City Report · NY

Monroe

Pop. 9,515·42nd most expensive in New York·One of the pricier rental markets in the US
Median rent (all units)
$3,188/mo
Year-over-Year
-2.3%
Month-over-Month
+4.4%
vs US Median
+$1,226
Rising (Monthly)
Be the first to discuss Monroe rents
Most AffordableMost Expensive
Monroe · $3,188
More expensive than 93% of US cities · National median $1,962/mo
Affordability
35% of income
MODERATE
0%30% benchmark60%+

At $3,188/mo, rent takes about 35% of the local median household income, slightly above the 30% benchmark.

Income to afford
$128,000/yr
Local median income
$109,851/yr
Based on the 30%-of-income rule using Monroe's median rent and household income. See the full affordability breakdown →
Medians by bedroom

Rent by unit size

Studio
$1,450
1 BR
$1,660
2 BR
$2,120
3 BR
$2,700
4 BR+
$2,930
Fair Market Rent (HUD)
$2,120/mo

These are HUD Fair Market Rents, the payment standard for a Housing Choice Voucher (Section 8). They often differ from the $3,188 market median above, and that is expected: FMR is the 40th percentile of standard-quality units and counts gross rent, so it includes essential utilities such as electricity, water, gas, sewer, and trash. The market median is asking rent, which usually excludes utilities. HUD sets FMR once a year; market rent here updates monthly.

Source: HUD Small Area Fair Market Rents. Read the methodology →

Rent trends

12-month history

Loading…

Last updated: August 17, 2026

Annual cost
$38,256/yr
At $3,188/mo median
Rent Market Meter
Strong Landlord's Market
Renter's MarketBalancedLandlord's Market
Rents are up 2.3% year-over-year. Expect competition, and move quickly to lock in terms.
Based on rent-price momentum (-2.3% YoY, +4.4% MoM), not inventory.
Rent check

Is your rent fair?

Compare your rent to the local median.

Demographics

Who lives here

Monroe, NY is majority owner-occupied, has a large share of families with children, has a median income above the national average, 41.6% of residents hold a bachelor's degree or higher.

Population
9,515
Median income
$109,851
Median age
32.6
Renters
19%
Age distribution
28.4%
23.3%
23.1%
15.4%
Under 1828.4%
18–3423.3%
35–5423.1%
55–6415.4%
65+9.8%
Gender
47.4%
52.6%
Male47.4%
Female52.6%
Race & ethnicity
54.2%
13.7%
28.1%
White54.2%
Black13.7%
Hispanic28.1%
Asian3.5%
Education (25+)
21.5%
25.9%
41.6%
No HS diploma11%
HS diploma21.5%
Some college25.9%
Bachelor's+41.6%
Housing tenure
81%
19%
Owner81%
Renter19%

Source: U.S. Census Bureau · ACS 2024 5-Year Estimates

2021 vs 2026

How Monroe, NY has changed in 5 years

Income
$107,944 → $109,851
up 1.8%
Population
9,392 → 9,515
up 1.3%
Renter share
16.5% → 19%
+2.5 pts
Bachelor's+
39.2% → 41.6%
+2.4 pts
Median age
35.5 → 32.6
-2.9 yrs

On the earnings side, the typical household in Monroe, NY now reports about $109,851, up from $107,944 in 2021. Headcount in the area went from 9,392 to 9,515 between 2021 and 2024, a 1.3% change. About 19% of households rent today, against 16.5% in 2021. Educational attainment has shifted as well, with the share of adults holding a bachelor's degree or higher climbed from 39.2% to 41.6%.

Community

Discussions about Monroe

No discussions yet. Start the conversation.

View Monroe rent history (2015–2026) →
Salary vs rent

Can you afford rent in Monroe on your salary?

At $3,188/mo, how Monroe rent compares to typical pay (30% rule).

By apartment size

Monroe rent by bedroom count

Median rent for each apartment size in Monroe. Click any size for full breakdown.

Local insights

Tips for renters in Monroe

About renting in Monroe, NY

Last updated: August 17, 2026

The median rent in Monroe is $3,188/mo as of August 2026. A studio apartment averages $1,450/mo while a 2-bedroom runs $2,120/mo. One-bedroom apartments average $1,660/mo and 3-bedroom units go for $2,700/mo.

At 35% of local median household income ($109,851/yr), Monroe ranks as moderate compared to the national benchmark of 30%. Rents have decreased 2.3% over the past year.

FAQ

Frequently asked questions

Is Monroe an affordable city for renters?

Monroe is considered moderate for renters. At $3,188/mo, rent takes approximately 35% of the local median household income ($109,851/yr). The standard benchmark is 30%. Monroe slightly exceeds that threshold, so budgeting carefully matters here.

How much income do you need to rent in Monroe?

To keep rent at or below 30% of gross income, you would need to earn at least $128,000/year (~$62/hour full-time) to afford the median rent of $3,188/mo in Monroe. The local median household income is $109,851/yr, meaning the typical Monroe household falls short of that threshold.

Is rent going up or down in Monroe?

Rent in Monroe has decreased 2.3% over the past year as of August 2026, offering some relief compared to 12 months ago.

How does Monroe rent compare to other cities in New York?

Monroe is one of the pricier cities in New York for rent, ranking #42 out of 125 tracked cities at $3,188/mo.

Which nearby cities are cheaper to rent in than Monroe?

Several nearby cities have lower median rents than Monroe ($3,188/mo): New Windsor ($2,537/mo), Suffern ($2,567/mo), Warwick ($2,706/mo).

What percentage of Monroe residents rent vs. own?

According to Census data, approximately 19% of Monroe households are renters, while 81% are owner-occupied. Monroe leans toward homeownership, which can mean a smaller rental inventory.

How does Monroe rent compare to the national average?

Monroe's median rent of $3,188/mo is $1,226 (62%) above the US national median of $1,962/mo. Within New York, it ranks #42 out of 125 tracked cities.
Income Affordability
35%
MODERATE

At $3,188/mo, rent takes ~35% of Monroe's median household income ($109,851/yr). The standard benchmark is 30%.

Monroe 35%Benchmark 30%
State income tax4–10.9%
Run the Monroe affordability calculator →
Lowest-rent ZIP codes in Monroe
Compare

How does this area stack up?

Pick another city or ZIP to compare.

Neighborhoods

Estimated from ZIP-level data

Schools nearby

Public schools near Monroe, NY

Recent submissions

Be the first to submit your rent for Monroe.

Recent discussions

No discussions yet.

Add RentDataNow as a preferred source on Google