ZIP 11976
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12-month history
Last updated: October 17, 2026
What the numbers show
Rent in ZIP 11976 changed -36.8% over the year to September 2026. Across the 251 New York ZIP codes Zillow tracks, the typical change was +5.6%.
Rent has fallen 2 months in a row, and rose in 5 of the last 12 months.
30% of the median household income ($180,250) is $4,506 a month. That covers HUD's Fair Market Rent for up to a 4-bedroom ($4,160).
ZIP 11932, 2 miles away, rents for 23% less ($50,000/mo), about $182,000 a year in savings.
From Zillow's monthly rent index (ZORI) for ZIP 11976. Income is the Census median household income (5-year estimates). Fair Market Rents are HUD’s, which include utilities.
Who lives here
ZIP 11976 (Water Mill, NY) is majority owner-occupied, has a large retiree population, has a median income above the national average, 73% of residents hold a bachelor's degree or higher.
Source: U.S. Census Bureau · ACS 2024 5-Year Estimates
How ZIP 11976 in Water Mill, NY has changed in 5 years
Local incomes tracked alongside that move, going from a median of $161,442 in 2021 to $180,250 more recently. Census counts show ZIP 11976 in Water Mill, NY adding about 859 residents over the five-year window, up 41.0% on net. The renter share has eased from 9% to 6.8%, with owner-occupied housing accounting for the remainder.
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Tips for renters in ZIP 11976
Last updated: October 17, 2026
ZIP code 11976 covers Water Mill, NY. The median rent here is $65,167/mo as of October 2026.
At 434% of local median household income ($180,250/yr), ZIP 11976 ranks as expensive compared to the national benchmark of 30%. Rents have decreased 36.8% over the past year.
Frequently asked questions
How much income do you need to rent in ZIP 11976?
Is rent going up or down in ZIP 11976?
How does ZIP 11976 compare to other ZIPs in New York?
At $65,167/mo, rent takes ~434% of ZIP 11976's median household income ($180,250/yr). The standard benchmark is 30%.
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