RentDataNowRentDataNow
ZIP Code · NY

ZIP 12054

Part of Delmar, NY
Pop. 17,436·Albany County·219th most expensive ZIP in New York
Median rent (all units)
$2,195/mo
Year-over-Year
Stable
Month-over-Month
-3.9%
vs US Median
+$230
Falling (Monthly)
Be the first to discuss 12054 rents ↓
Most AffordableMost Expensive
ZIP 12054 · $2,195
More expensive than 69% of US ZIP codes · National median $1,965/mo
Rent check

Is your rent fair?

Compare your rent to the local median.

Medians by bedroom

Rent by unit size

Studio
$1,570
1 BR
$1,820
2 BR
$2,190
3 BR
$2,630
4 BR+
$2,900
Research median
$2,190/mo

Bedroom estimates are gross rents that include essential utilities (electricity, water, gas, sewer, trash).

Rent trends

12-month history

Loading…

Last updated: July 20, 2026

Annual cost
$26,340/yr
At $2,195/mo median
Location
CityDelmar
StateNY
CountyAlbany County
Rent Market Meter
Strong Renter's Market
Renter's MarketBalancedLandlord's Market
Rents are down 0.0% year-over-year. Push hard on price, concessions, and lease terms.
Based on rent-price momentum (+0.0% YoY, -3.9% MoM), not inventory.
Demographics

Who lives here

ZIP 12054 (Delmar, NY) is majority owner-occupied, has a large retiree population, has a median income above the national average, 69.1% of residents hold a bachelor's degree or higher.

Population
17,436
Median income
$129,583
Median age
43.4
Renters
26.1%
Age distribution
23.1%
14.9%
26.2%
13.3%
22.5%
Under 1823.1%
18–3414.9%
35–5426.2%
55–6413.3%
65+22.5%
Gender
48.2%
51.8%
Male48.2%
Female51.8%
Race & ethnicity
87.7%
White87.7%
Black1.2%
Hispanic5.5%
Asian3.3%
Other2.3%
Education (25+)
17.9%
69.1%
No HS diploma2.3%
HS diploma10.7%
Some college17.9%
Bachelor's+69.1%
Housing tenure
73.9%
26.1%
Owner73.9%
Renter26.1%

Source: U.S. Census Bureau · ACS 2024 5-Year Estimates

2021 vs 2026

How ZIP 12054 in Delmar, NY has changed in 5 years

Income
$117,984 → $129,583
up 9.8%
Population
16,578 → 17,436
up 5.2%
Renter share
25.2% → 26.1%
+0.9 pts
Bachelor's+
70.3% → 69.1%
-1.2 pts
Median age
42.6 → 43.4
+0.8 yrs

Census figures show median household income at $129,583 today, compared with $117,984 five years earlier. Headcount in the area went from 16,578 to 17,436 between 2021 and 2024, a 5.2% change.

Community

Discussions about ZIP 12054

No discussions yet. Start the conversation.

Local insights

Tips for renters in ZIP 12054

About renting in ZIP 12054

Last updated: July 20, 2026

ZIP code 12054 covers Delmar, NY. The median rent here is $2,195/mo as of July 2026. A 1-bedroom rents for a median of $1,820/mo. A 2-bedroom rents for a median of $2,190/mo.

At 20% of local median household income ($129,583/yr), ZIP 12054 ranks as affordable compared to the national benchmark of 30%. Rent prices have stayed steady over the past year.

FAQ

Frequently asked questions

How much is rent in ZIP code 12054?

As of July 20, 2026, the median monthly rent in ZIP 12054 (Delmar, NY) is $2,195. This is based on aggregated data from public sources and community submissions.

How does ZIP 12054 rent compare to the US average?

ZIP 12054's median rent of $2,195/mo is $230 (12%) above the US national median of $1,965/mo.

How does ZIP 12054 compare to other ZIPs in New York?

ZIP 12054 falls in the middle range for New York, ranking #219 out of 344 ZIPs at $2,195/mo.

How much income do you need to rent in ZIP 12054?

To keep rent at or below 30% of gross income, you would need to earn at least $88,000/year (~$42/hour full-time) to afford the median rent of $2,195/mo in ZIP 12054. The local median household income is $129,583/yr, meaning the typical household meets that threshold.

Is rent going up or down in ZIP 12054?

Rent in ZIP 12054 has been relatively stable over the past year, with a 0.0% change year over year as of July 20, 2026.

Is ZIP 12054 an affordable place to rent?

ZIP 12054 is considered very affordable for renters. At $2,195/mo, rent takes approximately 20% of the local median household income ($129,583/yr). The standard benchmark is 30%. ZIP 12054 falls comfortably within that range.

What percentage of ZIP 12054 residents rent vs. own?

According to Census data, approximately 26.1% of ZIP 12054 households are renters, while 73.9% are owner-occupied. ZIP 12054 leans toward homeownership, which can mean a smaller rental inventory.

How does ZIP 12054 compare to the rest of Delmar?

ZIP 12054 is pricier than Delmar as a whole. At $2,195/mo, it's $32 above the Delmar citywide median of $2,163/mo.

When was rent data for ZIP 12054 last updated?

Rent data for ZIP 12054 reflects July 20, 2026. RentDataNow refreshes all data monthly using public and private datasets.
Income Affordability
20%
VERY AFFORDABLE

At $2,195/mo, rent takes ~20% of ZIP 12054's median household income ($129,583/yr). The standard benchmark is 30%.

ZIP 12054 20%Benchmark 30%
State income tax4–10.9%
Compare

How does this area stack up?

Pick another city or ZIP to compare.

Schools nearby

Public schools near ZIP 12054 (Delmar, NY)

Recent submissions

Be the first to submit your rent for this ZIP.

Recent discussions

No discussions yet.