hispanic14%
Asian1.6%
Other2.6%
Education (25+)
18.9%
25.8%
50.6%
No HS diploma4.8%
HS diploma18.9%
Some college25.8%
Bachelor's+50.6%
Housing tenure
77.3%
22.7%
Owner77.3%
Renter22.7%

Source: U.S. Census Bureau · ACS 2024 5-Year Estimates

2021 vs 2026

How ZIP 10990 in Warwick, NY has changed in 5 years

Income
$117,168 → $125,870
up 7.4%
Population
21,024 → 20,368
down 3.1%
Renter share
21.5% → 22.7%
+1.2 pts
Bachelor's+
48.3% → 50.6%
+2.3 pts
Median age
47.7 → 46
-1.7 yrs

Median household income climbed from $117,168 to $125,870 between 2021 and 2024, a 7.4% shift. Census counts show ZIP 10990 in Warwick, NY losing about 656 residents over the five-year window, down 3.1% on net. Bachelor's-degree-or-higher attainment moved from 48.3% to 50.6% across the same window.

Community

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Local insights

Tips for renters in ZIP 10990

About renting in ZIP 10990

Last updated: July 20, 2026

ZIP code 10990 covers Warwick, NY. The median rent here is $2,706/mo as of July 2026. A 1-bedroom rents for a median of $1,360/mo. A 2-bedroom rents for a median of $1,740/mo.

At 26% of local median household income ($125,870/yr), ZIP 10990 ranks as affordable compared to the national benchmark of 30%. Rent prices have stayed steady over the past year.

FAQ

Frequently asked questions

How much is rent in ZIP code 10990?

As of July 20, 2026, the median monthly rent in ZIP 10990 (Warwick, NY) is $2,706. This is based on aggregated data from public sources and community submissions.

How does ZIP 10990 rent compare to the US average?

ZIP 10990's median rent of $2,706/mo is $741 (38%) above the US national median of $1,965/mo.

How does ZIP 10990 compare to other ZIPs in New York?

ZIP 10990 falls in the middle range for New York, ranking #185 out of 344 ZIPs at $2,706/mo.

How much income do you need to rent in ZIP 10990?

To keep rent at or below 30% of gross income, you would need to earn at least $108,000/year (~$52/hour full-time) to afford the median rent of $2,706/mo in ZIP 10990. The local median household income is $125,870/yr, meaning the typical household meets that threshold.

Is rent going up or down in ZIP 10990?

Rent in ZIP 10990 has been relatively stable over the past year, with a 0.0% change year over year as of July 20, 2026.

Is ZIP 10990 an affordable place to rent?

ZIP 10990 is considered affordable for renters. At $2,706/mo, rent takes approximately 26% of the local median household income ($125,870/yr). The standard benchmark is 30%. ZIP 10990 falls comfortably within that range.

What percentage of ZIP 10990 residents rent vs. own?

According to Census data, approximately 22.7% of ZIP 10990 households are renters, while 77.3% are owner-occupied. ZIP 10990 leans toward homeownership, which can mean a smaller rental inventory.

How does ZIP 10990 compare to the rest of Warwick?

ZIP 10990 sits right at the Warwick citywide median of $2,706/mo.

When was rent data for ZIP 10990 last updated?

Rent data for ZIP 10990 reflects July 20, 2026. RentDataNow refreshes all data monthly using public and private datasets.
Income Affordability
26%
AFFORDABLE

At $2,706/mo, rent takes ~26% of ZIP 10990's median household income ($125,870/yr). The standard benchmark is 30%.

ZIP 10990 26%Benchmark 30%
State income tax4–10.9%
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Schools nearby

Public schools near ZIP 10990 (Warwick, NY)

Recent submissions

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