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ZIP Code · NY

ZIP 11976

Pop. 2,952·Suffolk County·1st most expensive ZIP in New York
Median rent (all units)
$107,833/mo
Year-over-Year
+12.3%
Month-over-Month
+1.8%
vs US Median
+$105,868
Rising (Monthly)
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Most AffordableMost Expensive
ZIP 11976 · $107,833
More expensive than 100% of US ZIP codes · National median $1,965/mo
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Last updated: July 20, 2026

Annual cost
$1,293,996/yr
At $107,833/mo median
Location
StateNY
CountySuffolk County
Rent Market Meter
Strong Landlord's Market
Renter's MarketBalancedLandlord's Market
Rents are up 12.3% year-over-year. Expect competition, and move quickly to lock in terms.
Based on rent-price momentum (+12.3% YoY, +1.8% MoM), not inventory.
Demographics

Who lives here

ZIP 11976 (Water Mill, NY) is majority owner-occupied, has a large retiree population, has a median income above the national average, 73% of residents hold a bachelor's degree or higher.

Population
2,952
Median income
$180,250
Median age
52.3
Renters
6.8%
Age distribution
12.5%
20.9%
20.7%
24.7%
21.2%
Under 1812.5%
18–3420.9%
35–5420.7%
55–6424.7%
65+21.2%
Gender
47.2%
52.8%
Male47.2%
Female52.8%
Race & ethnicity
90.9%
White90.9%
Hispanic6.9%
Asian1.3%
Other0.5%
Education (25+)
14.5%
73%
No HS diploma2.3%
HS diploma14.5%
Some college10.2%
Bachelor's+73%
Housing tenure
93.2%
Owner93.2%
Renter6.8%

Source: U.S. Census Bureau · ACS 2024 5-Year Estimates

2021 vs 2026

How ZIP 11976 in Water Mill, NY has changed in 5 years

Income
$161,442 → $180,250
up 11.7%
Population
2,093 → 2,952
up 41.0%
Renter share
9% → 6.8%
-2.2 pts
Bachelor's+
71.5% → 73%
+1.5 pts
Median age
49.3 → 52.3
+3.0 yrs

Local incomes tracked alongside that move, going from a median of $161,442 in 2021 to $180,250 more recently. Census counts show ZIP 11976 in Water Mill, NY adding about 859 residents over the five-year window, up 41.0% on net. The renter share has eased from 9% to 6.8%, with owner-occupied housing accounting for the remainder.

Community

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About renting in ZIP 11976

Last updated: July 20, 2026

ZIP code 11976 covers Water Mill, NY. The median rent here is $107,833/mo as of July 2026.

At 718% of local median household income ($180,250/yr), ZIP 11976 ranks as expensive compared to the national benchmark of 30%. Rents have increased 12.3% over the past year.

FAQ

Frequently asked questions

How much is rent in ZIP code 11976?

As of July 20, 2026, the median monthly rent in ZIP 11976 (Water Mill, NY) is $107,833. This is based on aggregated data from public sources and community submissions.

How does ZIP 11976 rent compare to the US average?

ZIP 11976's median rent of $107,833/mo is $105,868 (5388%) above the US national median of $1,965/mo.

How does ZIP 11976 compare to other ZIPs in New York?

ZIP 11976 is one of the pricier ZIP codes in New York, ranking #1 out of 344 ZIPs tracked at $107,833/mo.

How much income do you need to rent in ZIP 11976?

To keep rent at or below 30% of gross income, you would need to earn at least $4,313,000/year (~$2074/hour full-time) to afford the median rent of $107,833/mo in ZIP 11976. The local median household income is $180,250/yr, meaning the typical household falls short of that threshold.

Is rent going up or down in ZIP 11976?

Rent in ZIP 11976 has increased 12.3% over the past year as of July 20, 2026, putting upward pressure on renter budgets.

Is ZIP 11976 an affordable place to rent?

ZIP 11976 is considered expensive for renters. At $107,833/mo, rent takes approximately 718% of the local median household income ($180,250/yr). The standard benchmark is 30%. ZIP 11976 significantly exceeds that threshold, making it challenging for many renters.

What percentage of ZIP 11976 residents rent vs. own?

According to Census data, approximately 6.8% of ZIP 11976 households are renters, while 93.2% are owner-occupied. ZIP 11976 leans toward homeownership, which can mean a smaller rental inventory.

When was rent data for ZIP 11976 last updated?

Rent data for ZIP 11976 reflects July 20, 2026. RentDataNow refreshes all data monthly using public and private datasets.
Income Affordability
718%
EXPENSIVE

At $107,833/mo, rent takes ~718% of ZIP 11976's median household income ($180,250/yr). The standard benchmark is 30%.

ZIP 11976 718%Benchmark 30%
State income tax4–10.9%
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