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ZIP Code · NY

ZIP 12202

Part of Albany, NY
Pop. 10,166·Albany County·319th most expensive ZIP in New York
Median rent (all units)
$1,311/mo
Year-over-Year
+3.9%
Month-over-Month
+1.7%
vs US Median
-$654
Rising (Monthly)
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Most AffordableMost Expensive
ZIP 12202 · $1,311
More affordable than 86% of US ZIP codes · National median $1,965/mo
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Medians by bedroom

Rent by unit size

Studio
$1,020
1 BR
$1,180
2 BR
$1,420
3 BR
$1,700
4 BR+
$1,880
Research median
$1,420/mo

Bedroom estimates are gross rents that include essential utilities (electricity, water, gas, sewer, trash).

Rent trends

12-month history

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Last updated: July 20, 2026

Annual cost
$15,732/yr
At $1,311/mo median
Location
CityAlbany
StateNY
CountyAlbany County
Rent Market Meter
Strong Landlord's Market
Renter's MarketBalancedLandlord's Market
Rents are up 3.9% year-over-year. Expect competition, and move quickly to lock in terms.
Based on rent-price momentum (+3.9% YoY, +1.7% MoM), not inventory.
Demographics

Who lives here

ZIP 12202 (Albany, NY) is majority renter-occupied, skews toward younger working-age adults, has a median income below the national average, 29.7% of residents hold a bachelor's degree or higher.

Population
10,166
Median income
$52,868
Median age
32.9
Renters
74.4%
Age distribution
19.4%
33.9%
23.9%
12.3%
Under 1819.4%
18–3433.9%
35–5423.9%
55–6410.6%
65+12.3%
Gender
48.5%
51.5%
Male48.5%
Female51.5%
Race & ethnicity
24.2%
46.3%
13.5%
12.5%
White24.2%
Black46.3%
Hispanic13.5%
Asian3.4%
Other12.5%
Education (25+)
17.1%
24.9%
28.3%
29.7%
No HS diploma17.1%
HS diploma24.9%
Some college28.3%
Bachelor's+29.7%
Housing tenure
25.6%
74.4%
Owner25.6%
Renter74.4%

Source: U.S. Census Bureau · ACS 2024 5-Year Estimates

2021 vs 2026

How ZIP 12202 in Albany, NY has changed in 5 years

Income
$45,659 → $52,868
up 15.8%
Population
8,716 → 10,166
up 16.6%
Renter share
76.8% → 74.4%
-2.4 pts
Bachelor's+
34.7% → 29.7%
-5.0 pts
Median age
35.9 → 32.9
-3.0 yrs

On the earnings side, the typical household in ZIP 12202 in Albany, NY now reports about $52,868, up from $45,659 in 2021. Census counts show ZIP 12202 in Albany, NY adding about 1,450 residents over the five-year window, up 16.6% on net. The renter share has eased from 76.8% to 74.4%, with owner-occupied housing accounting for the remainder. Bachelor's-degree-or-higher attainment moved from 34.7% to 29.7% across the same window.

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Local insights

Tips for renters in ZIP 12202

About renting in ZIP 12202

Last updated: July 20, 2026

ZIP code 12202 covers Albany, NY. The median rent here is $1,311/mo as of July 2026. A 1-bedroom rents for a median of $1,180/mo. A 2-bedroom rents for a median of $1,420/mo.

At 30% of local median household income ($52,868/yr), ZIP 12202 ranks as moderate compared to the national benchmark of 30%. Rents have increased 3.9% over the past year.

FAQ

Frequently asked questions

How much is rent in ZIP code 12202?

As of July 20, 2026, the median monthly rent in ZIP 12202 (Albany, NY) is $1,311. This is based on aggregated data from public sources and community submissions.

How does ZIP 12202 rent compare to the US average?

ZIP 12202's median rent of $1,311/mo is $654 (33%) below the US national median of $1,965/mo.

How does ZIP 12202 compare to other ZIPs in New York?

ZIP 12202 is among the more affordable ZIP codes in New York, ranking #319 out of 344 ZIPs at $1,311/mo.

How much income do you need to rent in ZIP 12202?

To keep rent at or below 30% of gross income, you would need to earn at least $52,000/year (~$25/hour full-time) to afford the median rent of $1,311/mo in ZIP 12202. The local median household income is $52,868/yr, meaning the typical household meets that threshold.

Is rent going up or down in ZIP 12202?

Rent in ZIP 12202 has increased 3.9% over the past year as of July 20, 2026, putting upward pressure on renter budgets.

Is ZIP 12202 an affordable place to rent?

ZIP 12202 is considered moderate for renters. At $1,311/mo, rent takes approximately 30% of the local median household income ($52,868/yr). The standard benchmark is 30%. ZIP 12202 slightly exceeds that threshold, so budgeting carefully matters here.

What percentage of ZIP 12202 residents rent vs. own?

According to Census data, approximately 74.4% of ZIP 12202 households are renters, while 25.6% are owner-occupied. With a majority renter population, ZIP 12202 has a strong rental market.

How does ZIP 12202 compare to the rest of Albany?

ZIP 12202 is more affordable than Albany overall. At $1,311/mo, it's $300 below the Albany citywide median of $1,611/mo.

When was rent data for ZIP 12202 last updated?

Rent data for ZIP 12202 reflects July 20, 2026. RentDataNow refreshes all data monthly using public and private datasets.
Income Affordability
30%
MODERATE

At $1,311/mo, rent takes ~30% of ZIP 12202's median household income ($52,868/yr). The standard benchmark is 30%.

ZIP 12202 30%Benchmark 30%
State income tax4–10.9%
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Schools nearby

Public schools near ZIP 12202 (Albany, NY)

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