ZIP Code · NY

ZIP 11975

Pop. 450·Suffolk County·1st most expensive ZIP in New York
Median rent (all units)
$67,500/mo
Year-over-Year
Stable
Month-over-Month
+22.7%
vs US Median
+$65,568
Reported rents
Rising (Monthly)
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Most AffordableMost Expensive
ZIP 11975 · $67,500
More expensive than 100% of US ZIP codes · National median $1,932/mo
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12-month history

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Last updated: May 18, 2026

From the history

What the numbers show

What a typical income covers

30% of the median household income ($131,042) is $3,276 a month. That covers HUD's Fair Market Rent for up to a 1-bedroom ($3,080); a 2-bedroom is $3,550.

Cheaper nearby

ZIP 11932, 3 miles away, rents for 26% less ($50,000/mo), about $210,000 a year in savings.

From Zillow's monthly rent index (ZORI) for ZIP 11975. Income is the Census median household income (5-year estimates). Fair Market Rents are HUD’s, which include utilities.

Annual cost
$810,000/yr
At $67,500/mo median
Location
StateNY
CountySuffolk County
Rent Market Meter
Strong Landlord's Market
Renter's MarketBalancedLandlord's Market
Rents are up 0.0% year-over-year. Expect competition, and move quickly to lock in terms.
Based on rent-price momentum (+0.0% YoY, +22.7% MoM), not inventory.
Demographics

Who lives here

ZIP 11975 (Wainscott, NY) is majority owner-occupied, has a large retiree population, has a median income above the national average, 64.8% of residents hold a bachelor's degree or higher.

Population
450
Median income
$131,042
Median age
58.3
Renters
7.1%
Age distribution
16.9%
23.6%
12.4%
40.2%
Under 186.9%
18–3416.9%
35–5423.6%
55–6412.4%
65+40.2%
Gender
60.2%
39.8%
Male60.2%
Female39.8%
Race & ethnicity
86.2%
White86.2%
Black0.7%
Hispanic1.3%
Other11.8%
Education (25+)
20.8%
12.5%
64.8%
No HS diploma2%
HS diploma20.8%
Some college12.5%
Bachelor's+64.8%
Housing tenure
92.9%
Owner92.9%
Renter7.1%

Source: U.S. Census Bureau · ACS 2024 5-Year Estimates

2021 vs 2026

How ZIP 11975 in Wainscott, NY has changed in 5 years

Income
$148,958 → $131,042
down 12.0%
Population
391 → 450
up 15.1%
Renter share
4.8% → 7.1%
+2.3 pts
Bachelor's+
69.5% → 64.8%
-4.7 pts
Median age
52.5 → 58.3
+5.8 yrs

Median household income slipped from $148,958 to $131,042 between 2021 and 2024, a 12.0% shift. The population has grown by 15.1% since 2021, moving from about 391 residents to roughly 450. Renters now make up 7.1% of households, compared with 4.8% five years ago. College-educated residents now make up 64.8% of adults here, versus 69.5% in 2021.

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About renting in ZIP 11975

Last updated: May 18, 2026

ZIP code 11975 covers Wainscott, NY. The median rent here is $67,500/mo as of May 2026.

At 618% of local median household income ($131,042/yr), ZIP 11975 ranks as expensive compared to the national benchmark of 30%. Rent prices have stayed steady over the past year.

FAQ

Frequently asked questions

How much income do you need to rent in ZIP 11975?

To keep rent at or below 30% of gross income, you would need to earn at least $2,700,000/year (about $1298/hour full-time) to afford the median rent of $67,500/mo in ZIP 11975. The local median household income is $131,042/yr, so the typical household falls short of that bar.

Is rent going up or down in ZIP 11975?

Rent in ZIP 11975 has been roughly flat over the past year, a 0.0% change.

How does ZIP 11975 compare to other ZIPs in New York?

ZIP 11975 is one of the pricier among New York ZIP codes for rent, ranking #1 of 348 at $67,500/mo.
Income Affordability
618%
EXPENSIVE

At $67,500/mo, rent takes ~618% of ZIP 11975's median household income ($131,042/yr). The standard benchmark is 30%.

ZIP 11975 618%Benchmark 30%
State income tax4–10.9%
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