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ZIP Code · NY

ZIP 11963

Pop. 8,390·Suffolk County·1st most expensive ZIP in New York
Median rent (all units)
$50,500/mo
Year-over-Year
+10.0%
Month-over-Month
-1.6%
vs US Median
+$48,568
Reported rents
Falling (Monthly)
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Most AffordableMost Expensive
ZIP 11963 · $50,500
More expensive than 100% of US ZIP codes · National median $1,932/mo
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Rent trends

12-month history

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Last updated: October 17, 2026

From the history

What the numbers show

Compared with the peak

Rent in ZIP 11963 is 3.1% below its high of $52,138 in June 2026, at $50,500 as of September 2026.

Past year vs. the rest of New York

Rent in ZIP 11963 changed +10.0% over the year to September 2026. Across the 251 New York ZIP codes Zillow tracks, the typical change was +5.6%.

Recent direction

Rent has fallen 3 months in a row, and rose in 6 of the last 12 months.

What a typical income covers

30% of the median household income ($127,746) is $3,194 a month. That covers HUD's Fair Market Rent for up to a studio ($2,700); a 1-bedroom is $3,220.

Cheaper nearby

ZIP 11971, 8 miles away, rents for 92% less ($4,250/mo), about $555,000 a year in savings.

From Zillow's monthly rent index (ZORI) for ZIP 11963. Income is the Census median household income (5-year estimates). Fair Market Rents are HUD’s, which include utilities.

Annual cost
$606,000/yr
At $50,500/mo median
Location
StateNY
CountySuffolk County
Rent Market Meter
Strong Landlord's Market
Renter's MarketBalancedLandlord's Market
Rents are up 10.0% year-over-year. Expect competition, and move quickly to lock in terms.
Based on rent-price momentum (+10.0% YoY, -1.6% MoM), not inventory.
Demographics

Who lives here

ZIP 11963 (Sag Harbor, NY) is majority owner-occupied, has a large retiree population, has a median income above the national average, 52.3% of residents hold a bachelor's degree or higher.

Population
8,390
Median income
$127,746
Median age
52.5
Renters
16.3%
Age distribution
18.6%
26.7%
15.6%
31.1%
Under 1818.6%
18–348%
35–5426.7%
55–6415.6%
65+31.1%
Gender
48.1%
51.9%
Male48.1%
Female51.9%
Race & ethnicity
80%
13.3%
White80%
Black1.5%
Hispanic13.3%
Asian4.2%
Other1%
Education (25+)
19.5%
20.8%
52.3%
No HS diploma7.5%
HS diploma19.5%
Some college20.8%
Bachelor's+52.3%
Housing tenure
83.7%
16.3%
Owner83.7%
Renter16.3%

Source: U.S. Census Bureau · ACS 2024 5-Year Estimates

2021 vs 2026

How ZIP 11963 in Sag Harbor, NY has changed in 5 years

Income
$100,577 → $127,746
up 27.0%
Population
8,438 → 8,390
down 0.6%
Renter share
19.5% → 16.3%
-3.2 pts
Bachelor's+
53.9% → 52.3%
-1.6 pts
Median age
48.5 → 52.5
+4.0 yrs

Census figures show median household income at $127,746 today, compared with $100,577 five years earlier. Renters now make up 16.3% of households, compared with 19.5% five years ago.

Community

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Local insights

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About renting in ZIP 11963

Last updated: October 17, 2026

ZIP code 11963 covers Sag Harbor, NY. The median rent here is $50,500/mo as of October 2026.

At 474% of local median household income ($127,746/yr), ZIP 11963 ranks as expensive compared to the national benchmark of 30%. Rents have increased 10.0% over the past year.

FAQ

Frequently asked questions

How much income do you need to rent in ZIP 11963?

To keep rent at or below 30% of gross income, you would need to earn at least $2,020,000/year (about $971/hour full-time) to afford the median rent of $50,500/mo in ZIP 11963. The local median household income is $127,746/yr, so the typical household falls short of that bar.

Is rent going up or down in ZIP 11963?

Rent in ZIP 11963 has risen 10.0% over the past year as of September 2026. It sits 3.1% below its high of $52,138 in June 2026.

How does ZIP 11963 compare to other ZIPs in New York?

ZIP 11963 is one of the pricier among New York ZIP codes for rent, ranking #1 of 334 at $50,500/mo. Over the year to September 2026, rent in ZIP 11963 changed +10.0%, against a typical +5.6% across the 251 New York ZIP codes Zillow tracks.
Income Affordability
474%
EXPENSIVE

At $50,500/mo, rent takes ~474% of ZIP 11963's median household income ($127,746/yr). The standard benchmark is 30%.

ZIP 11963 474%Benchmark 30%
State income tax4–10.9%
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Schools nearby

Public schools near ZIP 11963 (Sag Harbor, NY)

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