ZIP Code · NY

ZIP 12202

Part of Albany, NY

Pop. 10,166·Albany County·287th most expensive ZIP in New York

Median rent (all units)

$1,465/mo

Year-over-Year

+11.7%

Month-over-Month

-0.3%

vs US Median

-$467

Reported rents

Stable (Monthly)

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Most AffordableMost Expensive

ZIP 12202 · $1,465

More affordable than 75% of US ZIP codes · National median $1,932/mo

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Compare your rent to the local median.

Medians by bedroom

Rent by unit size

Studio

$1,020

1 BR

$1,180

2 BR

$1,420

3 BR

$1,700

4 BR+

$1,880

Research median

$1,420/mo

Bedroom estimates are gross rents that include essential utilities (electricity, water, gas, sewer, trash).

Rent trends

12-month history

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Last updated: October 17, 2026

From the history

What the numbers show

Past year vs. the rest of New York

Rent in ZIP 12202 changed +11.7% over the year to September 2026. Across the 251 New York ZIP codes Zillow tracks, the typical change was +5.6%.

Recent direction

Rent rose in 9 of the last 12 months.

What a typical income covers

30% of the median household income ($52,868) is $1,322 a month. That covers HUD's Fair Market Rent for up to a 1-bedroom ($1,180); a 2-bedroom is $1,420.

Rank in Albany

1st cheapest of 8 ZIP codes in Albany.

From Zillow's monthly rent index (ZORI) for ZIP 12202. Income is the Census median household income (5-year estimates). Fair Market Rents are HUD’s, which include utilities.

Annual cost

$17,580/yr

At $1,465/mo median

Location

CityAlbany

StateNY

CountyAlbany County

Rent Market Meter

Strong Landlord's Market

Renter's MarketBalancedLandlord's Market

Rents are up 11.7% year-over-year. Expect competition, and move quickly to lock in terms.

Based on rent-price momentum (+11.7% YoY, -0.3% MoM), not inventory.

Demographics

Who lives here

ZIP 12202 (Albany, NY) is majority renter-occupied, skews toward younger working-age adults, has a median income below the national average, 29.7% of residents hold a bachelor's degree or higher.

Population

10,166

Median income

$52,868

Median age

32.9

Renters

74.4%

Age distribution

19.4%

33.9%

23.9%

12.3%

Under 1819.4%

18–3433.9%

35–5423.9%

55–6410.6%

65+12.3%

Gender

48.5%

51.5%

Male48.5%

Female51.5%

Race & ethnicity

24.2%

46.3%

13.5%

12.5%

White24.2%

Black46.3%

Hispanic13.5%

Asian3.4%

Other12.5%

Education (25+)

17.1%

24.9%

28.3%

29.7%

No HS diploma17.1%

HS diploma24.9%

Some college28.3%

Bachelor's+29.7%

Housing tenure

25.6%

74.4%

Owner25.6%

Renter74.4%

Source: U.S. Census Bureau · ACS 2024 5-Year Estimates

2021 vs 2026

How ZIP 12202 in Albany, NY has changed in 5 years

Income

$45,659 → $52,868

up 15.8%

Population

8,716 → 10,166

up 16.6%

Renter share

76.8% → 74.4%

-2.4 pts

Bachelor's+

34.7% → 29.7%

-5.0 pts

Median age

35.9 → 32.9

-3.0 yrs

On the earnings side, the typical household in ZIP 12202 in Albany, NY now reports about $52,868, up from $45,659 in 2021. Census counts show ZIP 12202 in Albany, NY adding about 1,450 residents over the five-year window, up 16.6% on net. The renter share has eased from 76.8% to 74.4%, with owner-occupied housing accounting for the remainder. Bachelor's-degree-or-higher attainment moved from 34.7% to 29.7% across the same window.

Community

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Local insights

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About renting in ZIP 12202

Last updated: October 17, 2026

ZIP code 12202 covers Albany, NY. The median rent here is $1,465/mo as of October 2026. A 1-bedroom rents for a median of $1,180/mo. A 2-bedroom rents for a median of $1,420/mo.

At 33% of local median household income ($52,868/yr), ZIP 12202 ranks as moderate compared to the national benchmark of 30%. Rents have increased 11.7% over the past year.

FAQ

Frequently asked questions

How much income do you need to rent in ZIP 12202?

To keep rent at or below 30% of gross income, you would need to earn at least $59,000/year (about $28/hour full-time) to afford the median rent of $1,465/mo in ZIP 12202. The local median household income is $52,868/yr, so the typical household falls short of that bar.

Is rent going up or down in ZIP 12202?

Rent in ZIP 12202 has risen 11.7% over the past year.

How does ZIP 12202 compare to other ZIPs in New York?

ZIP 12202 is one of the more affordable among New York ZIP codes for rent, ranking #287 of 334 at $1,465/mo. Over the year to September 2026, rent in ZIP 12202 changed +11.7%, against a typical +5.6% across the 251 New York ZIP codes Zillow tracks.