ZIP Code · NY

ZIP 11946

Pop. 15,819·Suffolk County·68th most expensive ZIP in New York
Median rent (all units)
$3,484/mo
Year-over-Year
+9.9%
Month-over-Month
-2.2%
vs US Median
+$1,552
Reported rents
Falling (Monthly)
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Most AffordableMost Expensive
ZIP 11946 · $3,484
More expensive than 95% of US ZIP codes · National median $1,932/mo
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Medians by bedroom

Rent by unit size

Studio
$2,100
1 BR
$2,510
2 BR
$2,900
3 BR
$3,760
4 BR+
$3,980
Research median
$2,900/mo

Bedroom estimates are gross rents that include essential utilities (electricity, water, gas, sewer, trash).

Rent trends

12-month history

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Last updated: October 17, 2026

From the history

What the numbers show

Past year vs. the rest of New York

Rent in ZIP 11946 changed +9.9% over the year to September 2026. Across the 251 New York ZIP codes Zillow tracks, the typical change was +5.6%.

Recent direction

Rent has fallen 2 months in a row, and rose in 6 of the last 12 months.

What a typical income covers

30% of the median household income ($133,918) is $3,348 a month. That covers HUD's Fair Market Rent for up to a 2-bedroom ($2,900); a 3-bedroom is $3,760.

From Zillow's monthly rent index (ZORI) for ZIP 11946. Income is the Census median household income (5-year estimates). Fair Market Rents are HUD’s, which include utilities.

Annual cost
$41,808/yr
At $3,484/mo median
Location
StateNY
CountySuffolk County
Rent Market Meter
Landlord's Market
Renter's MarketBalancedLandlord's Market
Rents are climbing (9.9% YoY), so leverage tilts toward landlords. Act sooner rather than later.
Based on rent-price momentum (+9.9% YoY, -2.2% MoM), not inventory.
Demographics

Who lives here

ZIP 11946 (Hampton Bays, NY) is majority owner-occupied, has a large retiree population, has a median income above the national average, 47.2% of residents hold a bachelor's degree or higher.

Population
15,819
Median income
$133,918
Median age
44.1
Renters
18.1%
Age distribution
19.9%
17.7%
27%
13.5%
21.9%
Under 1819.9%
18–3417.7%
35–5427%
55–6413.5%
65+21.9%
Gender
53.4%
46.6%
Male53.4%
Female46.6%
Race & ethnicity
71.8%
26.7%
White71.8%
Black0.5%
Hispanic26.7%
Asian3.6%
Education (25+)
19.6%
22.6%
47.2%
No HS diploma10.6%
HS diploma19.6%
Some college22.6%
Bachelor's+47.2%
Housing tenure
81.9%
18.1%
Owner81.9%
Renter18.1%

Source: U.S. Census Bureau · ACS 2024 5-Year Estimates

2021 vs 2026

How ZIP 11946 in Hampton Bays, NY has changed in 5 years

Income
$103,996 → $133,918
up 28.8%
Population
17,027 → 15,819
down 7.1%
Renter share
27.5% → 18.1%
-9.4 pts
Bachelor's+
38.6% → 47.2%
+8.6 pts
Median age
43.1 → 44.1
+1.0 yrs

Census figures show median household income at $133,918 today, compared with $103,996 five years earlier. Headcount in the area went from 17,027 to 15,819 between 2021 and 2024, a 7.1% change. About 18.1% of households rent today, against 27.5% in 2021. Educational attainment has shifted as well, with the share of adults holding a bachelor's degree or higher climbed from 38.6% to 47.2%.

Community

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Local insights

Tips for renters in ZIP 11946

About renting in ZIP 11946

Last updated: October 17, 2026

ZIP code 11946 covers Hampton Bays, NY. The median rent here is $3,484/mo as of October 2026. A 1-bedroom rents for a median of $2,510/mo. A 2-bedroom rents for a median of $2,900/mo.

At 31% of local median household income ($133,918/yr), ZIP 11946 ranks as moderate compared to the national benchmark of 30%. Rents have increased 9.9% over the past year.

FAQ

Frequently asked questions

How much income do you need to rent in ZIP 11946?

To keep rent at or below 30% of gross income, you would need to earn at least $139,000/year (about $67/hour full-time) to afford the median rent of $3,484/mo in ZIP 11946. The local median household income is $133,918/yr, so the typical household falls short of that bar.

Is rent going up or down in ZIP 11946?

Rent in ZIP 11946 has risen 9.9% over the past year.

How does ZIP 11946 compare to other ZIPs in New York?

ZIP 11946 is one of the pricier among New York ZIP codes for rent, ranking #68 of 334 at $3,484/mo. Over the year to September 2026, rent in ZIP 11946 changed +9.9%, against a typical +5.6% across the 251 New York ZIP codes Zillow tracks.

How does ZIP 11946 compare to the rest of Hampton Bays?

ZIP 11946 sits right at the Hampton Bays citywide median of $3,484/mo.
Income Affordability
31%
MODERATE

At $3,484/mo, rent takes ~31% of ZIP 11946's median household income ($133,918/yr). The standard benchmark is 30%.

ZIP 11946 31%Benchmark 30%
State income tax4–10.9%
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Schools nearby

Public schools near ZIP 11946 (Hampton Bays, NY)

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