ZIP Code · NY

ZIP 10950

Part of Monroe, NY

Pop. 68,136·Orange County·144th most expensive ZIP in New York

Median rent (all units)

$2,905/mo

Year-over-Year

+5.9%

Month-over-Month

+2.1%

vs US Median

+$973

Reported rents

Rising (Monthly)

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Most AffordableMost Expensive

ZIP 10950 · $2,905

More expensive than 89% of US ZIP codes · National median $1,932/mo

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Compare your rent to the local median.

Medians by bedroom

Rent by unit size

Studio

$1,480

1 BR

$1,680

2 BR

$2,140

3 BR

$2,720

4 BR+

$2,910

Research median

$2,140/mo

Bedroom estimates are gross rents that include essential utilities (electricity, water, gas, sewer, trash).

Rent trends

12-month history

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Last updated: October 17, 2026

From the history

What the numbers show

Past year vs. the rest of New York

Rent in ZIP 10950 changed +5.9% over the year to September 2026. Across the 251 New York ZIP codes Zillow tracks, the typical change was +5.6%.

Recent direction

Rent rose in 8 of the last 12 months.

What a typical income covers

30% of the median household income ($78,931) is $1,973 a month. That covers HUD's Fair Market Rent for up to a 1-bedroom ($1,680); a 2-bedroom is $2,140.

Cheaper nearby

ZIP 10990, 9 miles away, rents for 17% less ($2,419/mo), about $5,800 a year in savings.

From Zillow's monthly rent index (ZORI) for ZIP 10950. Income is the Census median household income (5-year estimates). Fair Market Rents are HUD’s, which include utilities.

Annual cost

$34,860/yr

At $2,905/mo median

Location

CityMonroe

StateNY

CountyOrange County

Rent Market Meter

Strong Landlord's Market

Renter's MarketBalancedLandlord's Market

Rents are up 5.9% year-over-year. Expect competition, and move quickly to lock in terms.

Based on rent-price momentum (+5.9% YoY, +2.1% MoM), not inventory.

Demographics

Who lives here

ZIP 10950 (Monroe, NY) is majority owner-occupied, has a large share of families with children, 26.1% of residents hold a bachelor's degree or higher.

Population

68,136

Median income

$78,931

Median age

Renters

38.6%

Age distribution

44.4%

24.1%

17.7%

Under 1844.4%

18–3424.1%

35–5417.7%

55–646.9%

65+6.8%

Gender

49%

51%

Male49%

Female51%

Race & ethnicity

83.1%

12.7%

White83.1%

Black3.4%

Hispanic12.7%

Asian1.5%

Education (25+)

16.1%

27.9%

29.9%

26.1%

No HS diploma16.1%

HS diploma27.9%

Some college29.9%

Bachelor's+26.1%

Housing tenure

61.4%

38.6%

Owner61.4%

Renter38.6%

Source: U.S. Census Bureau · ACS 2024 5-Year Estimates

2021 vs 2026

How ZIP 10950 in Monroe, NY has changed in 5 years

Income

$77,362 → $78,931

up 2.0%

Population

61,452 → 68,136

up 10.9%

Renter share

35.3% → 38.6%

+3.3 pts

Bachelor's+

27.3% → 26.1%

-1.2 pts

Census figures show median household income at $78,931 today, compared with $77,362 five years earlier. The population has grown by 10.9% since 2021, moving from about 61,452 residents to roughly 68,136. Renters now make up 38.6% of households, compared with 35.3% five years ago.

Community

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Local insights

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About renting in ZIP 10950

Last updated: October 17, 2026

ZIP code 10950 covers Monroe, NY. The median rent here is $2,905/mo as of October 2026. A 1-bedroom rents for a median of $1,680/mo. A 2-bedroom rents for a median of $2,140/mo.

At 44% of local median household income ($78,931/yr), ZIP 10950 ranks as moderate compared to the national benchmark of 30%. Rents have increased 5.9% over the past year.

FAQ

Frequently asked questions

How much income do you need to rent in ZIP 10950?

To keep rent at or below 30% of gross income, you would need to earn at least $116,000/year (about $56/hour full-time) to afford the median rent of $2,905/mo in ZIP 10950. The local median household income is $78,931/yr, so the typical household falls short of that bar.

Is rent going up or down in ZIP 10950?

Rent in ZIP 10950 has risen 5.9% over the past year.

How does ZIP 10950 compare to other ZIPs in New York?

ZIP 10950 is in the middle among New York ZIP codes for rent, ranking #144 of 334 at $2,905/mo. Over the year to September 2026, rent in ZIP 10950 changed +5.9%, against a typical +5.6% across the 251 New York ZIP codes Zillow tracks.